PayPal Holdings, Inc. (NASDAQ:PYPL) Receives $78.97 Consensus Price Target from Brokerages

Shares of PayPal Holdings, Inc. (NASDAQ:PYPL) have earned a consensus recommendation of “Hold” from the thirty-nine brokerages that are presently covering the stock, MarketBeat reports. Four equities research analysts have rated the stock with a sell rating, twenty-two have given a hold rating and thirteen have issued a buy rating on the company. The average 12 month price objective among analysts that have updated their coverage on the stock in the last year is $78.9714.

Several equities analysts have recently issued reports on the company. Weiss Ratings reiterated a “hold (c)” rating on shares of PayPal in a research report on Wednesday, October 8th. Jefferies Financial Group reaffirmed a “buy” rating on shares of PayPal in a research note on Friday. Rothschild & Co Redburn boosted their price target on shares of PayPal from $66.00 to $70.00 and gave the stock a “neutral” rating in a research report on Tuesday, September 16th. BNP Paribas Exane cut their price target on shares of PayPal from $71.00 to $69.00 and set a “neutral” rating for the company in a report on Tuesday, December 2nd. Finally, Truist Financial raised their price objective on shares of PayPal from $65.00 to $66.00 and gave the company a “sell” rating in a research report on Tuesday, November 4th.

PayPal Trading Up 0.6%

Shares of NASDAQ:PYPL opened at $59.81 on Wednesday. The company has a 50 day moving average of $64.57 and a 200-day moving average of $68.80. The company has a current ratio of 1.34, a quick ratio of 1.34 and a debt-to-equity ratio of 0.56. The firm has a market cap of $55.96 billion, a P/E ratio of 11.99, a P/E/G ratio of 0.81 and a beta of 1.43. PayPal has a twelve month low of $55.85 and a twelve month high of $93.25.

PayPal (NASDAQ:PYPL) last announced its earnings results on Tuesday, October 28th. The credit services provider reported $1.34 EPS for the quarter, topping the consensus estimate of $1.20 by $0.14. The firm had revenue of $8.42 billion for the quarter, compared to analysts’ expectations of $8.21 billion. PayPal had a return on equity of 25.64% and a net margin of 14.96%.The firm’s quarterly revenue was up 7.3% compared to the same quarter last year. During the same quarter in the previous year, the company earned $1.20 earnings per share. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. As a group, analysts anticipate that PayPal will post 5.03 earnings per share for the current fiscal year.

PayPal Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Wednesday, December 10th. Shareholders of record on Wednesday, November 19th were issued a $0.14 dividend. The ex-dividend date of this dividend was Wednesday, November 19th. This represents a $0.56 annualized dividend and a dividend yield of 0.9%. PayPal’s dividend payout ratio is currently 11.22%.

Trending Headlines about PayPal

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Company structure and cash flow support continued aggressive buybacks, which can reduce share count and boost EPS — a bullish catalyst for valuation. Read More.
• Positive Sentiment: PayPal is expanding PYUSD stablecoin use into on‑chain funding for AI projects (loans for GPUs, data centers), which could open new revenue/financing channels and differentiate its fintech stack. Read More.
• Positive Sentiment: Coverage highlights PayPal’s strong free cash flow and margins — fundamentals that underpin buybacks, dividend optionality and valuation support if growth stabilizes. Read More.
• Neutral Sentiment: PayPal’s pursuit of an industrial loan company (ILC) / Utah bank charter is being debated as either a strategic upgrade to expand lending/digital‑banking capabilities or a potential distraction; impacts depend on execution and regulatory timing. Read More.
• Neutral Sentiment: Analyst and media coverage (Zacks, Globe and Mail, The Motley Fool) is keeping PYPL in focus—some articles highlight investor attention and portfolio inclusion, which can support liquidity but not immediately move fundamentals. Read More.
• Negative Sentiment: Multiple analyst downgrades this week (including Morgan Stanley cutting to Underweight and slashing its price target sharply) cite slow progress on branded checkout integrations and persistent Venmo monetization issues — these calls have been a primary driver of near‑term selling pressure. Read More.
• Negative Sentiment: Market commentary points to growing Wall Street bearishness after recent cuts, increasing the risk of further multiple compression unless growth or execution data improves. Read More.

Insider Buying and Selling

In other news, EVP Diego Scotti sold 3,838 shares of the firm’s stock in a transaction on Thursday, October 30th. The stock was sold at an average price of $68.97, for a total transaction of $264,706.86. Following the completion of the sale, the executive vice president directly owned 16,989 shares of the company’s stock, valued at $1,171,731.33. This trade represents a 18.43% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is available through this link. Also, insider Suzan Kereere sold 4,162 shares of the business’s stock in a transaction on Wednesday, November 19th. The stock was sold at an average price of $59.84, for a total value of $249,054.08. Following the sale, the insider directly owned 30,983 shares in the company, valued at $1,854,022.72. This trade represents a 11.84% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold a total of 36,156 shares of company stock worth $2,432,524 over the last quarter. 0.08% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently made changes to their positions in the company. Hilltop National Bank purchased a new stake in shares of PayPal in the 2nd quarter valued at approximately $27,000. MUFG Securities EMEA plc lifted its holdings in shares of PayPal by 100.4% in the second quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock valued at $29,000 after purchasing an additional 87,524 shares in the last quarter. Kelleher Financial Advisors acquired a new stake in shares of PayPal in the third quarter worth $30,000. Cloud Capital Management LLC purchased a new position in shares of PayPal during the third quarter valued at $30,000. Finally, Gordian Capital Singapore Pte Ltd grew its holdings in shares of PayPal by 41.2% during the first quarter. Gordian Capital Singapore Pte Ltd now owns 473 shares of the credit services provider’s stock valued at $31,000 after buying an additional 138 shares in the last quarter. 68.32% of the stock is currently owned by institutional investors and hedge funds.

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.