Head-To-Head Analysis: Bentley Systems (NASDAQ:BSY) & Intellicheck (NASDAQ:IDN)

Bentley Systems (NASDAQ:BSY) and Intellicheck (NASDAQ:IDN) are both technology companies, but which is the better business? We will compare the two businesses based on the strength of their risk, analyst recommendations, earnings, dividends, profitability, institutional ownership and valuation.

Analyst Ratings

This is a summary of recent recommendations and price targets for Bentley Systems and Intellicheck, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bentley Systems	0	5	10	0	2.67
Intellicheck	0	3	3	0	2.50

Bentley Systems currently has a consensus price target of $44.77, indicating a potential upside of 2.47%. Intellicheck has a consensus price target of $6.50, indicating a potential upside of 209.67%. Given Intellicheck’s higher possible upside, analysts plainly believe Intellicheck is more favorable than Bentley Systems.

Risk & Volatility

Bentley Systems has a beta of 0.98, indicating that its stock price is 2% less volatile than the S&P 500. Comparatively, Intellicheck has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500.

Insider and Institutional Ownership

44.2% of Bentley Systems shares are owned by institutional investors. Comparatively, 42.8% of Intellicheck shares are owned by institutional investors. 20.3% of Bentley Systems shares are owned by company insiders. Comparatively, 7.8% of Intellicheck shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Profitability

This table compares Bentley Systems and Intellicheck’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bentley Systems	18.10%	28.43%	9.69%
Intellicheck	13.03%	15.02%	12.27%

Earnings & Valuation

This table compares Bentley Systems and Intellicheck”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bentley Systems	$1.50 billion	8.45	$277.86 million	$0.91	48.01
Intellicheck	$22.67 million	1.88	$1.27 million	$0.15	13.99

Bentley Systems has higher revenue and earnings than Intellicheck. Intellicheck is trading at a lower price-to-earnings ratio than Bentley Systems, indicating that it is currently the more affordable of the two stocks.

Summary

Bentley Systems beats Intellicheck on 12 of the 14 factors compared between the two stocks.

About Bentley Systems

Bentley Systems, Incorporated, together with its subsidiaries, provides infrastructure engineering software solutions in the Americas, Europe, the Middle East, Africa, and the Asia-Pacific. The company offers open modeling engineering applications, such as MicroStation, OpenBridge, OpenBuildings, OpenCities, OpenComms, OpenFlows, OpenPlant, OpenRail, OpenRoads, OpenSite, OpenTower, OpenTunnel, OpenUtilities, and OpenWindowPower; and open simulation engineering applications, including ADINA, AutoPIPE, CUBE, DYNAMEQ, EMME, LEGION, Power Line Systems, RAM, SACS, SPIDA, and STAAD; and geoprofessional applications for modeling and simulation of near and deep subsurface conditions, including AGS, Central, GeoStudio, Imago, Leapfrog, MX Deposit, Oasis montaj, OpenGround, and PLAXIS. It also provides infrastructure cloud applications, such as ProjectWise, SYNCHRO, and AssetWise, as well as iTwin platform that enables users to create and curate cloud native 4D/5D digital representations of physical infrastructure assets consisting of iTwin Capture, iTwin Experience, and iTwin IoT platforms. The company serves civil, structural, geotechnical, subsurface, process engineers, architects, geospatial professionals, city and regional planners, contractors, fabricators, and operations and maintenance engineers. Bentley Systems, Incorporated was incorporated in 1984 and is headquartered in Exton, Pennsylvania.

About Intellicheck

Intellicheck, Inc., a technology company, develops, integrates, and markets threat identification and identity authentication solutions for bank and retail fraud prevention, law enforcement threat identification, and mobile and handheld access control and security systems primarily in the United States. It provides identity systems products, including commercial identification products, such as Intellicheck Platform, an identity solution that checks whether an ID is valid, matches the ID to the person presenting it, and provides a risk score to determine the risk of doing business with that person; IDN-Portal that provides the ability to scan an ID using a mobile phone; IDN-Portal+ that uses a retail scanner to validate an ID, and get additional data for analytics and analysis; IDN-Direct that provides access to additional data and the ability to use the platform’s Risk Score capability to help with decision-making; and Intellicheck mobile app, which provides the ability to login and scan an ID. The company also offers State Aware Software solution, which provides or restricts information that is electronically scanned from an ID based on the electronic reading laws according to the state in which the ID is scanned; data collection devices that enable its software applications to be used on a variety of commercially available credit card terminals, PDAs, tablets, laptops, desktops, mobile phones, and point-of-sale terminals; and instant credit application kiosk software applications. It serves government, military, and commercial markets. The company was formerly known as Intellicheck Mobilisa, Inc. and changed its name to Intellicheck, Inc. in May 2017. Intellicheck, Inc. was incorporated in 1994 and is headquartered in Melville, New York.