Zacks Research Issues Optimistic Estimate for NMI Earnings

NMI Holdings Inc (NASDAQ:NMIH) – Zacks Research upped their Q3 2025 earnings per share (EPS) estimates for shares of NMI in a research note issued on Thursday, September 11th. Zacks Research analyst Team now expects that the financial services provider will post earnings per share of $1.20 for the quarter, up from their previous forecast of $1.17. The consensus estimate for NMI’s current full-year earnings is $4.62 per share. Zacks Research also issued estimates for NMI’s Q4 2025 earnings at $1.22 EPS, FY2025 earnings at $4.91 EPS, Q4 2026 earnings at $1.33 EPS, Q1 2027 earnings at $1.35 EPS and FY2027 earnings at $5.40 EPS.

NMI (NASDAQ:NMIH) last announced its quarterly earnings data on Tuesday, July 29th. The financial services provider reported $1.22 earnings per share for the quarter, beating the consensus estimate of $1.16 by $0.06. The company had revenue of $149.07 million during the quarter, compared to analysts’ expectations of $173.39 million. NMI had a return on equity of 16.51% and a net margin of 55.57%.NMI’s revenue for the quarter was up 7.2% compared to the same quarter last year. During the same quarter last year, the company earned $1.20 EPS.

Several other brokerages also recently issued reports on NMIH. JPMorgan Chase & Co. raised their target price on shares of NMI from $41.00 to $44.00 and gave the company an “overweight” rating in a research note on Friday, July 11th. Barclays raised their target price on shares of NMI from $41.00 to $42.00 and gave the company an “equal weight” rating in a research note on Tuesday, July 8th. Compass Point reiterated a “buy” rating and issued a $37.00 target price (up from $34.00) on shares of NMI in a research note on Friday, May 23rd. Wall Street Zen downgraded shares of NMI from a “buy” rating to a “hold” rating in a research note on Saturday, July 12th. Finally, Keefe, Bruyette & Woods downgraded shares of NMI from an “outperform” rating to a “market perform” rating and raised their target price for the company from $42.00 to $43.00 in a research note on Monday, July 7th. Three analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company’s stock. According to data from MarketBeat.com, NMI presently has a consensus rating of “Moderate Buy” and an average target price of $42.33.

NMI Price Performance

Shares of NASDAQ NMIH opened at $38.45 on Monday. The stock has a market capitalization of $2.98 billion, a price-to-earnings ratio of 8.16, a PEG ratio of 1.13 and a beta of 0.55. The business has a 50-day moving average of $38.84 and a 200-day moving average of $37.86. The company has a debt-to-equity ratio of 0.17, a current ratio of 0.74 and a quick ratio of 0.74. NMI has a fifty-two week low of $31.90 and a fifty-two week high of $43.20.

Institutional Investors Weigh In On NMI

Hedge funds and other institutional investors have recently made changes to their positions in the business. Sound Income Strategies LLC acquired a new stake in shares of NMI in the first quarter valued at approximately $25,000. Maseco LLP acquired a new stake in shares of NMI in the second quarter valued at approximately $32,000. BNP PARIBAS ASSET MANAGEMENT Holding S.A. acquired a new stake in shares of NMI in the second quarter valued at approximately $36,000. Opal Wealth Advisors LLC acquired a new stake in shares of NMI in the first quarter valued at approximately $33,000. Finally, Elevation Point Wealth Partners LLC acquired a new stake in shares of NMI in the second quarter valued at approximately $49,000. 94.12% of the stock is currently owned by institutional investors and hedge funds.

About NMI

NMI Holdings, Inc provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders.