Visa (NYSE:V) Announces Earnings Results, Beats Estimates By $0.03 EPS

Visa (NYSE:V) posted its quarterly earnings data on Thursday. The credit-card processor reported $3.17 EPS for the quarter, topping the consensus estimate of $3.14 by $0.03, FiscalAI reports. Visa had a return on equity of 60.31% and a net margin of 50.15%.The company had revenue of $10.90 billion during the quarter, compared to analyst estimates of $10.69 billion.

Visa Stock Up 1.6%

Shares of V traded up $5.23 during mid-day trading on Thursday, hitting $332.21. 10,086,193 shares of the company’s stock were exchanged, compared to its average volume of 8,270,555. The company has a debt-to-equity ratio of 0.53, a quick ratio of 1.08 and a current ratio of 1.08. Visa has a fifty-two week low of $299.00 and a fifty-two week high of $375.51. The company has a market cap of $605.20 billion, a price-to-earnings ratio of 32.54, a P/E/G ratio of 1.91 and a beta of 0.81. The stock’s 50-day moving average is $338.70 and its 200-day moving average is $341.86.

Visa News Roundup

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Q1 results beat: Visa reported EPS $3.17 vs. $3.14 consensus and revenue $10.90B vs. $10.69B expected; net margin ~50% and ROE ~60% underline strong profitability and cash generation. View Press Release
• Positive Sentiment: Analyst upgrades: Multiple firms lifted ratings (including upgrades to strong-buy / buy and a $385 price target from Redburn), supporting upside expectations and helping sentiment. Upgrades Coverage
• Positive Sentiment: Partnerships and product expansion: Visa announced collaborations to expand payments reach (e.g., GCash cross‑border funding) and a merchant/resident commerce tie-up with Amenify, which can drive incremental volumes and product adoption. GCash Partnership Amenify Announcement
• Neutral Sentiment: Investor materials / webcast: Visa filed its 8‑K and hosted a webcast to discuss Q1 results — useful for digging into guidance, TPV trends, and margin drivers. Earnings Release & Webcast
• Neutral Sentiment: Media and previews: Coverage ahead of the print and macro headlines (unit labor costs, market futures) set context but were secondary to the company release. Earnings Preview Macro Context
• Negative Sentiment: Technical headwind: The stock trades below its 50‑ and 200‑day moving averages, which can cap near‑term upside and prompt profit‑taking if beats don’t translate to raised guidance.
• Negative Sentiment: Competitive risk: Capital One’s recent acquisition of Brex (and other bank fintech moves) could intensify competition in corporate and commercial card segments over time. Capital One / Brex Coverage
• Negative Sentiment: Reputational/policy risk: Reports that Visa may permit certain reward redemptions tied to controversial accounts could create PR or regulatory scrutiny in specific markets. Story on Rewards Policy

Analyst Upgrades and Downgrades

A number of equities research analysts have recently commented on the stock. Redburn Partners set a $385.00 target price on shares of Visa in a research report on Wednesday. Macquarie lowered their target price on Visa from $425.00 to $410.00 and set an “outperform” rating on the stock in a report on Wednesday, October 29th. Morgan Stanley set a $398.00 price objective on Visa and gave the stock an “overweight” rating in a research report on Wednesday, October 29th. KeyCorp restated an “overweight” rating and issued a $405.00 target price on shares of Visa in a report on Wednesday, October 22nd. Finally, Truist Financial set a $374.00 price target on Visa in a report on Tuesday, January 20th. Six analysts have rated the stock with a Strong Buy rating, twenty have given a Buy rating and four have given a Hold rating to the stock. According to data from MarketBeat.com, the stock has an average rating of “Buy” and a consensus target price of $391.58.

Insider Buying and Selling

In other news, insider Paul D. Fabara sold 2,172 shares of Visa stock in a transaction on Friday, November 21st. The shares were sold at an average price of $325.93, for a total transaction of $707,919.96. Following the completion of the sale, the insider directly owned 26,413 shares of the company’s stock, valued at approximately $8,608,789.09. The trade was a 7.60% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Also, CEO Ryan Mcinerney sold 10,485 shares of the stock in a transaction on Monday, November 3rd. The shares were sold at an average price of $341.00, for a total value of $3,575,385.00. Following the completion of the transaction, the chief executive officer directly owned 537 shares in the company, valued at $183,117. This trade represents a 95.13% decrease in their position. The SEC filing for this sale provides additional information. Insiders sold 24,042 shares of company stock valued at $8,247,289 in the last three months. 0.12% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On Visa

Institutional investors have recently added to or reduced their stakes in the business. Parvin Asset Management LLC boosted its holdings in Visa by 200.0% in the third quarter. Parvin Asset Management LLC now owns 75 shares of the credit-card processor’s stock valued at $26,000 after purchasing an additional 50 shares in the last quarter. Imprint Wealth LLC purchased a new stake in shares of Visa during the 3rd quarter worth approximately $39,000. SWAN Capital LLC boosted its holdings in shares of Visa by 1,680.0% in the 3rd quarter. SWAN Capital LLC now owns 267 shares of the credit-card processor’s stock valued at $91,000 after buying an additional 252 shares in the last quarter. WFA of San Diego LLC acquired a new position in shares of Visa in the 2nd quarter valued at $115,000. Finally, Wealth Watch Advisors INC acquired a new stake in Visa during the 3rd quarter worth $137,000. Hedge funds and other institutional investors own 82.15% of the company’s stock.

Visa Company Profile

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.