United Bankshares (NASDAQ:UBSI) Releases Quarterly Earnings Results, Beats Estimates By $0.01 EPS

United Bankshares (NASDAQ:UBSI) posted its quarterly earnings data on Thursday. The financial services provider reported $0.94 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.93 by $0.01, Zacks reports. The firm had revenue of $325.10 million for the quarter, compared to the consensus estimate of $327.23 million. United Bankshares had a net margin of 27.97% and a return on equity of 9.39%. During the same period in the previous year, the firm earned $0.92 EPS.

United Bankshares Stock Performance

NASDAQ UBSI opened at $48.46 on Friday. The company’s 50 day simple moving average is $47.03 and its two-hundred day simple moving average is $45.80. The company has a debt-to-equity ratio of 0.10, a current ratio of 0.98 and a quick ratio of 0.97. United Bankshares has a 1 year low of $34.68 and a 1 year high of $49.62. The stock has a market capitalization of $6.60 billion, a PE ratio of 13.20 and a beta of 0.72.

United Bankshares Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Thursday, October 1st. Shareholders of record on Friday, September 11th were paid a $0.38 dividend. The ex-dividend date was Friday, September 11th. This represents a $1.52 annualized dividend and a yield of 3.1%. United Bankshares’s dividend payout ratio is currently 41.42%.

Trending Headlines about United Bankshares

Here are the key news stories impacting United Bankshares this week:

• Positive Sentiment: Third-quarter diluted EPS was $0.94, up from $0.92 a year earlier and slightly above the $0.93 consensus estimate. United Bankshares quarterly earnings
• Positive Sentiment: Net interest income reached a record $294.3 million, increasing $8.9 million sequentially, while net interest margin improved to 3.86% from 3.81%. The result indicates continued support from the company’s core lending and deposit business. United Bankshares Q3 2026 earnings
• Positive Sentiment: United Bankshares reported third-quarter net income of $128.7 million, and nine-month net income reached $384.3 million, providing evidence of continued profitability. United Bankshares announces third-quarter earnings
• Neutral Sentiment: Revenue was reported at $325.1 million, broadly in line with expectations but below FactSet’s $327.2 million estimate. Separate coverage characterized sales as meeting estimates. United Bankshares Q3 revenue
• Negative Sentiment: Net income declined from $130.7 million a year earlier and $131.4 million in the prior quarter. The provision for credit losses rose to $6.2 million from $5.0 million, while noninterest income fell $7.7 million sequentially and noninterest expense increased $2.0 million. United Bankshares Q3 earnings and revenue

Wall Street Analyst Weigh In

UBSI has been the subject of a number of research analyst reports. Weiss Ratings reaffirmed a “buy (b)” rating on shares of United Bankshares in a research report on Friday, October 2nd. Wall Street Zen raised United Bankshares from a “sell” rating to a “hold” rating in a report on Saturday, July 25th. Raymond James Financial lifted their target price on shares of United Bankshares from $49.00 to $50.00 and gave the stock an “outperform” rating in a research note on Wednesday, July 1st. Keefe, Bruyette & Woods raised their price target on United Bankshares from $46.00 to $48.00 and gave the stock a “market perform” rating in a report on Monday, July 27th. Finally, Hovde Group lifted their price target on United Bankshares from $49.00 to $50.00 and gave the company a “market perform” rating in a research report on Friday, July 24th. Three research analysts have rated the stock with a Buy rating and four have issued a Hold rating to the company. According to MarketBeat, the company currently has a consensus rating of “Hold” and an average price target of $47.80.

Insider Activity at United Bankshares

In other news, Director Mark Nesselroad sold 3,200 shares of the business’s stock in a transaction on Tuesday, September 1st. The shares were sold at an average price of $46.42, for a total transaction of $148,544.00. Following the completion of the transaction, the director directly owned 32,224 shares in the company, valued at $1,495,838.08. The trade was a 9.03% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. 3.16% of the stock is owned by company insiders.

About United Bankshares

United Bankshares, Inc is a financial holding company that operates through its subsidiary, United Bank. The company provides a broad range of banking and financial services to individuals, businesses, nonprofit organizations and government entities.

United Bank’s offerings include checking and savings accounts, certificates of deposit, residential and commercial real estate lending, consumer loans, commercial and industrial financing, treasury management and online and mobile banking.