Trustmark (NASDAQ:TRMK) & GrandSouth Bancorporation (OTCMKTS:GRRB) Head-To-Head Analysis

Trustmark (NASDAQ:TRMK) and GrandSouth Bancorporation (OTCMKTS:GRRB) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, profitability, earnings, risk, analyst recommendations, institutional ownership and dividends.

Profitability

This table compares Trustmark and GrandSouth Bancorporation’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Trustmark	19.95%	10.77%	1.20%
GrandSouth Bancorporation	N/A	N/A	N/A

Analyst Ratings

This is a summary of current ratings and target prices for Trustmark and GrandSouth Bancorporation, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Trustmark	0	3	2	0	2.40
GrandSouth Bancorporation	0	0	0	0	0.00

Trustmark presently has a consensus price target of $43.83, indicating a potential downside of 1.92%. Given Trustmark’s stronger consensus rating and higher probable upside, research analysts clearly believe Trustmark is more favorable than GrandSouth Bancorporation.

Earnings and Valuation

This table compares Trustmark and GrandSouth Bancorporation”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Trustmark	$1.12 billion	2.39	$224.13 million	$3.71	12.05
GrandSouth Bancorporation	N/A	N/A	N/A	N/A	N/A

Trustmark has higher revenue and earnings than GrandSouth Bancorporation.

Insider and Institutional Ownership

67.6% of Trustmark shares are owned by institutional investors. 1.5% of Trustmark shares are owned by company insiders. Comparatively, 33.3% of GrandSouth Bancorporation shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Trustmark beats GrandSouth Bancorporation on 8 of the 9 factors compared between the two stocks.

About Trustmark

Trustmark Corporation operates as the bank holding company for Trustmark National Bank that provides banking and other financial solutions to individuals and corporate institutions in the United States. The company operates through three segments: General Banking, Wealth Management, and Insurance. It offers checking, savings, and money market accounts; certificates of deposits and individual retirement accounts; financing for commercial and industrial projects, income-producing commercial real estate, owner-occupied real estate, and construction and land development; and installment and real estate loans, and lines of credit, as well as treasury management services. The company also provides mortgage banking services, including construction financing, production of conventional and government-insured mortgages, and secondary marketing and mortgage servicing. In addition, it provides wealth management and trust services, such as administration of personal trusts and estates; management of investment accounts for individuals, employee benefit plans, and charitable foundations; and corporate trust and institutional custody, securities brokerage, financial and estate planning, retirement plan, and investment management services. Further, the company offers business insurance products and services for medical professionals, construction, manufacturing, hospitality, real estate, and group life and health plans; and life and health insurance, and personal line policies for individual customers. Trustmark Corporation was founded in 1889 and is headquartered in Jackson, Mississippi.

About GrandSouth Bancorporation

GrandSouth Bancorporation operates as the bank holding company for GrandSouth Bank that provides banking services to individuals and businesses. It accepts checking accounts, savings accounts, money market accounts, various term certificates of deposit, and individual retirement accounts. The company also offers one-to-four family residential, commercial real estate, home equity and lines of credit, residential construction and other construction and land, and commercial loans; and consumer loans comprising loans secured by personal property, such as automobiles, marketable securities, and boats and motorcycles, as well as unsecured consumer debt. In addition, it invests in investment securities, as well as provides specialty floor plan lending to small auto dealerships under the CarBucks trade name. The company operates through eight branches across South Carolina. GrandSouth Bancorporation was founded in 1998 and is based in Greenville, South Carolina.