TransUnion (NYSE:TRU) Issues Q1 2026 Earnings Guidance

TransUnion (NYSE:TRU) updated its first quarter 2026 earnings guidance on Thursday. The company provided earnings per share guidance of 1.080-1.100 for the period, compared to the consensus earnings per share estimate of 1.020. The company issued revenue guidance of $1.2 billion-$1.2 billion, compared to the consensus revenue estimate of $1.1 billion. TransUnion also updated its FY 2026 guidance to 4.630-4.71 EPS.

Analyst Upgrades and Downgrades

Several research analysts recently weighed in on the company. Wells Fargo & Company cut their target price on TransUnion from $100.00 to $90.00 and set an “overweight” rating on the stock in a research report on Friday. JPMorgan Chase & Co. cut their price objective on TransUnion from $118.00 to $107.00 and set an “overweight” rating on the stock in a report on Friday, October 24th. Stifel Nicolaus reduced their price objective on TransUnion from $103.00 to $88.00 and set a “buy” rating on the stock in a research note on Friday. The Goldman Sachs Group reissued a “neutral” rating and set a $80.00 target price on shares of TransUnion in a research report on Friday. Finally, Weiss Ratings restated a “hold (c)” rating on shares of TransUnion in a report on Wednesday, January 21st. One analyst has rated the stock with a Strong Buy rating, eight have issued a Buy rating, four have given a Hold rating and one has issued a Sell rating to the stock. According to MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and a consensus price target of $95.00.

TransUnion Stock Performance

TransUnion stock opened at $73.83 on Friday. The firm has a market capitalization of $14.34 billion, a PE ratio of 31.83, a price-to-earnings-growth ratio of 1.33 and a beta of 1.70. TransUnion has a one year low of $65.24 and a one year high of $101.19. The stock’s 50 day moving average price is $82.24 and its 200 day moving average price is $84.25. The company has a debt-to-equity ratio of 1.08, a quick ratio of 2.01 and a current ratio of 1.75.

TransUnion (NYSE:TRU) last posted its quarterly earnings data on Thursday, February 12th. The business services provider reported $1.07 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.03 by $0.04. TransUnion had a net margin of 9.95% and a return on equity of 16.19%. The company had revenue of $1.17 billion for the quarter, compared to analyst estimates of $1.13 billion. During the same quarter last year, the firm posted $0.97 earnings per share. The business’s quarterly revenue was up 13.0% on a year-over-year basis. TransUnion has set its FY 2026 guidance at 4.630-4.71 EPS and its Q1 2026 guidance at 1.080-1.100 EPS. As a group, sell-side analysts expect that TransUnion will post 3.99 EPS for the current fiscal year.

TransUnion Increases Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Friday, March 13th. Shareholders of record on Thursday, February 26th will be issued a $0.125 dividend. The ex-dividend date is Thursday, February 26th. This represents a $0.50 dividend on an annualized basis and a yield of 0.7%. This is an increase from TransUnion’s previous quarterly dividend of $0.12. TransUnion’s dividend payout ratio (DPR) is presently 21.50%.

Insider Activity

In other news, EVP Tiffani Chambers sold 4,318 shares of TransUnion stock in a transaction dated Wednesday, December 17th. The stock was sold at an average price of $86.00, for a total transaction of $371,348.00. Following the sale, the executive vice president directly owned 50,427 shares of the company’s stock, valued at approximately $4,336,722. The trade was a 7.89% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, insider Steven M. Chaouki sold 1,000 shares of the business’s stock in a transaction dated Friday, January 2nd. The stock was sold at an average price of $85.71, for a total value of $85,710.00. Following the completion of the transaction, the insider owned 61,592 shares in the company, valued at approximately $5,279,050.32. This trade represents a 1.60% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold 7,818 shares of company stock worth $663,883 over the last ninety days. Corporate insiders own 0.22% of the company’s stock.

TransUnion News Summary

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: Q4 results beat Street estimates: revenue and adjusted EPS topped consensus and full‑year revenue and EPS guidance for FY2026 were reiterated/raised, supporting the view that core credit/analytics demand remains healthy. TransUnion Announces Strong Fourth Quarter and Full-Year 2025 Results
• Positive Sentiment: Management issued Q1 and FY2026 guidance that was modestly above consensus (Q1 EPS 1.08–1.10; FY EPS 4.63–4.71), which reduces short‑term execution risk and supports near‑term earnings visibility. TransUnion earnings summary & guidance (MarketBeat)
• Positive Sentiment: Dividend increase: TransUnion raised the quarterly payout to $0.125 (≈8.7% raise), signaling confidence in cash generation and returning modest income to shareholders. (Company release / earnings materials)
• Positive Sentiment: Product expansion: management emphasized rent‑data and other product initiatives to broaden credit reporting and non‑credit revenue opportunities — a potential multi‑year growth lever. TransUnion rent data push tests new credit reporting opportunities
• Neutral Sentiment: Earnings materials and call transcripts are available for investors to parse segment trends (U.S. consumer, risk solutions, international) and margin commentary; useful for modeling but informational. TransUnion Q4 2025 earnings call transcript (Seeking Alpha)
• Neutral Sentiment: Deep‑dive coverage frames the print as a mix of solid execution and a deliberately conservative FY2026 outlook — helpful context but not a direct driver. TRU Q4 Deep Dive: U.S. Growth, Product Expansion, and Conservative 2026 Outlook
• Negative Sentiment: Analysts trimmed forecasts and cut price targets after the report; while ratings largely remain Buy/Overweight, lower targets from firms such as Stifel, Wells Fargo and Needham increase near‑term skepticism and cap upside. TransUnion Analysts Slash Their Forecasts After Q4 Results (Benzinga)
• Negative Sentiment: Specific price‑target cuts: Stifel lowered to $88, Wells Fargo to $90, Needham to $95 — these trims reflect more cautious multi‑year assumptions and temper immediate upside expectations. Benzinga: price target updates Needham price target cut (The Fly)

Institutional Inflows and Outflows

Large investors have recently bought and sold shares of the company. Dodge & Cox bought a new stake in TransUnion in the fourth quarter valued at $843,952,000. State Street Corp lifted its position in TransUnion by 62.2% in the 3rd quarter. State Street Corp now owns 6,781,771 shares of the business services provider’s stock valued at $568,177,000 after purchasing an additional 2,600,425 shares during the last quarter. Invesco Ltd. boosted its stake in TransUnion by 355.9% during the 3rd quarter. Invesco Ltd. now owns 2,637,776 shares of the business services provider’s stock valued at $220,993,000 after purchasing an additional 2,059,177 shares during the period. Amundi grew its position in TransUnion by 275.3% in the 3rd quarter. Amundi now owns 1,212,850 shares of the business services provider’s stock worth $92,941,000 after purchasing an additional 889,644 shares during the last quarter. Finally, UBS Group AG grew its position in TransUnion by 92.0% in the 3rd quarter. UBS Group AG now owns 1,310,621 shares of the business services provider’s stock worth $109,804,000 after purchasing an additional 628,045 shares during the last quarter.

TransUnion Company Profile

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.