Synchrony Financial $SYF Shares Purchased by Vest Financial LLC

Vest Financial LLC raised its stake in Synchrony Financial (NYSE:SYF) by 13.7% in the 3rd quarter, HoldingsChannel.com reports. The firm owned 1,086,144 shares of the financial services provider’s stock after buying an additional 131,123 shares during the quarter. Synchrony Financial comprises 0.8% of Vest Financial LLC’s investment portfolio, making the stock its 29th largest position. Vest Financial LLC’s holdings in Synchrony Financial were worth $77,084,000 at the end of the most recent quarter.

A number of other large investors also recently modified their holdings of the stock. World Investment Advisors raised its position in Synchrony Financial by 0.6% in the 1st quarter. World Investment Advisors now owns 22,874 shares of the financial services provider’s stock valued at $1,556,000 after buying an additional 134 shares during the last quarter. WealthTrust Asset Management LLC boosted its holdings in Synchrony Financial by 0.9% during the 1st quarter. WealthTrust Asset Management LLC now owns 17,452 shares of the financial services provider’s stock worth $1,187,000 after acquiring an additional 156 shares during the last quarter. Parkside Financial Bank & Trust boosted its holdings in Synchrony Financial by 13.7% during the 2nd quarter. Parkside Financial Bank & Trust now owns 1,526 shares of the financial services provider’s stock worth $116,000 after acquiring an additional 184 shares during the last quarter. Riversedge Advisors LLC boosted its holdings in Synchrony Financial by 3.8% during the 3rd quarter. Riversedge Advisors LLC now owns 5,022 shares of the financial services provider’s stock worth $356,000 after acquiring an additional 184 shares during the last quarter. Finally, CoreFirst Bank & Trust grew its stake in shares of Synchrony Financial by 57.8% in the 1st quarter. CoreFirst Bank & Trust now owns 505 shares of the financial services provider’s stock worth $34,000 after acquiring an additional 185 shares in the last quarter. Institutional investors own 96.48% of the company’s stock.

Analyst Upgrades and Downgrades

A number of research analysts recently weighed in on the stock. Barclays raised their price target on shares of Synchrony Financial from $93.00 to $94.00 and gave the company an “overweight” rating in a research report on Wednesday. Wells Fargo & Company reduced their price objective on shares of Synchrony Financial from $95.00 to $88.00 and set an “overweight” rating for the company in a research report on Wednesday, July 22nd. Evercore downgraded shares of Synchrony Financial from an “outperform” rating to an “in-line” rating and set a $78.00 price objective for the company. in a research report on Wednesday. BMO Capital Markets assumed coverage on shares of Synchrony Financial in a research note on Friday, October 9th. They issued a “market perform” rating and a $81.00 price objective for the company. Finally, HSBC lifted their target price on shares of Synchrony Financial from $93.00 to $97.00 and gave the stock a “buy” rating in a research report on Monday, July 13th. Ten equities research analysts have rated the stock with a Buy rating and nine have assigned a Hold rating to the company’s stock. According to MarketBeat, Synchrony Financial currently has an average rating of “Moderate Buy” and a consensus target price of $87.83.

Key Stories Impacting Synchrony Financial

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Synchrony reported third-quarter EPS of $2.68, well above the $2.42 consensus estimate, while revenue of $3.82 billion was slightly ahead of expectations. Purchase volume rose 8% year over year to approximately $49.7 billion. Synchrony Reports Third Quarter 2026 Results
• Positive Sentiment: Management raised full-year 2026 EPS guidance to approximately $9.50, slightly above the $9.44 analyst consensus. The updated outlook reinforces confidence in earnings resilience following the third-quarter beat.
• Positive Sentiment: Credit trends were better than feared: net charge-offs declined to about 4.79%, while 30-day and 90-day delinquencies also improved. Stronger credit performance supports profitability and reduces concerns about a broad consumer-default wave. Synchrony Q3 Earnings Beat Estimates
• Positive Sentiment: Barclays raised its price target to $94 and maintained an overweight rating, while JPMorgan lifted its target to $77. Synchrony also declared a quarterly dividend of $0.34 per share, supporting its shareholder-return appeal.
• Positive Sentiment: The launch of CareCredit Pay Later expands financing choices for health and wellness customers and could strengthen Synchrony’s CareCredit platform and provider relationships. CareCredit Introduces CareCredit Pay Later
• Neutral Sentiment: Evercore downgraded Synchrony from “outperform” to “in-line,” assigning a $78 price target. The action reflects more cautious near-term expectations despite remaining implied upside.
• Negative Sentiment: Third-quarter profit declined from $2.86 to $2.68 per share year over year as expenses increased. Net interest margin also contracted, partly because healthier payment behavior reduced late-fee revenue, leaving investors to weigh improving credit quality against pressure on current earnings.

Synchrony Financial Stock Up 1.0%

SYF stock opened at $74.12 on Thursday. The stock’s fifty day simple moving average is $75.67 and its two-hundred day simple moving average is $74.67. The company has a current ratio of 1.23, a quick ratio of 1.22 and a debt-to-equity ratio of 1.15. Synchrony Financial has a 1-year low of $63.08 and a 1-year high of $88.77. The stock has a market cap of $24.12 billion, a P/E ratio of 7.74, a P/E/G ratio of 0.84 and a beta of 1.35.

Synchrony Financial (NYSE:SYF) last announced its quarterly earnings data on Tuesday, October 20th. The financial services provider reported $2.68 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $2.42 by $0.26. Synchrony Financial had a return on equity of 22.26% and a net margin of 14.59%. The firm had revenue of $3.82 billion during the quarter, compared to the consensus estimate of $3.81 billion. During the same quarter in the prior year, the company earned $2.86 EPS. Analysts expect that Synchrony Financial will post 9.50 EPS for the current year.

Synchrony Financial Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Monday, November 16th. Investors of record on Thursday, November 5th will be issued a $0.34 dividend. This represents a $1.36 dividend on an annualized basis and a dividend yield of 1.8%. The ex-dividend date of this dividend is Thursday, November 5th. Synchrony Financial’s payout ratio is 13.93%.

About Synchrony Financial

Synchrony Financial (NYSE: SYF) is a consumer financial services company that provides private-label credit cards, co-branded credit cards and promotional financing programs. Its financing products are offered through retailers, manufacturers, healthcare providers and other businesses, helping consumers pay for purchases over time.

The company serves a range of industries, including digital commerce, home improvement, furniture, automotive, healthcare, jewelry, apparel, electronics and specialty retail.