Synchrony Financial (NYSE:SYF) Issues FY 2026 Earnings Guidance

Synchrony Financial (NYSE:SYF) updated its FY 2026 earnings guidance on Tuesday. The company provided earnings per share (EPS) guidance of 9.100-9.500 for the period, compared to the consensus estimate of 9.340. The company issued revenue guidance of -.

Synchrony Financial Stock Performance

Shares of Synchrony Financial stock opened at $74.46 on Tuesday. The stock has a market cap of $26.82 billion, a price-to-earnings ratio of 8.16, a PEG ratio of 0.53 and a beta of 1.43. The company has a debt-to-equity ratio of 0.91, a current ratio of 1.24 and a quick ratio of 1.24. Synchrony Financial has a 1 year low of $40.54 and a 1 year high of $88.77. The firm’s 50-day moving average is $80.93 and its 200 day moving average is $75.64.

Synchrony Financial announced that its Board of Directors has initiated a share repurchase plan on Wednesday, October 15th that authorizes the company to buyback $1.00 billion in outstanding shares. This buyback authorization authorizes the financial services provider to reacquire up to 3.7% of its shares through open market purchases. Shares buyback plans are generally an indication that the company’s leadership believes its stock is undervalued.

Analysts Set New Price Targets

Several research analysts have recently commented on the company. Wall Street Zen raised Synchrony Financial from a “hold” rating to a “buy” rating in a research report on Saturday, January 17th. Wells Fargo & Company boosted their price target on Synchrony Financial from $95.00 to $100.00 and gave the stock an “overweight” rating in a report on Monday, January 5th. HSBC upgraded shares of Synchrony Financial from a “hold” rating to a “buy” rating and upped their target price for the stock from $73.00 to $81.00 in a research report on Friday, October 10th. Weiss Ratings reissued a “buy (b-)” rating on shares of Synchrony Financial in a report on Wednesday, January 21st. Finally, Morgan Stanley lifted their price objective on shares of Synchrony Financial from $72.00 to $82.00 and gave the stock an “equal weight” rating in a research note on Monday, September 29th. One equities research analyst has rated the stock with a Strong Buy rating, twelve have given a Buy rating and ten have issued a Hold rating to the stock. According to data from MarketBeat, the company currently has an average rating of “Moderate Buy” and an average target price of $86.47.

Insider Activity

In other Synchrony Financial news, insider Jonathan S. Mothner sold 32,000 shares of the business’s stock in a transaction that occurred on Monday, November 17th. The stock was sold at an average price of $72.80, for a total transaction of $2,329,600.00. Following the completion of the sale, the insider directly owned 127,100 shares in the company, valued at approximately $9,252,880. The trade was a 20.11% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, Director Arthur W. Coviello, Jr. sold 8,000 shares of Synchrony Financial stock in a transaction on Monday, November 3rd. The stock was sold at an average price of $73.93, for a total transaction of $591,440.00. Following the sale, the director directly owned 35,769 shares in the company, valued at approximately $2,644,402.17. This trade represents a 18.28% decrease in their position. The SEC filing for this sale provides additional information. In the last ninety days, insiders sold 55,075 shares of company stock valued at $4,036,892. Corporate insiders own 0.32% of the company’s stock.

Hedge Funds Weigh In On Synchrony Financial

Hedge funds have recently bought and sold shares of the company. NewEdge Advisors LLC boosted its holdings in Synchrony Financial by 8.9% in the first quarter. NewEdge Advisors LLC now owns 8,302 shares of the financial services provider’s stock valued at $439,000 after purchasing an additional 679 shares in the last quarter. Woodline Partners LP raised its position in Synchrony Financial by 36.2% in the 1st quarter. Woodline Partners LP now owns 35,582 shares of the financial services provider’s stock valued at $1,884,000 after purchasing an additional 9,460 shares during the last quarter. Focus Partners Wealth grew its position in Synchrony Financial by 7.7% during the 1st quarter. Focus Partners Wealth now owns 6,406 shares of the financial services provider’s stock worth $339,000 after purchasing an additional 459 shares during the last quarter. Geneos Wealth Management Inc. increased its position in Synchrony Financial by 337.0% in the 1st quarter. Geneos Wealth Management Inc. now owns 590 shares of the financial services provider’s stock valued at $31,000 after acquiring an additional 455 shares during the period. Finally, Sivia Capital Partners LLC lifted its position in Synchrony Financial by 56.1% during the 2nd quarter. Sivia Capital Partners LLC now owns 6,062 shares of the financial services provider’s stock worth $405,000 after acquiring an additional 2,178 shares during the period. Institutional investors and hedge funds own 96.48% of the company’s stock.

About Synchrony Financial

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.