St. James’s Place (LON:STJ) Releases Earnings Results

St. James’s Place (LON:STJ) issued its quarterly earnings results on Wednesday. The company reported GBX 99.90 earnings per share for the quarter, Digital Look Earnings reports. St. James’s Place had a negative return on equity of 0.63% and a negative net margin of 0.02%.

Here are the key takeaways from St. James’ Place’s conference call:

• Underlying cash result of £462m (up 3% y/y, 4% ahead of consensus) and underlying cash EPS of 87p (up 6%), with £313m returned to shareholders in 2025 and the payout ratio raised to 70% from 2026 (at least 40% via ordinary dividends).
• Strategic execution: the simple comparable charging model was implemented smoothly, Polaris Multi-Index launched and reached over £1bn FUM within two months, and the group released a further £25m of provisions (total releases £109.5m) with the historic service evidence review on track to finish in 2026.
• Cost and efficiency progress: the new organisational design is in place and the company remains on track to remove around £100m per annum from its addressable cost base by 2027, supporting medium‑term margin improvement despite controllable cost growth in 2026.
• Technology and advisor strategy: SJP is rolling out AI-enabled advisor tools (advice assistant, rules engine, meeting summarisation, ChatSJP) to improve productivity, while advisor numbers fell modestly in H2 2025 but overall productivity improved and over one-third of new clients are under 40.

St. James’s Place Stock Up 6.4%

Shares of St. James’s Place stock traded up GBX 80 on Wednesday, hitting GBX 1,339.50. 31,871,332 shares of the company traded hands, compared to its average volume of 23,356,762. St. James’s Place has a 12-month low of GBX 741.40 and a 12-month high of GBX 1,575.50. The company has a quick ratio of 3.85, a current ratio of 0.60 and a debt-to-equity ratio of 55.10. The company has a market cap of £6.97 billion, a PE ratio of 14.20, a PEG ratio of 1.10 and a beta of 1.23. The company has a 50-day moving average price of GBX 1,413.37 and a 200 day moving average price of GBX 1,342.37.

Analyst Ratings Changes

STJ has been the subject of several research analyst reports. Royal Bank Of Canada upped their price target on shares of St. James’s Place from GBX 1,350 to GBX 1,375 and gave the company a “sector perform” rating in a research report on Monday, February 2nd. Citigroup increased their target price on St. James’s Place from GBX 1,590 to GBX 1,790 and gave the company a “buy” rating in a report on Friday, January 16th. UBS Group reaffirmed a “neutral” rating and issued a GBX 1,475 target price on shares of St. James’s Place in a research report on Friday, January 16th. Finally, JPMorgan Chase & Co. lifted their price target on St. James’s Place from GBX 1,725 to GBX 1,726 and gave the company an “overweight” rating in a report on Wednesday, January 21st. Five equities research analysts have rated the stock with a Buy rating and two have issued a Hold rating to the stock. Based on data from MarketBeat.com, the company presently has a consensus rating of “Moderate Buy” and a consensus price target of GBX 1,645.14.

St. James’s Place Company Profile

We plan, grow and protect the financial futures of over one million clients across the UK by providing holistic advice-led wealth management, delivered exclusively by the Partnership, our group of more than 4,900 highly skilled advisers.

We offer an integrated client proposition, through which we provide financial advice, investment product wrappers such as pensions, investment bonds and ISAs, and offer our own range of investment funds and portfolios.