SoFi Technologies (NASDAQ:SOFI) Stock Price Up 2.3% Following Insider Buying Activity

SoFi Technologies, Inc. (NASDAQ:SOFI)’s stock price rose 2.3% during mid-day trading on Monday following insider buying activity. The company traded as high as $21.59 and last traded at $21.35. Approximately 63,534,793 shares were traded during trading, an increase of 7% from the average daily volume of 59,334,184 shares. The stock had previously closed at $20.86.

Specifically, General Counsel Robert S. Lavet purchased 5,000 shares of the stock in a transaction on Friday, February 6th. The stock was bought at an average price of $21.04 per share, for a total transaction of $105,200.00. Following the acquisition, the general counsel directly owned 17,172 shares of the company’s stock, valued at $361,298.88. This represents a 41.08% increase in their ownership of the stock. The purchase was disclosed in a filing with the SEC, which is available at this link. Also, EVP Eric Schuppenhauer acquired 5,000 shares of the business’s stock in a transaction dated Thursday, February 5th. The shares were bought at an average price of $19.93 per share, for a total transaction of $99,650.00. Following the completion of the acquisition, the executive vice president owned 228,768 shares in the company, valued at approximately $4,559,346.24. This trade represents a 2.23% increase in their ownership of the stock. Additional details regarding this purchase are available in the official SEC disclosure.

Analysts Set New Price Targets

Several brokerages recently commented on SOFI. Truist Financial dropped their price target on shares of SoFi Technologies from $31.00 to $28.00 and set a “hold” rating for the company in a research report on Tuesday, November 25th. UBS Group set a $24.50 price objective on SoFi Technologies in a report on Monday, February 2nd. Citigroup lifted their target price on SoFi Technologies from $28.00 to $37.00 and gave the company a “buy” rating in a report on Wednesday, October 29th. The Goldman Sachs Group dropped their price target on SoFi Technologies from $27.00 to $24.00 and set a “neutral” rating for the company in a research note on Tuesday, January 6th. Finally, Barclays lifted their price objective on SoFi Technologies from $23.00 to $28.00 and gave the company an “equal weight” rating in a research note on Tuesday, January 6th. One research analyst has rated the stock with a Strong Buy rating, seven have assigned a Buy rating, nine have issued a Hold rating and three have issued a Sell rating to the company. Based on data from MarketBeat.com, the stock currently has an average rating of “Hold” and a consensus price target of $26.21.

SoFi Technologies News Summary

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Citizens JMP upgraded SOFI from Market Perform to Outperform and set a $30 price target (~40% upside), framing the recent selloff as a buying opportunity for long‑term fintech exposure. What’s Going On With SoFi Technologies Stock Today?
• Positive Sentiment: Insiders and executives bought shares after the company’s earnings release, signaling management confidence in the business and supporting near‑term demand for the stock. SoFi Stock Surges 7% as Executives Buy Shares After Earnings
• Positive Sentiment: Coverage in Barron’s highlights Citizens JMP’s view that SOFI could rally ~40% and calls the firm a compelling long‑term compounder in fintech — reinforcing bullish analyst narratives. SoFi Technologies Stock Could Rise 40%, Say Analysts. The Fintech Is a Buy.
• Neutral Sentiment: J.P. Morgan commentary comparing SoFi and PayPal draws investor attention to SOFI’s competitive positioning, but the piece is more comparative than catalytic on its own. SoFi or PayPal: J.P. Morgan Selects the Superior Fintech Stock to Buy
• Neutral Sentiment: Operational piece on member growth notes a customer surge testing SoFi’s blockchain initiatives and global expansion plans — positive for long‑term strategy but execution risk remains. SoFi Customer Surge Tests Blockchain Push And Global Expansion Ambitions
• Negative Sentiment: Several outlets report post‑earnings price‑target cuts and point out that GAAP profit fell even as adjusted metrics looked strong — a combination that sparked recent downside pressure. SoFi (SOFI) Is Down 8.5% After GAAP Profit Fell Despite Strong Adjusted Growth And Membership Expansion
• Negative Sentiment: UBS trimmed its price target to $24.50 with a Neutral rating following mixed results, reflecting some analyst caution on near‑term execution and margins. UBS Lowers SoFi Technologies (SOFI) PT to $24.50 Following Mixed Performance

SoFi Technologies Stock Up 2.3%

The stock has a market capitalization of $25.75 billion, a price-to-earnings ratio of 56.19 and a beta of 2.13. The firm has a 50-day moving average of $26.20 and a 200 day moving average of $26.33. The company has a current ratio of 0.80, a quick ratio of 0.16 and a debt-to-equity ratio of 0.31.

SoFi Technologies (NASDAQ:SOFI) last posted its quarterly earnings data on Friday, January 30th. The company reported $0.13 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.12 by $0.01. The company had revenue of $1.01 billion for the quarter, compared to analyst estimates of $984.75 million. SoFi Technologies had a net margin of 13.34% and a return on equity of 6.48%. The business’s quarterly revenue was up 39.6% on a year-over-year basis. During the same quarter last year, the firm posted $0.05 earnings per share. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. On average, sell-side analysts anticipate that SoFi Technologies, Inc. will post 0.26 earnings per share for the current year.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently added to or reduced their stakes in SOFI. Vanguard Group Inc. increased its position in SoFi Technologies by 3.6% in the fourth quarter. Vanguard Group Inc. now owns 111,003,107 shares of the company’s stock worth $2,906,061,000 after buying an additional 3,900,895 shares during the period. State Street Corp boosted its stake in SoFi Technologies by 30.7% during the 3rd quarter. State Street Corp now owns 24,300,498 shares of the company’s stock valued at $642,019,000 after purchasing an additional 5,708,053 shares during the period. Dimensional Fund Advisors LP increased its stake in shares of SoFi Technologies by 0.7% in the third quarter. Dimensional Fund Advisors LP now owns 9,792,807 shares of the company’s stock valued at $258,821,000 after purchasing an additional 67,504 shares during the period. Norges Bank bought a new stake in shares of SoFi Technologies during the second quarter valued at approximately $164,068,000. Finally, Marshall Wace LLP boosted its position in shares of SoFi Technologies by 88.2% during the second quarter. Marshall Wace LLP now owns 7,997,146 shares of the company’s stock worth $145,628,000 after buying an additional 3,748,817 shares during the period. Institutional investors and hedge funds own 38.43% of the company’s stock.

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.