Sezzle (NASDAQ:SEZL) Trading Down 5.6% – Should You Sell?

Sezzle Inc. (NASDAQ:SEZL) fell 5.6% on Monday . The stock traded as low as $121.53 and last traded at $121.7050. 124,288 shares changed hands during trading, a decline of 83% from the average session volume of 747,719 shares. The stock had previously closed at $128.96.

Analysts Set New Price Targets

Several brokerages have recently commented on SEZL. Oppenheimer downgraded Sezzle from an “outperform” rating to a “market perform” rating in a report on Monday, June 29th. TD Cowen upgraded Sezzle from a “hold” rating to a “buy” rating and set a $165.00 price objective for the company in a research report on Monday, August 10th. Wall Street Zen raised Sezzle from a “hold” rating to a “buy” rating in a research note on Saturday. Needham & Company LLC increased their target price on Sezzle from $166.00 to $172.00 and gave the stock a “buy” rating in a report on Friday, August 7th. Finally, Freedom Capital raised Sezzle to a “hold” rating in a report on Wednesday, June 24th. One investment analyst has rated the stock with a Strong Buy rating, four have given a Buy rating and four have given a Hold rating to the stock. According to MarketBeat, the company has a consensus rating of “Moderate Buy” and an average price target of $146.50.

Sezzle Stock Performance

The stock has a market cap of $3.95 billion, a price-to-earnings ratio of 25.47 and a beta of 6.76. The company has a current ratio of 4.02, a quick ratio of 4.02 and a debt-to-equity ratio of 0.52. The firm has a fifty day simple moving average of $157.89 and a 200-day simple moving average of $107.36.

Sezzle (NASDAQ:SEZL) last released its earnings results on Thursday, August 6th. The company reported $1.13 EPS for the quarter, beating the consensus estimate of $1.03 by $0.10. Sezzle had a return on equity of 83.48% and a net margin of 30.35%.The company had revenue of $149.68 million during the quarter, compared to analysts’ expectations of $135.09 million. Sezzle has set its FY 2026 guidance at 5.250-5.250 EPS. Analysts forecast that Sezzle Inc. will post 5.24 EPS for the current fiscal year.

Insider Transactions at Sezzle

In other Sezzle news, COO Amin Sabzivand sold 6,930 shares of the business’s stock in a transaction dated Wednesday, July 1st. The stock was sold at an average price of $179.91, for a total transaction of $1,246,776.30. Following the completion of the sale, the chief operating officer directly owned 259,780 shares of the company’s stock, valued at approximately $46,737,019.80. The trade was a 2.60% decrease in their position. The sale was disclosed in a document filed with the SEC, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CFO Lee Dickson Brading sold 10,000 shares of the firm’s stock in a transaction dated Wednesday, July 1st. The shares were sold at an average price of $178.23, for a total transaction of $1,782,300.00. Following the completion of the transaction, the chief financial officer directly owned 296,931 shares in the company, valued at $52,922,012.13. This trade represents a 3.26% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last quarter, insiders sold 86,928 shares of company stock valued at $13,510,889. 49.49% of the stock is owned by company insiders.

Institutional Trading of Sezzle

A number of institutional investors have recently bought and sold shares of SEZL. BlackRock Inc. acquired a new stake in shares of Sezzle during the second quarter worth $436,497,000. Accredited Investors Inc. acquired a new position in Sezzle in the fourth quarter valued at about $57,955,000. Man Group plc acquired a new position in Sezzle in the third quarter valued at about $25,005,000. Bank of America Corp DE bought a new position in Sezzle during the second quarter worth about $46,543,000. Finally, Price T Rowe Associates Inc. MD boosted its holdings in Sezzle by 213.8% during the fourth quarter. Price T Rowe Associates Inc. MD now owns 378,185 shares of the company’s stock worth $24,004,000 after buying an additional 257,659 shares during the last quarter. Institutional investors and hedge funds own 2.02% of the company’s stock.

Sezzle Company Profile

Sezzle Inc is a financial technology company specializing in buy now, pay later (BNPL) services that enable consumers to split purchases into interest-free installment payments. By integrating its platform with e-commerce merchants, Sezzle provides shoppers with flexible payment options at checkout while merchants benefit from increased conversion rates and average order values. The company’s technology is designed to offer a seamless user experience, with instant approval decisions and no hidden fees, positions it as a consumer-friendly alternative to traditional credit products.

Founded in 2016 and headquartered in Minneapolis, Minnesota, Sezzle completed its initial public offering on the Nasdaq under the ticker SEZL.