Riskified (NYSE:RSKD) Posts Quarterly Earnings Results, Beats Estimates By $0.02 EPS

Riskified (NYSE:RSKD) released its earnings results on Wednesday. The company reported $0.12 earnings per share for the quarter, topping analysts’ consensus estimates of $0.10 by $0.02, FiscalAI reports. Riskified had a negative net margin of 11.04% and a negative return on equity of 8.12%.

Here are the key takeaways from Riskified’s conference call:

• Record Q4 results and profitability: Q4 revenue was $99.3M, the company reported its first-ever quarter of GAAP profitability (Q4 net income $5.8M) and Q4 Adjusted EBITDA was $17.7M (18% margin); full‑year revenue was $344.6M with Adjusted EBITDA up >55% YoY.
• 2026 guidance is for revenue of $372–384M (8–11% growth), non‑GAAP gross profit growth of 7–12% (midpoint targeting double‑digit acceleration), and Adjusted EBITDA of $26–34M (≈8% margin), with results sensitive to merchant timing and macro factors.
• Strong capital position and shareholder returns: the company holds ~$298M in cash, zero debt, expects ~ $40M in free cash flow in 2026, has repurchased ~52M shares since 2023 and the board authorized an additional $75M buyback (total available ≈$84M).
• Commercial momentum and product expansion: net dollar retention improved to 105% (ADR ≈100%), Q4 delivered the highest quarterly new‑business wins since the IPO, multi‑product merchant adoption rose ~50%, and non‑core products generated ~$10M in 2025 with a $15–20M target for 2026.
• Material FX headwind: appreciation of the Israeli shekel versus the USD is expected to compress Adjusted EBITDA margin by ~400 basis points (roughly $14M), increasing reported operating expense pressure in 2026.

Riskified Price Performance

Shares of RSKD stock traded up $0.06 during mid-day trading on Wednesday, hitting $4.77. The stock had a trading volume of 150,597 shares, compared to its average volume of 573,637. The firm has a market cap of $768.33 million, a PE ratio of -20.84 and a beta of 1.33. The company’s 50-day simple moving average is $4.61 and its 200-day simple moving average is $4.70. Riskified has a fifty-two week low of $3.94 and a fifty-two week high of $5.68.

Institutional Investors Weigh In On Riskified

A number of institutional investors have recently added to or reduced their stakes in RSKD. Raymond James Financial Inc. purchased a new position in shares of Riskified during the 2nd quarter worth approximately $36,000. Man Group plc acquired a new position in Riskified during the fourth quarter worth $50,000. Invesco Ltd. acquired a new position in Riskified during the first quarter worth $51,000. Virtu Financial LLC purchased a new position in Riskified in the third quarter worth $51,000. Finally, Orion Porfolio Solutions LLC acquired a new stake in Riskified in the second quarter valued at $54,000. Hedge funds and other institutional investors own 58.98% of the company’s stock.

Analyst Ratings Changes

RSKD has been the subject of several analyst reports. UBS Group boosted their price target on shares of Riskified from $5.00 to $5.50 and gave the stock a “neutral” rating in a report on Thursday, November 13th. Weiss Ratings reaffirmed a “sell (d-)” rating on shares of Riskified in a research report on Monday, December 29th. JPMorgan Chase & Co. upgraded shares of Riskified from an “underweight” rating to a “neutral” rating and set a $6.00 target price for the company in a research note on Friday, November 14th. DA Davidson restated a “buy” rating and issued a $6.00 price target on shares of Riskified in a research note on Thursday, November 13th. Finally, Wall Street Zen raised Riskified from a “hold” rating to a “buy” rating in a report on Sunday, November 16th. Three investment analysts have rated the stock with a Buy rating, three have issued a Hold rating and two have given a Sell rating to the company. According to data from MarketBeat, the stock currently has a consensus rating of “Hold” and a consensus price target of $5.89.

Riskified Company Profile

Riskified is a technology company specializing in e-commerce fraud prevention and revenue optimization for online merchants. Its platform combines machine learning, behavioral analytics and proprietary risk models to assess the legitimacy of transactions in real time. By offering a chargeback guarantee, Riskified assumes the financial liability for approved orders that later turn out to be fraudulent, allowing retailers to focus on growth rather than dispute management.

The company’s core product suite addresses various aspects of the online shopping lifecycle, including order approval, account takeover protection and policy compliance.