PayPal (NASDAQ:PYPL) Price Target Cut to $63.00 by Analysts at Susquehanna

PayPal (NASDAQ:PYPL) had its price objective decreased by Susquehanna from $90.00 to $63.00 in a research report issued to clients and investors on Wednesday,MarketScreener reports. The brokerage currently has a “positive” rating on the credit services provider’s stock. Susquehanna’s target price would suggest a potential upside of 54.46% from the company’s current price.

PYPL has been the topic of a number of other reports. Piper Sandler dropped their price objective on PayPal from $76.00 to $74.00 and set a “neutral” rating on the stock in a research note on Wednesday, January 14th. Stephens set a $65.00 price target on PayPal in a research report on Friday, January 16th. Mizuho set a $60.00 price objective on PayPal in a research report on Wednesday. The Goldman Sachs Group set a $41.00 target price on shares of PayPal in a research report on Wednesday. Finally, Weiss Ratings reissued a “hold (c)” rating on shares of PayPal in a report on Thursday, January 22nd. Ten investment analysts have rated the stock with a Buy rating, thirty have assigned a Hold rating and five have given a Sell rating to the company. According to MarketBeat, the stock has an average rating of “Hold” and a consensus target price of $64.98.

PayPal Stock Down 22.1%

PayPal stock opened at $40.79 on Wednesday. PayPal has a twelve month low of $41.43 and a twelve month high of $82.69. The company has a debt-to-equity ratio of 0.56, a quick ratio of 1.34 and a current ratio of 1.34. The firm has a market cap of $38.16 billion, a PE ratio of 8.36, a P/E/G ratio of 0.65 and a beta of 1.43. The firm’s 50 day moving average price is $58.48 and its two-hundred day moving average price is $65.01.

PayPal (NASDAQ:PYPL) last released its quarterly earnings results on Tuesday, February 3rd. The credit services provider reported $1.23 earnings per share for the quarter, missing analysts’ consensus estimates of $1.29 by ($0.06). PayPal had a net margin of 14.96% and a return on equity of 25.64%. The business had revenue of $8.68 billion for the quarter, compared to the consensus estimate of $8.82 billion. During the same quarter in the prior year, the business posted $1.19 EPS. The firm’s revenue for the quarter was up 4.0% compared to the same quarter last year. On average, research analysts predict that PayPal will post 5.03 EPS for the current fiscal year.

Insider Activity

In other news, insider Suzan Kereere sold 4,162 shares of the stock in a transaction on Wednesday, November 19th. The stock was sold at an average price of $59.84, for a total transaction of $249,054.08. Following the sale, the insider owned 30,983 shares in the company, valued at approximately $1,854,022.72. This represents a 11.84% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, EVP Aaron Webster sold 9,282 shares of the stock in a transaction dated Monday, November 10th. The stock was sold at an average price of $66.29, for a total transaction of $615,303.78. Following the sale, the executive vice president directly owned 35,699 shares in the company, valued at approximately $2,366,486.71. This represents a 20.64% decrease in their position. The disclosure for this sale is available in the SEC filing. 0.08% of the stock is currently owned by corporate insiders.

Institutional Trading of PayPal

Institutional investors and hedge funds have recently added to or reduced their stakes in the company. Hilltop National Bank acquired a new position in PayPal in the second quarter valued at approximately $27,000. MUFG Securities EMEA plc boosted its holdings in PayPal by 100.4% during the second quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock worth $29,000 after buying an additional 87,524 shares during the last quarter. Kelleher Financial Advisors acquired a new position in shares of PayPal during the 3rd quarter worth about $30,000. Cloud Capital Management LLC bought a new stake in shares of PayPal in the 3rd quarter valued at about $30,000. Finally, VSM Wealth Advisory LLC acquired a new stake in shares of PayPal in the 2nd quarter valued at approximately $36,000. 68.32% of the stock is owned by institutional investors.

Key PayPal News

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Experienced CEO hire could improve execution long-term; Lores has run HP and has been PayPal’s board chair. PayPal replaces CEO Alex Chriss with HP’s Enrique Lores
• Neutral Sentiment: PayPal reported modest top-line growth in Q4 (revenue up vs. year-ago) and continues returning capital (recent small dividend announcement), which supports baseline cash generation but doesn’t erase strategic questions. PayPal Reports Fourth Quarter and Full Year 2025 Results (press release/slide deck)
• Negative Sentiment: Q4 adjusted EPS missed estimates ($1.23 vs. ~$1.29 consensus) and revenue missed/was light; the company issued a weaker 2026 profit outlook — the immediate catalyst for the sell-off. PayPal Q4 earnings and call highlights
• Negative Sentiment: Multiple analysts cut ratings and price targets (including a Morgan Stanley sell and other downgrades), signaling lowered expectations and adding selling pressure. Underweight on PayPal: Morgan Stanley reiterates Sell
• Negative Sentiment: Strategic headwinds — branded checkout growth is decelerating, transactions per account softened and competitors are gaining — raising doubts about where PayPal’s next growth engine will come from. PayPal Shares Sink Amid Online Branded Checkout Headwinds
• Negative Sentiment: Shareholder lawsuits / securities fraud investigations were announced quickly after the leadership change, adding legal and execution risk. Securities Fraud Investigation Into PayPal Announced

PayPal Company Profile

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.