OppFi (NYSE:OPFI) Releases FY 2026 Earnings Guidance

OppFi (NYSE:OPFI) updated its FY 2026 earnings guidance on Wednesday. The company provided earnings per share (EPS) guidance of 1.760-1.840 for the period, compared to the consensus estimate of 1.720. The company issued revenue guidance of $650.0 million-$675.0 million, compared to the consensus revenue estimate of $658.6 million.

Analysts Set New Price Targets

Several research firms recently issued reports on OPFI. Weiss Ratings reiterated a “sell (d+)” rating on shares of OppFi in a report on Monday, December 29th. Zacks Research cut OppFi from a “strong-buy” rating to a “hold” rating in a report on Monday, December 29th. One investment analyst has rated the stock with a Buy rating, two have issued a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat, the stock has a consensus rating of “Hold” and an average price target of $14.00.

OppFi Trading Down 5.6%

OPFI traded down $0.52 on Wednesday, hitting $8.68. 299,291 shares of the company’s stock were exchanged, compared to its average volume of 476,598. OppFi has a fifty-two week low of $7.54 and a fifty-two week high of $15.03. The stock has a market cap of $749.95 million, a price-to-earnings ratio of -11.55 and a beta of 1.73. The firm has a 50-day moving average price of $9.55 and a 200-day moving average price of $10.09.

OppFi (NYSE:OPFI) last issued its earnings results on Wednesday, March 11th. The company reported $0.30 EPS for the quarter, beating analysts’ consensus estimates of $0.28 by $0.02. The business had revenue of $159.25 million during the quarter, compared to analysts’ expectations of $159.80 million. OppFi had a net margin of 0.68% and a return on equity of 55.59%. OppFi has set its FY 2026 guidance at 1.760-1.840 EPS. On average, equities analysts predict that OppFi will post 0.86 EPS for the current year.

Insider Buying and Selling

In other OppFi news, Director Jocelyn Moore sold 4,464 shares of the firm’s stock in a transaction that occurred on Thursday, December 11th. The shares were sold at an average price of $10.91, for a total value of $48,702.24. Following the transaction, the director directly owned 47,266 shares of the company’s stock, valued at $515,672.06. This trade represents a 8.63% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available through this hyperlink. Insiders own 72.00% of the company’s stock.

Hedge Funds Weigh In On OppFi

A number of institutional investors have recently added to or reduced their stakes in OPFI. Wellington Management Group LLP lifted its position in OppFi by 193.3% during the fourth quarter. Wellington Management Group LLP now owns 2,474,102 shares of the company’s stock worth $25,879,000 after buying an additional 1,630,450 shares in the last quarter. JPMorgan Chase & Co. grew its holdings in OppFi by 163.2% in the 3rd quarter. JPMorgan Chase & Co. now owns 780,258 shares of the company’s stock valued at $8,840,000 after buying an additional 483,859 shares in the last quarter. Jump Financial LLC acquired a new stake in shares of OppFi in the 3rd quarter worth $3,056,000. Nuveen LLC increased its stake in shares of OppFi by 53.8% in the 4th quarter. Nuveen LLC now owns 754,039 shares of the company’s stock worth $7,887,000 after acquiring an additional 263,744 shares during the last quarter. Finally, Squarepoint Ops LLC raised its holdings in shares of OppFi by 342.0% during the 3rd quarter. Squarepoint Ops LLC now owns 291,197 shares of the company’s stock worth $3,299,000 after acquiring an additional 225,315 shares during the period. Hedge funds and other institutional investors own 7.10% of the company’s stock.

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.