Navient (NASDAQ:NAVI) Stock Price Target Cut by TD Cowen

Navient (NASDAQ:NAVI) had its price target decreased by analysts at TD Cowen from $8.50 to $8.00 in a research report issued to clients and investors on Thursday, Benzinga reports. The firm presently has a “sell” rating on the credit services provider’s stock. TD Cowen‘s price target suggests a potential downside of 4.99% from the company’s current price.

Several other analysts also recently commented on the stock. Zacks Research upgraded shares of Navient from a “hold” rating to a “strong-buy” rating in a report on Monday, October 12th. Weiss Ratings restated a “sell (d)” rating on shares of Navient in a report on Monday, September 21st. JPMorgan Chase & Co. boosted their price target on shares of Navient from $8.00 to $8.50 and gave the stock a “neutral” rating in a report on Monday, October 12th. Finally, Barclays reduced their price objective on shares of Navient from $7.00 to $6.00 and set an “underweight” rating for the company in a research report on Thursday. One investment analyst has rated the stock with a Strong Buy rating, three have assigned a Hold rating and four have issued a Sell rating to the stock. According to data from MarketBeat.com, the company currently has a consensus rating of “Reduce” and an average price target of $8.00.

Navient Stock Down 4.5%

Navient stock traded down $0.40 during trading on Thursday, hitting $8.42. 1,938,011 shares of the company were exchanged, compared to its average volume of 1,359,550. The business’s 50 day moving average is $9.17 and its 200 day moving average is $8.87. Navient has a 52 week low of $7.33 and a 52 week high of $13.48. The company has a market capitalization of $789.63 million, a P/E ratio of 15.89 and a beta of 1.17. The company has a current ratio of 10.53, a quick ratio of 10.53 and a debt-to-equity ratio of 16.73.

Navient (NASDAQ:NAVI) last issued its quarterly earnings data on Wednesday, November 4th. The credit services provider reported $0.03 earnings per share for the quarter, missing the consensus estimate of $0.13 by ($0.10). The company had revenue of $308.00 million for the quarter, compared to the consensus estimate of $144.92 million. Navient had a negative net margin of 1.64% and a positive return on equity of 4.68%. During the same quarter last year, the business posted ($0.84) earnings per share. Analysts predict that Navient will post 0.83 earnings per share for the current year.

Institutional Investors Weigh In On Navient

Large investors have recently made changes to their positions in the business. BlackRock Inc. purchased a new position in shares of Navient in the 2nd quarter worth about $110,235,000. Bank of America Corp DE purchased a new stake in Navient during the second quarter worth about $11,989,000. Russell Investments Group Ltd. increased its holdings in Navient by 574.2% during the third quarter. Russell Investments Group Ltd. now owns 834,682 shares of the credit services provider’s stock worth $7,571,000 after buying an additional 710,875 shares during the last quarter. Wellington Management Group LLP increased its holdings in Navient by 41.5% during the second quarter. Wellington Management Group LLP now owns 1,939,380 shares of the credit services provider’s stock worth $16,504,000 after buying an additional 568,590 shares during the last quarter. Finally, Squarepoint Ops LLC raised its position in Navient by 145.9% in the second quarter. Squarepoint Ops LLC now owns 939,099 shares of the credit services provider’s stock worth $7,992,000 after acquiring an additional 557,141 shares during the period. 97.14% of the stock is owned by hedge funds and other institutional investors.

More Navient News

Here are the key news stories impacting Navient this week:

• Positive Sentiment: A Q3 review pointed to origination growth and portfolio repositioning as business supports. Separately, an article says private lenders are optimistic about the Trump administration’s repayment overhaul, which could create an opportunity for Navient, though the effects remain uncertain. NAVI Q3 2026 deep dive Student-loan repayment overhaul
• Neutral Sentiment: JPMorgan raised its price target to $9 from $8.50 but kept a Neutral rating, signaling limited conviction in near-term upside. Read More.
• Negative Sentiment: Navient reported Q3 EPS of $0.03, below analyst estimates of $0.13–$0.15. Despite reported revenue of $308 million, the earnings shortfall and modest profitability likely raised concerns about operating performance. Navient misses Q3 estimates
• Negative Sentiment: TD Cowen cut its target to $8 from $8.50 and maintained a Sell rating; Barclays lowered its target to $6 from $7 and kept an Underweight rating. The more pessimistic targets add pressure, particularly Barclays’ substantial implied downside. Read More. Read More.
• Negative Sentiment: Industry coverage says private lenders are gaining graduate-school business while losing money on it, highlighting potential profitability risks in student lending. Private student lending profitability

About Navient

Navient Corp. (NASDAQ:NAVI) is a financial services company that provides education finance and business-processing solutions. The company has historically serviced and managed federal and private student loans, helping borrowers with account administration, repayment processing, customer support and related loan-management services.

Navient’s operations have evolved as the company reduced its role in servicing federally owned student loans. In 2021, it transferred its federal student loan servicing portfolio to Aidvantage, a division of Maximus.