Navient (NASDAQ:NAVI) Stock Price Expected to Rise, JPMorgan Chase & Co. Analyst Says

Navient (NASDAQ:NAVI) had its price objective boosted by research analysts at JPMorgan Chase & Co. from $8.50 to $9.00 in a report released on Thursday, Benzinga reports. The brokerage currently has a “neutral” rating on the credit services provider’s stock. JPMorgan Chase & Co.‘s target price indicates a potential upside of 6.89% from the stock’s previous close.

Other equities analysts have also issued research reports about the stock. Barclays decreased their price target on shares of Navient from $7.00 to $6.00 and set an “underweight” rating for the company in a report on Thursday. Zacks Research upgraded Navient from a “hold” rating to a “strong-buy” rating in a report on Monday, October 12th. TD Cowen decreased their target price on Navient from $8.50 to $8.00 and set a “sell” rating for the company in a research note on Thursday. Finally, Weiss Ratings restated a “sell (d)” rating on shares of Navient in a report on Monday, September 21st. One research analyst has rated the stock with a Strong Buy rating, three have assigned a Hold rating and four have issued a Sell rating to the stock. According to data from MarketBeat, Navient currently has a consensus rating of “Reduce” and a consensus target price of $8.00.

Navient Trading Down 4.5%

Shares of Navient stock traded down $0.40 during trading on Thursday, hitting $8.42. 1,938,011 shares of the company were exchanged, compared to its average volume of 1,359,550. The firm has a market capitalization of $789.63 million, a P/E ratio of 15.89 and a beta of 1.17. Navient has a 1-year low of $7.33 and a 1-year high of $13.48. The firm’s fifty day moving average price is $9.17 and its 200 day moving average price is $8.87. The company has a debt-to-equity ratio of 16.73, a current ratio of 10.53 and a quick ratio of 10.53.

Navient (NASDAQ:NAVI) last issued its quarterly earnings data on Wednesday, November 4th. The credit services provider reported $0.03 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.13 by ($0.10). Navient had a negative net margin of 1.64% and a positive return on equity of 4.68%. The firm had revenue of $308.00 million for the quarter, compared to analyst estimates of $144.92 million. During the same quarter in the prior year, the firm posted ($0.84) EPS. As a group, sell-side analysts expect that Navient will post 0.83 earnings per share for the current fiscal year.

Institutional Trading of Navient

A number of hedge funds and other institutional investors have recently modified their holdings of NAVI. Wellington Management Group LLP increased its position in shares of Navient by 41.5% during the 2nd quarter. Wellington Management Group LLP now owns 1,939,380 shares of the credit services provider’s stock worth $16,504,000 after purchasing an additional 568,590 shares during the last quarter. Legal & General Group Plc acquired a new stake in shares of Navient in the 2nd quarter valued at approximately $1,295,000. WINTON GROUP Ltd grew its stake in shares of Navient by 290.4% in the second quarter. WINTON GROUP Ltd now owns 188,946 shares of the credit services provider’s stock valued at $1,608,000 after buying an additional 140,550 shares in the last quarter. Engineers Gate Manager LP increased its holdings in Navient by 329.5% during the second quarter. Engineers Gate Manager LP now owns 169,241 shares of the credit services provider’s stock worth $1,440,000 after buying an additional 129,841 shares during the last quarter. Finally, Bank of New York Mellon Corp bought a new stake in shares of Navient in the 2nd quarter valued at about $3,176,000. Institutional investors and hedge funds own 97.14% of the company’s stock.

Navient News Roundup

Here are the key news stories impacting Navient this week:

• Positive Sentiment: A Q3 review pointed to origination growth and portfolio repositioning as business supports. Separately, an article says private lenders are optimistic about the Trump administration’s repayment overhaul, which could create an opportunity for Navient, though the effects remain uncertain. NAVI Q3 2026 deep dive Student-loan repayment overhaul
• Neutral Sentiment: JPMorgan raised its price target to $9 from $8.50 but kept a Neutral rating, signaling limited conviction in near-term upside. Read More.
• Negative Sentiment: Navient reported Q3 EPS of $0.03, below analyst estimates of $0.13–$0.15. Despite reported revenue of $308 million, the earnings shortfall and modest profitability likely raised concerns about operating performance. Navient misses Q3 estimates
• Negative Sentiment: TD Cowen cut its target to $8 from $8.50 and maintained a Sell rating; Barclays lowered its target to $6 from $7 and kept an Underweight rating. The more pessimistic targets add pressure, particularly Barclays’ substantial implied downside. Read More. Read More.
• Negative Sentiment: Industry coverage says private lenders are gaining graduate-school business while losing money on it, highlighting potential profitability risks in student lending. Private student lending profitability

Navient Company Profile

Navient Corp. (NASDAQ:NAVI) is a financial services company that provides education finance and business-processing solutions. The company has historically serviced and managed federal and private student loans, helping borrowers with account administration, repayment processing, customer support and related loan-management services.

Navient’s operations have evolved as the company reduced its role in servicing federally owned student loans. In 2021, it transferred its federal student loan servicing portfolio to Aidvantage, a division of Maximus.