Marqeta (NASDAQ:MQ) Issues Earnings Results

Marqeta (NASDAQ:MQ) released its quarterly earnings results on Monday. The company reported $0.07 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.01 by $0.06, FiscalAI reports. Marqeta had a return on equity of 0.27% and a net margin of 0.33%.The firm had revenue of $176.00 million for the quarter, compared to the consensus estimate of $172.96 million. The firm’s revenue for the quarter was up 17.0% on a year-over-year basis.

Marqeta Trading Down 4.7%

MQ traded down $0.85 on Wednesday, hitting $17.09. 1,117,664 shares of the company’s stock traded hands, compared to its average volume of 1,033,306. The company’s 50 day simple moving average is $16.43 and its 200-day simple moving average is $16.46. Marqeta has a one year low of $14.80 and a one year high of $28.16. The firm has a market cap of $1.81 billion, a price-to-earnings ratio of 428.21 and a beta of 1.30.

Wall Street Analyst Weigh In

MQ has been the subject of a number of recent research reports. Weiss Ratings restated a “sell (d)” rating on shares of Marqeta in a research note on Wednesday, June 24th. Deutsche Bank Aktiengesellschaft raised their price objective on shares of Marqeta from $4.50 to $18.00 and gave the stock a “hold” rating in a report on Thursday, July 2nd. Finally, UBS Group increased their price target on shares of Marqeta from $17.00 to $19.00 and gave the stock a “neutral” rating in a research report on Wednesday, May 6th. One analyst has rated the stock with a Buy rating, eight have assigned a Hold rating and two have issued a Sell rating to the company. According to data from MarketBeat.com, Marqeta currently has a consensus rating of “Reduce” and an average target price of $20.12.

Insider Buying and Selling

In related news, CRO Todd Pollak sold 18,750 shares of the firm’s stock in a transaction on Wednesday, July 1st. The shares were sold at an average price of $16.88, for a total transaction of $316,500.00. Following the completion of the transaction, the executive directly owned 185,008 shares of the company’s stock, valued at approximately $3,122,935.04. This trade represents a 9.20% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, Director Elaine Paul sold 4,537 shares of the business’s stock in a transaction on Friday, June 12th. The stock was sold at an average price of $15.20, for a total transaction of $68,962.40. Following the completion of the sale, the director owned 8,900 shares in the company, valued at approximately $135,280. The trade was a 33.76% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Company insiders own 13.71% of the company’s stock.

Hedge Funds Weigh In On Marqeta

A number of hedge funds and other institutional investors have recently added to or reduced their stakes in MQ. AQR Capital Management LLC bought a new stake in Marqeta in the 1st quarter worth approximately $57,000. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its position in Marqeta by 3.5% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 279,103 shares of the company’s stock worth $1,150,000 after purchasing an additional 9,319 shares during the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC raised its stake in Marqeta by 7.6% during the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 925,547 shares of the company’s stock valued at $3,813,000 after purchasing an additional 65,313 shares in the last quarter. Intech Investment Management LLC lifted its position in Marqeta by 22.1% during the first quarter. Intech Investment Management LLC now owns 288,114 shares of the company’s stock valued at $1,187,000 after purchasing an additional 52,219 shares during the last quarter. Finally, Invesco Ltd. grew its stake in shares of Marqeta by 8.1% in the 2nd quarter. Invesco Ltd. now owns 6,268,848 shares of the company’s stock worth $36,547,000 after buying an additional 471,631 shares in the last quarter. 78.64% of the stock is owned by institutional investors.

Key Stories Impacting Marqeta

Here are the key news stories impacting Marqeta this week:

• Positive Sentiment: Marqeta reported second-quarter revenue of $176 million, up 17% year over year and above the $172.96 million analyst estimate. EPS was $0.07 versus consensus of $0.01, while adjusted EBITDA reached $37 million and GAAP net income was $8 million. Marqeta Reports Second Quarter 2026 Financial Results
• Positive Sentiment: Total processing volume increased 32% year over year to $120 billion, and gross profit rose 17% to $122 million, indicating continued transaction growth and operating improvement. Marqeta Deal Size Jumps 90% as Enterprise Push Gains Ground
• Positive Sentiment: Deal sizes reportedly increased 90% as Marqeta gained traction with enterprise customers. Management is emphasizing embedded finance, multinational card issuing, stablecoins and commercial payments as longer-term growth opportunities. Marqeta Deal Size Jumps 90% as Enterprise Push Gains Ground
• Positive Sentiment: Marqeta partnered with Riskified to improve card-issuer authorization decisions and reduce false declines, a development that could enhance approval rates and customer experience. Riskified and Marqeta Partner to Sharpen Card Issuer Authorization Decisions and Help Reduce False Declines
• Negative Sentiment: Third-quarter revenue guidance of $173.1 million to $176.4 million fell short of the $179.7 million consensus estimate, signaling slower near-term growth. Marqeta’s Q2 CY2026 Sales Top Estimates but Quarterly Revenue Guidance Misses Expectations
• Negative Sentiment: Full-year 2026 revenue guidance of $699.9 million to $706.1 million also trailed the $708.9 million consensus, reinforcing concerns that momentum will moderate despite the quarterly earnings beat. Marqeta Q2 2026 Earnings Call Transcript

Marqeta Company Profile

Marqeta is a modern card issuing and payment processing platform that enables businesses to design, launch and manage customized payment cards. The company offers a fully programmable open API that allows clients to create virtual, physical and tokenized payment cards with real-time transaction controls and dynamic spend limits. By leveraging Marqeta’s infrastructure, companies can streamline their payment operations, reduce time to market and deliver tailored payment experiences to end consumers.

Founded in 2010 and headquartered in Oakland, California, Marqeta was established by CEO Jason Gardner with the goal of transforming traditional card issuance through cloud-native technology.