Jack Henry & Associates (NASDAQ:JKHY) Releases Quarterly Earnings Results, Beats Expectations By $0.13 EPS

Jack Henry & Associates (NASDAQ:JKHY) posted its earnings results on Tuesday. The technology company reported $1.57 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.44 by $0.13, FiscalAI reports. Jack Henry & Associates had a net margin of 19.76% and a return on equity of 23.17%. The business had revenue of $633.10 million for the quarter, compared to analyst estimates of $631.60 million. During the same period in the prior year, the company posted $1.75 EPS. The company’s revenue for the quarter was up 4.6% on a year-over-year basis. Jack Henry & Associates updated its FY 2027 guidance to 7.330-7.380 EPS.

Jack Henry & Associates Trading Up 6.5%

Shares of JKHY opened at $163.06 on Thursday. Jack Henry & Associates has a 12-month low of $121.04 and a 12-month high of $193.39. The firm has a market capitalization of $11.59 billion, a P/E ratio of 23.39, a P/E/G ratio of 2.15 and a beta of 0.55. The firm has a 50-day moving average price of $145.52 and a 200 day moving average price of $151.14. The company has a current ratio of 1.74, a quick ratio of 1.74 and a debt-to-equity ratio of 0.04.

Key Stories Impacting Jack Henry & Associates

Here are the key news stories impacting Jack Henry & Associates this week:

• Positive Sentiment: Jack Henry reported fiscal fourth-quarter adjusted earnings of $1.57 per share, exceeding the $1.44 analyst consensus, while revenue of $633.1 million also topped estimates. Revenue increased roughly 4.6%-4.7% year over year, supported by processing and cloud growth. Reuters earnings report
• Positive Sentiment: Management forecast fiscal 2027 EPS of $7.33-$7.38, above the approximately $7.10 consensus estimate. Revenue guidance of about $2.7 billion was broadly in line with expectations, suggesting investors are focusing on the stronger profit outlook. Jack Henry fiscal 2027 guidance
• Positive Sentiment: The earnings call emphasized record core wins and ongoing demand for Jack Henry’s cloud, payments and digital banking offerings, supporting expectations for recurring revenue and longer-term growth. Earnings call highlights
• Positive Sentiment: DA Davidson reaffirmed a Buy rating and set a $198 price target. The broader analyst consensus is “Moderate Buy,” reinforcing favorable sentiment following the results. DA Davidson rating
• Negative Sentiment: GAAP operating income fell 12.2%, while GAAP EPS declined from $1.75 to $1.57 year over year. Higher personnel costs pressured margins, tempering the otherwise strong quarter. Fiscal 2026 results

Institutional Trading of Jack Henry & Associates

Institutional investors and hedge funds have recently bought and sold shares of the stock. CYBER HORNET ETFs LLC acquired a new stake in shares of Jack Henry & Associates during the second quarter worth about $35,000. Caitong International Asset Management Co. Ltd increased its position in shares of Jack Henry & Associates by 3,900.0% during the third quarter. Caitong International Asset Management Co. Ltd now owns 200 shares of the technology company’s stock worth $30,000 after purchasing an additional 195 shares in the last quarter. MUFG Securities EMEA plc acquired a new stake in Jack Henry & Associates during the 2nd quarter worth $39,000. Los Angeles Capital Management LLC acquired a new stake in Jack Henry & Associates during the 4th quarter worth approximately $56,000. Finally, Geneos Wealth Management Inc. boosted its holdings in shares of Jack Henry & Associates by 186.4% in the first quarter. Geneos Wealth Management Inc. now owns 378 shares of the technology company’s stock valued at $69,000 after acquiring an additional 246 shares in the last quarter. 98.75% of the stock is currently owned by hedge funds and other institutional investors.

Analyst Ratings Changes

JKHY has been the topic of several research analyst reports. Weiss Ratings lowered Jack Henry & Associates from a “hold (c)” rating to a “hold (c-)” rating in a report on Friday, May 29th. Oppenheimer lifted their price target on shares of Jack Henry & Associates from $208.00 to $209.00 and gave the company an “outperform” rating in a research note on Wednesday. UBS Group set a $165.00 price target on shares of Jack Henry & Associates in a report on Thursday, May 7th. Stephens reiterated an “overweight” rating and issued a $200.00 target price on shares of Jack Henry & Associates in a research report on Tuesday, August 11th. Finally, Morgan Stanley set a $170.00 target price on shares of Jack Henry & Associates in a research note on Friday, May 8th. One equities research analyst has rated the stock with a Strong Buy rating, eleven have assigned a Buy rating and four have issued a Hold rating to the company’s stock. Based on data from MarketBeat.com, the stock has an average rating of “Moderate Buy” and an average target price of $188.27.

About Jack Henry & Associates

Jack Henry & Associates, Inc is a leading provider of technology solutions and payment processing services for the financial services industry. Founded in 1976 and headquartered in Monett, Missouri, the company develops and supports a comprehensive suite of software and services designed to help banks, credit unions and other financial institutions streamline operations, improve customer engagement and manage risk.

The company’s core processing platforms deliver end-to-end account processing, general ledger, deposit operations and loan servicing functionality.