International Personal Finance (LON:IPF) Hits New 1-Year High – Here’s Why

Shares of International Personal Finance plc (LON:IPF) hit a new 52-week high during mid-day trading on Monday . The stock traded as high as GBX 235 and last traded at GBX 232.61, with a volume of 26830912 shares trading hands. The stock had previously closed at GBX 220.

More International Personal Finance News

Here are the key news stories impacting International Personal Finance this week:

• Positive Sentiment: The takeover has been completed — BasePoint Capital’s £543m acquisition of IPF is final, removing deal uncertainty and crystallising value for shareholders. BasePoint Capital finalises £543m takeover of International Personal Finance
• Positive Sentiment: The IPF board backed the offer and the market priced that in immediately — the stock surged to fresh 12‑month highs on heavy volume as investors locked in the takeover premium. London open: FTSE nudges lower in quiet trade; IPF surges on takeover
• Neutral Sentiment: Buyer profile — the acquirer is a US entity (reported as a hedge/PE-related vehicle, BasePoint Capital). That may influence integration and strategy but does not change the immediate cash outcome for shareholders. US hedge fund swoops on FTSE 250 doorstep lender International Personal Finance
• Neutral Sentiment: Deal valuation and market framing — the transaction is widely reported as ~£543m (~$733m), and coverage notes the premium relative to recent trading; this sets the reference price for remaining liquidity and any arbitrage activity. International Personal Finance Agrees to $733 Million U.S. Takeover
• Negative Sentiment: Post-deal considerations/risk — shareholders lose public-market exposure and any future upside from IPF’s operating recovery; there can also be short-term execution, regulatory or financing conditions around private takeovers (though the deal is reported as final). IPF agrees GBP543 million BasePoint Capital cash takeover

Analyst Ratings Changes

Separately, Shore Capital reaffirmed a “hold” rating on shares of International Personal Finance in a research report on Thursday, November 20th. One research analyst has rated the stock with a Hold rating, Based on data from MarketBeat.com, the stock currently has a consensus rating of “Hold”.

International Personal Finance Stock Performance

The business’s 50 day simple moving average is GBX 209 and its 200 day simple moving average is GBX 200.59. The stock has a market cap of £513.06 million, a price-to-earnings ratio of 7.52, a PEG ratio of 0.32 and a beta of 1.33. The company has a quick ratio of 3.69, a current ratio of 3.58 and a debt-to-equity ratio of 117.92.

About International Personal Finance

International Personal Finance plc is helping to build a better world through financial inclusion by providing affordable credit products and insurance services to underserved consumers across nine markets. Our 1.7 million customers, who have low to medium incomes and a limited credit history, turn to us to fulfil their plans when it really matters. As a group of people who are often financially excluded, we play a vital role in society by responsibly providing unsecured, affordable credit tailored to meet their personal needs and financial circumstances, as well as a variety of great value home, medical and life insurances to help them and their families.