Head to Head Survey: Guild (GHLD) versus Its Rivals

Guild (NYSE:GHLD) is one of 155 publicly-traded companies in the “FIN – MISC SVCS” industry, but how does it contrast to its peers? We will compare Guild to related companies based on the strength of its risk, valuation, institutional ownership, earnings, analyst recommendations, dividends and profitability.

Dividends

Guild pays an annual dividend of $1.00 per share and has a dividend yield of 5.1%. Guild pays out 144.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. As a group, “FIN – MISC SVCS” companies pay a dividend yield of 2.2% and pay out 47.6% of their earnings in the form of a dividend.

Profitability

This table compares Guild and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Guild	4.40%	7.91%	2.06%
Guild Competitors	-14.34%	-6.75%	-3.41%

Volatility & Risk

Guild has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500. Comparatively, Guild’s peers have a beta of 5.43, indicating that their average stock price is 443% more volatile than the S&P 500.

Insider and Institutional Ownership

17.5% of Guild shares are held by institutional investors. Comparatively, 42.7% of shares of all “FIN – MISC SVCS” companies are held by institutional investors. 78.3% of Guild shares are held by company insiders. Comparatively, 20.0% of shares of all “FIN – MISC SVCS” companies are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Earnings & Valuation

This table compares Guild and its peers gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Guild	$1.04 billion	$97.13 million	28.62
Guild Competitors	$3.23 billion	$308.28 million	-167.26

Guild’s peers have higher revenue and earnings than Guild. Guild is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Guild and its peers, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Guild	0	5	2	0	2.29
Guild Competitors	643	2724	4262	154	2.50

Guild currently has a consensus target price of $16.50, suggesting a potential downside of 16.46%. As a group, “FIN – MISC SVCS” companies have a potential upside of 7.20%. Given Guild’s peers stronger consensus rating and higher probable upside, analysts clearly believe Guild has less favorable growth aspects than its peers.

Summary

Guild peers beat Guild on 9 of the 15 factors compared.

About Guild

Guild Holdings Company originates, sells, and services residential mortgage loans in the United States. It operates in two segments, Origination and Servicing. The company offers residential mortgages through retail and correspondent channels. Guild Holdings Company was incorporated in 1960 and is headquartered in San Diego, California.