Head to Head Survey: Greystone Housing Impact Investors (NYSE:GHI) and Euronet Worldwide (NASDAQ:EEFT)

Euronet Worldwide (NASDAQ:EEFT) and Greystone Housing Impact Investors (NYSE:GHI) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, valuation, earnings, dividends, institutional ownership, risk and profitability.

Profitability

This table compares Euronet Worldwide and Greystone Housing Impact Investors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Euronet Worldwide	7.33%	27.22%	5.65%
Greystone Housing Impact Investors	8.11%	8.07%	1.55%

Valuation and Earnings

This table compares Euronet Worldwide and Greystone Housing Impact Investors”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Euronet Worldwide	$4.24 billion	0.66	$309.50 million	$6.93	10.22
Greystone Housing Impact Investors	$91.27 million	1.86	$21.32 million	$0.18	39.97

Euronet Worldwide has higher revenue and earnings than Greystone Housing Impact Investors. Euronet Worldwide is trading at a lower price-to-earnings ratio than Greystone Housing Impact Investors, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

91.6% of Euronet Worldwide shares are owned by institutional investors. Comparatively, 9.0% of Greystone Housing Impact Investors shares are owned by institutional investors. 11.2% of Euronet Worldwide shares are owned by insiders. Comparatively, 1.8% of Greystone Housing Impact Investors shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Risk and Volatility

Euronet Worldwide has a beta of 0.8, indicating that its stock price is 20% less volatile than the S&P 500. Comparatively, Greystone Housing Impact Investors has a beta of 0.58, indicating that its stock price is 42% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent ratings for Euronet Worldwide and Greystone Housing Impact Investors, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Euronet Worldwide	2	2	4	0	2.25
Greystone Housing Impact Investors	1	0	3	0	2.50

Euronet Worldwide presently has a consensus target price of $96.00, indicating a potential upside of 35.61%. Greystone Housing Impact Investors has a consensus target price of $12.67, indicating a potential upside of 76.07%. Given Greystone Housing Impact Investors’ stronger consensus rating and higher possible upside, analysts clearly believe Greystone Housing Impact Investors is more favorable than Euronet Worldwide.

Summary

Euronet Worldwide beats Greystone Housing Impact Investors on 9 of the 14 factors compared between the two stocks.

About Euronet Worldwide

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. It operates through three segments: Electronic Fund Transfer Processing, epay, and Money Transfer. The Electronic Fund Transfer Processing segment provides electronic payment solutions, including automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS currency conversion, ATM surcharge, advertising, customer relationship management, mobile top-up, bill payment, fraud management, foreign remittance and cardless payout, banknote recycling, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic payment products; and provides payment processing services for various prepaid products, cards, and services, as well as vouchers and physical gift fulfillment, and gift card distribution and processing services. This segment operates a network of approximately 821,000 POS terminals. The Money Transfer segment offers consumer-to-consumer and account-to-account money transfer, customers bill payment, check cashing, foreign currency exchange, mobile top-up, and cash management and foreign currency risk management services, as well as payment alternatives, such as money orders and prepaid debit cards. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.

About Greystone Housing Impact Investors

Greystone Housing Impact Investors LP acquires, holds, sells, and deals in a portfolio of mortgage revenue bonds (MRBs) that are issued to provide construction and/or permanent financing for multifamily, student, and senior citizen housing; skilled nursing properties; and commercial properties in the United States. The company operates in four segments: Affordable Multifamily MRB Investments; Seniors and Skilled Nursing MRB Investments; MF Properties; Market-Rate Joint Venture Investments. It also invests in governmental issuer loans. The company was formerly known as America First Multifamily Investors, L.P. and changed its name to Greystone Housing Impact Investors LP in December 2022. Greystone Housing Impact Investors LP was incorporated in 1998 and is based in Omaha, Nebraska.