Head-To-Head Review: Hippo (NYSE:HIPO) & M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY)

Hippo (NYSE:HIPO) and M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, valuation, earnings, analyst recommendations, dividends, institutional ownership and risk.

Volatility & Risk

Hippo has a beta of 1.57, indicating that its share price is 57% more volatile than the S&P 500. Comparatively, M�nchener R�ckversicherungs-Gesellschaft has a beta of 0.53, indicating that its share price is 47% less volatile than the S&P 500.

Earnings and Valuation

This table compares Hippo and M�nchener R�ckversicherungs-Gesellschaft”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hippo	$372.10 million	2.12	-$40.50 million	$3.62	8.61
M�nchener R�ckversicherungs-Gesellschaft	$65.83 billion	1.30	$6.15 billion	$1.76	7.46

M�nchener R�ckversicherungs-Gesellschaft has higher revenue and earnings than Hippo. M�nchener R�ckversicherungs-Gesellschaft is trading at a lower price-to-earnings ratio than Hippo, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent ratings for Hippo and M�nchener R�ckversicherungs-Gesellschaft, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hippo	1	1	4	1	2.71
M�nchener R�ckversicherungs-Gesellschaft	0	3	0	1	2.50

Hippo presently has a consensus price target of $37.50, suggesting a potential upside of 20.32%. Given Hippo’s stronger consensus rating and higher possible upside, equities analysts clearly believe Hippo is more favorable than M�nchener R�ckversicherungs-Gesellschaft.

Institutional & Insider Ownership

43.0% of Hippo shares are owned by institutional investors. Comparatively, 0.2% of M�nchener R�ckversicherungs-Gesellschaft shares are owned by institutional investors. 10.8% of Hippo shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares Hippo and M�nchener R�ckversicherungs-Gesellschaft’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hippo	21.30%	-5.89%	-1.28%
M�nchener R�ckversicherungs-Gesellschaft	10.34%	19.63%	2.22%

Summary

Hippo beats M�nchener R�ckversicherungs-Gesellschaft on 10 of the 14 factors compared between the two stocks.

About Hippo

Hippo Holdings Inc. provides property and casualty insurance products to individuals and business customers primarily in the United States. The company operates through three segments: Services, Insurance-as-a-Service, and Hippo Home Insurance Program. Its insurance products include homeowners' insurance against risks of fire, wind, and theft, as well as other personal lines policies from third party carriers; and personal and commercial, as well as home, auto, cyber, small business, life, specialty lines, and other insurance products. The company distributes insurance products and services through its technology platform and website, as well as operates licensed insurance agencies. Hippo Holdings Inc. is headquartered in Palo Alto, California.

About M�nchener R�ckversicherungs-Gesellschaft

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München engages in the insurance and reinsurance businesses worldwide. It also offers life and health reinsurance solutions, such as digital underwriting and advanced analytics solutions, health insurance management system, financial market risks, financing, portfolio risk management, digitalized investment-linked solution, MIRA digital suite, MIRA POS, MIRApply insured and physician, claims risk adjustment, CLARA plus, data analytics, underwriting and claims, medical research, capital management, and health market. The company also provides property and casualty reinsurance solutions, including agricultural risk, data analytics, infrastructure risk profiler, property insurance, retroactive reinsurance, insurance linked securities, location risk, risk transfer, and cyber, NatCatSERVICE for natural catastrophe loss database, REALYTIX ZERO, IMPROVEX, and cert2go, as well as consulting services for reinsurance, business advisory, portfolio performance and management, claims management, commercial motor, telematics, and electric vehicles. In addition, the company provides solutions for industry clients, such as IoT cover, earnings quality insurance protection, captive insurance and risk transfer, liability, weather risks, space and satellite insurance, solar and biomass insurance, wind insurance, digital asset, mining risks cover, construction projects covers and services, aviation insurance, power and utilities, industrial cyber insurance, risk suite, location risk intelligence, digital risks, PV warranty insurance, parametric, Insure AI, e-mobility, circular economy, liquidation damage cover, and natural catastrophes solutions. Further, it offers life, property-casualty, health, legal protection, and travel insurance products under the ERGO brand name; and insurance solutions for agriculture, captive, epidemic, cyber, and renewable energy. The company was founded in 1880 and is based in Munich, Germany.