Abacus Global Management (NYSE:ABX – Get Free Report) and Usio (NASDAQ:USIO – Get Free Report) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, dividends, profitability, risk, earnings, analyst recommendations and institutional ownership.
Profitability
This table compares Abacus Global Management and Usio’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Abacus Global Management | 10.55% | 21.03% | 10.19% |
| Usio | -1.63% | -8.20% | -1.26% |
Analyst Recommendations
This is a breakdown of current recommendations and price targets for Abacus Global Management and Usio, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Abacus Global Management | 0 | 3 | 1 | 1 | 2.60 |
| Usio | 1 | 1 | 2 | 0 | 2.25 |
Risk & Volatility
Abacus Global Management has a beta of 0.06, suggesting that its stock price is 94% less volatile than the S&P 500. Comparatively, Usio has a beta of 1.34, suggesting that its stock price is 34% more volatile than the S&P 500.
Institutional and Insider Ownership
20.2% of Usio shares are held by institutional investors. 46.4% of Abacus Global Management shares are held by company insiders. Comparatively, 19.0% of Usio shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Valuation & Earnings
This table compares Abacus Global Management and Usio”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Abacus Global Management | $235.24 million | 3.95 | $36.53 million | $0.28 | 33.96 |
| Usio | $85.39 million | 0.82 | -$2.51 million | ($0.06) | -40.83 |
Abacus Global Management has higher revenue and earnings than Usio. Usio is trading at a lower price-to-earnings ratio than Abacus Global Management, indicating that it is currently the more affordable of the two stocks.
Summary
Abacus Global Management beats Usio on 11 of the 15 factors compared between the two stocks.
About Abacus Global Management
Abacus Life, Inc. operates as an alternative asset manager specializing in life insurance products. It purchases life insurance policies from consumers seeking liquidity and manages policies over time via trading, holding, and/or servicing. The company was founded in 2004 and is based in Orlando, Florida.
About Usio
Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. Further, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.
Receive News & Ratings for Abacus Global Management Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Abacus Global Management and related companies with MarketBeat.com's FREE daily email newsletter.
