Head to Head Contrast: Sentage (NASDAQ:SNTG) vs. Inter & Co. Inc. (NASDAQ:INTR)

Sentage (NASDAQ:SNTG) and Inter & Co. Inc. (NASDAQ:INTR) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, dividends, earnings, profitability, valuation, analyst recommendations and institutional ownership.

Profitability

This table compares Sentage and Inter & Co. Inc.’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Sentage	N/A	N/A	N/A
Inter & Co. Inc.	12.46%	12.57%	1.41%

Earnings & Valuation

This table compares Sentage and Inter & Co. Inc.”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sentage	$107,507.00	49.31	-$2.01 million	N/A	N/A
Inter & Co. Inc.	$7.85 billion	0.48	$168.18 million	$0.49	17.31

Inter & Co. Inc. has higher revenue and earnings than Sentage.

Volatility and Risk

Sentage has a beta of 2.52, suggesting that its share price is 152% more volatile than the S&P 500. Comparatively, Inter & Co. Inc. has a beta of 1.14, suggesting that its share price is 14% more volatile than the S&P 500.

Insider and Institutional Ownership

0.1% of Sentage shares are owned by institutional investors. Comparatively, 22.9% of Inter & Co. Inc. shares are owned by institutional investors. 62.4% of Sentage shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Sentage and Inter & Co. Inc., as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sentage	1	0	0	0	1.00
Inter & Co. Inc.	1	2	3	0	2.33

Inter & Co. Inc. has a consensus price target of $8.32, suggesting a potential downside of 1.89%. Given Inter & Co. Inc.’s stronger consensus rating and higher probable upside, analysts plainly believe Inter & Co. Inc. is more favorable than Sentage.

Summary

Inter & Co. Inc. beats Sentage on 9 of the 12 factors compared between the two stocks.

About Sentage

Sentage Holdings Inc. provides a range of financial services. The company offers consumer loan repayment and collection management, loan recommendation, and prepaid payment network services in China. It also provides consultancy and information technology support services. Sentage Holdings Inc. was incorporated in 2019 and is headquartered in Shanghai, the People's Republic of China.

About Inter & Co. Inc.

Inter & Co., Inc. Is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Banking, Securities, Insurance Brokerage, Marketplace, Asset Management, Service, and Other. The Banking segment offers checking accounts cards, deposits, loans and advances, and other services through mobile application. The Securities segment is involved in the acquisition, sale and custody of securities, the structuring and distribution of securities in the capital market, and the provision of administration services to investment funds. The Insurance Brokerage segment includes insurance products underwritten by insurance companies, such as warranties, life, property and automobile insurance, and pension products, as well as consortium products provided by a third party. The Marketplace segment operates a digital platform, which offers goods and services to its customers. The Asset Management segment is composed of the operations related to the management of fund portfolios and other assets. The Service segment consists of collection and management of personal information, development and licensing of customized computer programs, development and licensing of non-customized computer programs and technical support, maintenance, and other information technology services. The company was founded on January 26, 2021 and is headquartered in Belo Horizonte, Brazil.