Financial Review: Zurich Insurance Group (OTCMKTS:ZURVY) versus SelectQuote (NYSE:SLQT)

SelectQuote (NYSE:SLQT) and Zurich Insurance Group (OTCMKTS:ZURVY) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, risk, dividends, earnings and valuation.

Institutional and Insider Ownership

34.6% of SelectQuote shares are owned by institutional investors. Comparatively, 0.0% of Zurich Insurance Group shares are owned by institutional investors. 13.1% of SelectQuote shares are owned by company insiders. Comparatively, 0.0% of Zurich Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Earnings & Valuation

This table compares SelectQuote and Zurich Insurance Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SelectQuote	$1.53 billion	0.10	$47.58 million	$0.01	83.20
Zurich Insurance Group	$59.51 billion	1.77	$5.81 billion	N/A	N/A

Zurich Insurance Group has higher revenue and earnings than SelectQuote.

Profitability

This table compares SelectQuote and Zurich Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SelectQuote	4.80%	14.85%	3.97%
Zurich Insurance Group	N/A	N/A	N/A

Volatility and Risk

SelectQuote has a beta of 1.23, suggesting that its share price is 23% more volatile than the S&P 500. Comparatively, Zurich Insurance Group has a beta of 0.57, suggesting that its share price is 43% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and target prices for SelectQuote and Zurich Insurance Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SelectQuote	0	3	0	1	2.50
Zurich Insurance Group	1	2	0	0	1.67

SelectQuote presently has a consensus target price of $2.92, suggesting a potential upside of 250.56%. Given SelectQuote’s stronger consensus rating and higher probable upside, analysts plainly believe SelectQuote is more favorable than Zurich Insurance Group.

Summary

SelectQuote beats Zurich Insurance Group on 9 of the 12 factors compared between the two stocks.

About SelectQuote

SelectQuote, Inc. operates a technology-enabled, direct-to-consumer distribution platform that sells a range of insurance products and healthcare services in the United States. The company operates through three segments: Senior; Life; and Auto & Home. It distributes senior health policies, such as medicare advantage, medicare supplement, medicare part D, and other ancillary senior health insurance related products, including prescription drugs, dental, vision, and hearing plans; life insurance products, such as term life, final expense, and other ancillary products, including critical illness, accidental death, and juvenile insurance; homeowners, auto, dwelling fire, and other ancillary insurance products; and non-commercial auto and home property, and casualty policies. The company also provides SelectRx, an accredited patient-centered pharmacy home pharmacy, which offers essential prescription medications, OTC medications, customized medication packaging, medication therapy management, and long-term pharmacy care; and population health that helps members understand the benefits available under their health plans, and contracts with insurance carriers. SelectQuote, Inc. was incorporated in 1999 and is headquartered in Overland Park, Kansas.

About Zurich Insurance Group

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, energy and engineering lines, and marine; commercial management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as and non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, and cyber resilience, as well as climate risk assessment and reinsurance services. The company serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.