Financial Institutions (FISI) Expected to Announce Earnings on Thursday

Financial Institutions (NASDAQ:FISI) is expected to be posting its Q3 2026 results after the market closes on Thursday, October 29th. Analysts expect Financial Institutions to announce earnings of $1.05 per share and revenue of $66.55 million for the quarter. Individuals can find conference call details on the company’s upcoming Q3 2026 earnings summary page for the latest details on the call scheduled for Friday, October 30, 2026 at 8:30 AM ET.

Financial Institutions Trading Up 0.6%

Shares of FISI stock opened at $40.81 on Tuesday. The stock has a market capitalization of $804.37 million, a PE ratio of 10.07 and a beta of 0.62. Financial Institutions has a 1-year low of $28.00 and a 1-year high of $42.97. The business has a 50-day moving average of $40.21 and a 200 day moving average of $36.53. The company has a debt-to-equity ratio of 0.13, a current ratio of 0.88 and a quick ratio of 0.88.

Financial Institutions Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Friday, October 2nd. Shareholders of record on Tuesday, September 15th were paid a $0.32 dividend. This represents a $1.28 dividend on an annualized basis and a yield of 3.1%. The ex-dividend date of this dividend was Tuesday, September 15th. Financial Institutions’s payout ratio is 31.76%.

Analyst Upgrades and Downgrades

Several analysts have weighed in on the company. Piper Sandler reiterated a “neutral” rating and issued a $45.00 price objective (up from $38.00) on shares of Financial Institutions in a research report on Monday, August 3rd. Weiss Ratings restated a “buy (b)” rating on shares of Financial Institutions in a report on Friday, October 2nd. Finally, Keefe, Bruyette & Woods raised their target price on shares of Financial Institutions from $42.00 to $45.00 and gave the stock an “outperform” rating in a report on Monday, July 27th. Two equities research analysts have rated the stock with a Buy rating and two have issued a Hold rating to the company. According to MarketBeat.com, the company has an average rating of “Moderate Buy” and a consensus target price of $45.00.

Financial Institutions Company Profile

Financial Institutions, Inc (NASDAQ:FISI) is a diversified financial services company headquartered in Warsaw, New York. Through its principal banking subsidiary, Five Star Bank, the company provides community banking services to individuals, families, businesses and public-sector organizations.

Five Star Bank offers deposit accounts, residential and commercial real estate lending, consumer loans, business financing, cash-management services and other traditional banking products. The company also provides wealth management, investment advisory and retirement-plan administration services through specialized subsidiaries, including Courier Capital and Benefit Plan Administrative Services.

Financial Institutions serves customers primarily across communities in upstate New York, with related financial services available in additional markets.