Esquire Financial (ESQ) to Release Earnings on Thursday

Esquire Financial (NASDAQ:ESQ) is projected to post its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect the company to announce earnings of $1.56 per share and revenue of $31.9320 million for the quarter. Individuals can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Friday, January 30, 2026 at 12:00 AM ET.

Esquire Financial (NASDAQ:ESQ) last announced its quarterly earnings results on Thursday, October 23rd. The company reported $1.47 EPS for the quarter, topping the consensus estimate of $1.46 by $0.01. The business had revenue of $37.57 million for the quarter, compared to analysts’ expectations of $30.21 million. Esquire Financial had a net margin of 31.26% and a return on equity of 18.55%. On average, analysts expect Esquire Financial to post $6 EPS for the current fiscal year and $6 EPS for the next fiscal year.

Esquire Financial Stock Down 1.5%

Shares of Esquire Financial stock opened at $105.19 on Wednesday. Esquire Financial has a twelve month low of $68.90 and a twelve month high of $134.82. The business has a 50-day moving average price of $103.83 and a 200-day moving average price of $100.66. The firm has a market cap of $901.48 million, a price-to-earnings ratio of 18.45 and a beta of 0.43.

Esquire Financial Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Monday, December 1st. Investors of record on Friday, November 14th were paid a dividend of $0.175 per share. The ex-dividend date of this dividend was Friday, November 14th. This represents a $0.70 dividend on an annualized basis and a yield of 0.7%. Esquire Financial’s dividend payout ratio is presently 12.28%.

Institutional Inflows and Outflows

Several institutional investors have recently modified their holdings of ESQ. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. grew its holdings in shares of Esquire Financial by 3.9% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 4,178 shares of the company’s stock valued at $315,000 after purchasing an additional 156 shares in the last quarter. Rhumbline Advisers raised its holdings in Esquire Financial by 2.8% in the second quarter. Rhumbline Advisers now owns 11,937 shares of the company’s stock valued at $1,130,000 after acquiring an additional 329 shares in the last quarter. Comerica Bank lifted its stake in Esquire Financial by 50.2% in the third quarter. Comerica Bank now owns 1,289 shares of the company’s stock worth $132,000 after acquiring an additional 431 shares during the last quarter. JPMorgan Chase & Co. grew its holdings in Esquire Financial by 9.6% during the 2nd quarter. JPMorgan Chase & Co. now owns 5,684 shares of the company’s stock worth $538,000 after acquiring an additional 499 shares in the last quarter. Finally, Tower Research Capital LLC TRC increased its position in shares of Esquire Financial by 352.5% in the 2nd quarter. Tower Research Capital LLC TRC now owns 810 shares of the company’s stock valued at $77,000 after purchasing an additional 631 shares during the last quarter. Hedge funds and other institutional investors own 54.66% of the company’s stock.

Analyst Ratings Changes

A number of analysts have issued reports on the company. Piper Sandler lifted their price objective on Esquire Financial from $113.00 to $116.00 and gave the stock an “overweight” rating in a research note on Wednesday, October 29th. Wall Street Zen cut shares of Esquire Financial from a “hold” rating to a “sell” rating in a research report on Sunday, November 23rd. Finally, Weiss Ratings reaffirmed a “buy (b+)” rating on shares of Esquire Financial in a research note on Monday, December 22nd. Two analysts have rated the stock with a Buy rating and two have assigned a Hold rating to the company’s stock. According to MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and a consensus price target of $113.00.

About Esquire Financial

Esquire Financial Holdings, Inc is a bank holding company whose principal subsidiary, Esquire Bank, specializes in residential mortgage lending and community banking services. Headquartered in Kansas City, Missouri, the company operates through multiple distribution channels, including retail branches, wholesale and correspondent lending divisions. Esquire Financial focuses on tailored home financing solutions while maintaining a community-oriented approach to banking.

In its mortgage lending business, Esquire Bank originates and services a range of home loan products, including government-insured mortgages (FHA, VA and USDA) as well as conventional conforming and jumbo loans.