Equifax (NYSE:EFX) Issues FY 2026 Earnings Guidance

Equifax (NYSE:EFX) updated its FY 2026 earnings guidance on Wednesday. The company provided earnings per share guidance of 8.450-8.550 for the period, compared to the consensus estimate of 8.510. The company issued revenue guidance of $6.6 billion-$6.7 billion, compared to the consensus revenue estimate of $6.7 billion. Equifax also updated its Q4 2026 guidance to 2.070-2.170 EPS.

Equifax Stock Performance

Shares of EFX traded down $1.08 during mid-day trading on Wednesday, hitting $175.46. 2,535,581 shares of the company traded hands, compared to its average volume of 1,751,931. The company has a debt-to-equity ratio of 0.92, a quick ratio of 0.60 and a current ratio of 0.60. The stock has a 50-day moving average price of $166.97 and a two-hundred day moving average price of $169.93. Equifax has a 1 year low of $137.01 and a 1 year high of $238.94. The stock has a market cap of $20.61 billion, a price-to-earnings ratio of 30.84, a P/E/G ratio of 1.66 and a beta of 1.35.

Equifax (NYSE:EFX) last announced its earnings results on Tuesday, October 20th. The credit services provider reported $2.26 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.20 by $0.06. The business had revenue of $1.69 billion for the quarter, compared to analysts’ expectations of $1.69 billion. Equifax had a return on equity of 21.61% and a net margin of 10.73%. The business’s revenue for the quarter was up 9.6% on a year-over-year basis. During the same period last year, the firm posted $2.04 earnings per share. Equities analysts anticipate that Equifax will post 8.50 earnings per share for the current year.

Equifax Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Tuesday, September 15th. Stockholders of record on Monday, August 31st were given a dividend of $0.56 per share. This represents a $2.24 annualized dividend and a dividend yield of 1.3%. The ex-dividend date was Monday, August 31st. Equifax’s dividend payout ratio (DPR) is presently 39.37%.

Analyst Ratings Changes

EFX has been the subject of several recent analyst reports. UBS Group restated a “buy” rating on shares of Equifax in a research note on Wednesday. Citigroup reduced their price objective on shares of Equifax from $238.00 to $220.00 and set a “buy” rating on the stock in a research report on Wednesday, July 22nd. JPMorgan Chase & Co. reduced their price objective on shares of Equifax from $230.00 to $210.00 in a research report on Wednesday, July 22nd. Barclays lowered their target price on shares of Equifax from $200.00 to $155.00 and set an “equal weight” rating on the stock in a report on Friday, October 2nd. Finally, Royal Bank Of Canada dropped their target price on shares of Equifax from $194.00 to $177.00 and set an “outperform” rating for the company in a research report on Friday, October 16th. Fourteen investment analysts have rated the stock with a Buy rating and seven have assigned a Hold rating to the stock. Based on data from MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and a consensus price target of $200.00.

Insider Buying and Selling

In other news, EVP John W. Gamble, Jr. sold 4,500 shares of the business’s stock in a transaction that occurred on Thursday, September 3rd. The stock was sold at an average price of $187.96, for a total transaction of $845,820.00. Following the transaction, the executive vice president owned 69,055 shares of the company’s stock, valued at approximately $12,979,577.80. The trade was a 6.12% decrease in their position. The transaction was disclosed in a document filed with the SEC, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Mark Begor sold 37,791 shares of the stock in a transaction on Friday, July 24th. The shares were sold at an average price of $172.16, for a total transaction of $6,506,098.56. Following the completion of the sale, the chief executive officer directly owned 271,890 shares in the company, valued at approximately $46,808,582.40. This represents a 12.20% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 1.70% of the stock is currently owned by insiders.

Trending Headlines about Equifax

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Equifax reported third-quarter revenue of $1.693 billion, up 10% year over year, while adjusted earnings of $2.26 per share exceeded the $2.20 analyst consensus. Revenue growth was supported by U.S. Information Solutions, international operations and diversified markets. Equifax third-quarter results
• Positive Sentiment: Management highlighted AI-driven efficiencies and lower selling, general and administrative expenses, which helped profitability and contributed to the earnings beat. Equifax earnings beat and lower expenses
• Positive Sentiment: Equifax returned $158 million to shareholders through $92 million of share repurchases and $66 million in dividends. State-agency contract signings also reached $550 million in annual contract value, supporting longer-term growth visibility. Equifax long-term earnings takeaways
• Positive Sentiment: Needham raised its price target from $190 to $210 and maintained a Buy rating, implying substantial upside from recent trading levels. Needham raises Equifax price target
• Neutral Sentiment: Equifax’s credit-trends data shows U.S. millennials have surpassed Generation X in total debt. The trend may increase demand for credit-monitoring and risk-assessment services, but it also highlights potential consumer-credit risks. Equifax Global Credit Trends
• Negative Sentiment: Equifax lowered its full-year 2026 reported revenue outlook to approximately $6.646 billion-$6.676 billion and issued fourth-quarter revenue guidance of $1.605 billion-$1.635 billion, below some expectations. Equifax Q3 earnings and lowered outlook
• Negative Sentiment: Management said U.S. mortgage transaction volumes weakened meaningfully as interest rates rose, creating a near-term headwind for mortgage-related revenue despite strength elsewhere in the business. Equifax mortgage-market update

Equifax Company Profile

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that provides information and services to help businesses, governments and consumers make informed financial and workforce decisions. The company is best known for its credit reporting activities, but its offerings also include identity verification, fraud prevention, income and employment verification, marketing services and risk management solutions.

Equifax provides consumer and commercial credit information, credit reports and related analytics to lenders and other businesses.