Critical Comparison: SiriusPoint (NYSE:SPNT) versus Allianz (OTCMKTS:ALIZY)

SiriusPoint (NYSE:SPNT) and Allianz (OTCMKTS:ALIZY) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, earnings, profitability, valuation, risk, institutional ownership and dividends.

Volatility & Risk

SiriusPoint has a beta of 0.81, meaning that its share price is 19% less volatile than the S&P 500. Comparatively, Allianz has a beta of 0.89, meaning that its share price is 11% less volatile than the S&P 500.

Valuation and Earnings

This table compares SiriusPoint and Allianz”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SiriusPoint	$2.60 billion	0.87	$199.90 million	$1.59	12.21
Allianz	$194.56 billion	0.81	$10.75 billion	$2.84	14.40

Allianz has higher revenue and earnings than SiriusPoint. SiriusPoint is trading at a lower price-to-earnings ratio than Allianz, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares SiriusPoint and Allianz’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SiriusPoint	6.97%	11.31%	1.71%
Allianz	5.47%	16.58%	1.01%

Analyst Ratings

This is a summary of current ratings and target prices for SiriusPoint and Allianz, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SiriusPoint	0	1	2	2	3.20
Allianz	1	4	0	0	1.80

SiriusPoint presently has a consensus price target of $25.00, indicating a potential upside of 28.77%. Given SiriusPoint’s stronger consensus rating and higher probable upside, equities analysts clearly believe SiriusPoint is more favorable than Allianz.

Insider and Institutional Ownership

52.8% of SiriusPoint shares are held by institutional investors. Comparatively, 0.0% of Allianz shares are held by institutional investors. 10.3% of SiriusPoint shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

SiriusPoint beats Allianz on 9 of the 15 factors compared between the two stocks.

About SiriusPoint

SiriusPoint Ltd. provides multi-line insurance and reinsurance products and services worldwide. The company operates through two segments, Reinsurance, and Insurance & Services. The Reinsurance segment provides aviation and space, accident and health, casualty, credit, marine and energy, property to insurance and reinsurance companies, government entities, and other risk bearing vehicles. This segment offers medical insurance products, trip cancellation programs, medical management services, and 24/7 emergency medical and travel assistance services. The Insurance & Services segment provides accident and health, marine and energy, property and casualty, mortgage, environmental, workers' compensation, commercial auto lines, professional liability, and other lines of business. The company was formerly known as Third Point Reinsurance Ltd. and changed its name to SiriusPoint Ltd. in February 2021. SiriusPoint Ltd. was incorporated in 2011 and is headquartered in Pembroke, Bermuda.

About Allianz

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company’s Property-Casualty segment offers various insurance products, including motor liability and own damage, accident, general liability, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company’s Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, liquid alternatives, and solutions. Its Corporate and Other segment provides banking services for retail clients, as well as digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.