Contrasting Presurance (PRHI) & Its Rivals

Presurance (NASDAQ:PRHI) is one of 316 publicly-traded companies in the “Insurance” industry, but how does it weigh in compared to its peers? We will compare Presurance to related companies based on the strength of its analyst recommendations, dividends, valuation, institutional ownership, risk, profitability and earnings.

Insider & Institutional Ownership

34.9% of Presurance shares are owned by institutional investors. Comparatively, 55.7% of shares of all “Insurance” companies are owned by institutional investors. 73.3% of Presurance shares are owned by insiders. Comparatively, 13.9% of shares of all “Insurance” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Volatility and Risk

Presurance has a beta of 1.04, suggesting that its stock price is 4% more volatile than the S&P 500. Comparatively, Presurance’s peers have a beta of 0.61, suggesting that their average stock price is 39% less volatile than the S&P 500.

Profitability

This table compares Presurance and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Presurance	-41.92%	-104.13%	-8.74%
Presurance Competitors	9.76%	10.79%	3.96%

Earnings and Valuation

This table compares Presurance and its peers revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Presurance	$43.30 million	-$18.44 million	-0.49
Presurance Competitors	$15.42 billion	$1.69 billion	33.74

Presurance’s peers have higher revenue and earnings than Presurance. Presurance is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Analyst Recommendations

This is a summary of current recommendations for Presurance and its peers, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Presurance	1	0	0	0	1.00
Presurance Competitors	3193	15236	16042	664	2.40

Presurance currently has a consensus target price of $7.00, suggesting a potential upside of 46.75%. As a group, “Insurance” companies have a potential upside of 6.92%. Given Presurance’s higher possible upside, equities analysts clearly believe Presurance is more favorable than its peers.

Summary

Presurance peers beat Presurance on 10 of the 13 factors compared.

Presurance Company Profile

Conifer Holdings, Inc., an insurance holding company, engages in the sale of property and casualty insurance products. It offers insurance coverage in specialty commercial and personal product lines. The company underwrites various specialty insurance products, including property, general liability, liquor liability, automobile, and homeowners and dwelling policies. It serves the commercial insurance needs of owner-operated businesses in the markets, such as hospitality, which includes restaurants, bars, taverns, and bowling centers, as well as small grocery and convenience stores; artisan contractors comprising plumbers, painters, carpenters, electricians, and other independent contractors; and security service providers, including companies that provide security guard services, security alarm products and services, and private investigative services. The company also offers specialty homeowners insurance products, such as low- value dwelling insurance tailored for owners of lower valued homes in Illinois, Indiana, Louisiana, and Texas; and wholesale agency services comprising commercial and personal lines insurance products for its insurance company subsidiaries, as well as third party insurers. Conifer Holdings, Inc. markets and sells its insurance products through a network of approximately 4,600 independent agents in 50 states in the United States. The company was incorporated in 2009 and is headquartered in Birmingham, Michigan.