Comparing Logansport Financial (OTCMKTS:LOGN) & WSFS Financial (NASDAQ:WSFS)

WSFS Financial (NASDAQ:WSFS) and Logansport Financial (OTCMKTS:LOGN) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, dividends, earnings and risk.

Volatility & Risk

WSFS Financial has a beta of 0.79, suggesting that its share price is 21% less volatile than the S&P 500. Comparatively, Logansport Financial has a beta of 0.2, suggesting that its share price is 80% less volatile than the S&P 500.

Insider and Institutional Ownership

88.5% of WSFS Financial shares are held by institutional investors. 1.2% of WSFS Financial shares are held by company insiders. Comparatively, 17.4% of Logansport Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares WSFS Financial and Logansport Financial”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
WSFS Financial	$1.36 billion	2.69	$287.35 million	$5.10	13.10
Logansport Financial	$15.19 million	1.27	$1.76 million	$1.59	19.88

WSFS Financial has higher revenue and earnings than Logansport Financial. WSFS Financial is trading at a lower price-to-earnings ratio than Logansport Financial, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent recommendations and price targets for WSFS Financial and Logansport Financial, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
WSFS Financial	0	3	3	1	2.71
Logansport Financial	0	0	0	0	0.00

WSFS Financial currently has a consensus target price of $69.00, suggesting a potential upside of 3.29%. Given WSFS Financial’s stronger consensus rating and higher probable upside, equities research analysts clearly believe WSFS Financial is more favorable than Logansport Financial.

Profitability

This table compares WSFS Financial and Logansport Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
WSFS Financial	21.14%	10.89%	1.41%
Logansport Financial	6.44%	N/A	N/A

Dividends

WSFS Financial pays an annual dividend of $0.68 per share and has a dividend yield of 1.0%. Logansport Financial pays an annual dividend of $1.80 per share and has a dividend yield of 5.7%. WSFS Financial pays out 13.3% of its earnings in the form of a dividend. Logansport Financial pays out 113.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. WSFS Financial has raised its dividend for 1 consecutive years.

Summary

WSFS Financial beats Logansport Financial on 15 of the 18 factors compared between the two stocks.

About WSFS Financial

WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through three segments: WSFS Bank, Cash Connect, and Wealth Management. It offers various deposit products, including savings accounts, demand deposits, interest-bearing demand deposits, money market deposit accounts, and certificates of deposit, as well as accepts jumbo certificates of deposit from individuals, businesses, and municipalities. The company also provides a range of loans, which comprise fixed and adjustable rate residential loans; commercial mortgage and commercial loans; commercial construction loans; commercial loans for working capital, financing equipment and real estate acquisitions, business expansion and other business purposes; and consumer credit products, such as home equity loans, home equity lines of credit, automobile loans, unsecured lines of credit, and other secured and unsecured personal installment loans. In addition, it offers insurance products; planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate and institutional clients; retail securities and insurance brokerage services; mortgage and title services; residential mortgage and refinancing solutions; and leases small equipment and fixed assets, as well as provides financial planning, customized investment strategies, brokerage products, fiduciary, and wealth management services. Further, the company provides ATM vault cash, smart safe, and other cash logistics services; and online reporting and ATM cash management, predictive cash ordering and reconcilement services, armored carrier management, loss protection, and deposit safe cash logistics services, as well as trustee, agency, bankruptcy administration, custodial and commercial domicile services. The company was founded in 1832 and is based in Wilmington, Delaware.

About Logansport Financial

Logansport Financial Corp. operates as the holding company for Logansport Savings Bank that provides various banking products and services to individuals and businesses in Cass County, Indiana. The company’s personal banking products and services include checking accounts, rite accounts, NOW accounts, savings accounts, health savings accounts, certificates of deposit, and individual retirement accounts; mortgage, home equity lines of credit, home improvement, construction, commercial buildings, farm, consumer, education, and car loans, as well as loans for single family and multi-family dwellings; and overdraft, and internet and mobile banking services. It also provides business and commercial checking accounts, commercial savings accounts/certificates of deposit, money market accounts and certificates, commercial sweep accounts, ACH debit/credit capabilities, electric federal tax payment systems, remote banking and merchant card services, wires, coin services, night deposit bags, and remote deposit banking services. In addition, the company offers revolving or seasonal lines of credit, term loans for equipment, commercial real estate mortgages for expansion or acquisition, commercial letters of credit, and guaranteed loans, as well as agricultural loans. Logansport Financial Corp. was founded in 1925 and is based in Logansport, Indiana.