Comparing LiveRamp (NYSE:RAMP) & Alkami Technology (NASDAQ:ALKT)

Alkami Technology (NASDAQ:ALKT) and LiveRamp (NYSE:RAMP) are both technology companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, dividends, profitability, valuation, institutional ownership, earnings and analyst recommendations.

Profitability

This table compares Alkami Technology and LiveRamp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Alkami Technology	-7.24%	-4.75%	-2.07%
LiveRamp	18.71%	9.77%	7.41%

Earnings & Valuation

This table compares Alkami Technology and LiveRamp”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Alkami Technology	$443.64 million	3.24	-$47.65 million	($0.34)	-39.44
LiveRamp	$832.10 million	2.81	$145.95 million	$2.44	15.78

LiveRamp has higher revenue and earnings than Alkami Technology. Alkami Technology is trading at a lower price-to-earnings ratio than LiveRamp, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Alkami Technology and LiveRamp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Alkami Technology	2	6	1	0	1.89
LiveRamp	0	6	2	0	2.25

Alkami Technology presently has a consensus price target of $17.60, indicating a potential upside of 31.25%. LiveRamp has a consensus price target of $38.08, indicating a potential downside of 1.08%. Given Alkami Technology’s higher probable upside, equities analysts plainly believe Alkami Technology is more favorable than LiveRamp.

Volatility & Risk

Alkami Technology has a beta of 0.52, suggesting that its share price is 48% less volatile than the S&P 500. Comparatively, LiveRamp has a beta of 1.27, suggesting that its share price is 27% more volatile than the S&P 500.

Institutional and Insider Ownership

55.0% of Alkami Technology shares are owned by institutional investors. Comparatively, 93.8% of LiveRamp shares are owned by institutional investors. 17.1% of Alkami Technology shares are owned by insiders. Comparatively, 3.3% of LiveRamp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

LiveRamp beats Alkami Technology on 11 of the 14 factors compared between the two stocks.

About Alkami Technology

Alkami Technology, Inc. offers cloud-based digital banking solutions in the United States. The company's Alkami Platform allows financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of a proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is headquartered in Plano, Texas.

About LiveRamp

LiveRamp Holdings, Inc., a technology company, operates a data collaboration platform in the United States, Europe, the Asia-Pacific, and internationally. The company operates LiveRamp Data Collaboration platform enables an organization to unify customer and prospect data to build a single view of the customer in a way that protects consumer privacy. Its platform supports various people-based marketing solutions, including data collaboration, activation, measurement and analytics, identity, and data marketplace. The company sells its solutions to enterprise marketers, agencies, marketing technology providers, publishers, and data providers in various industry verticals, such as financial, insurance and investment services, retail, automotive, telecommunications, high tech, consumer packaged goods, healthcare, travel, entertainment, and non-profit. The company was formerly known as Acxiom Holdings, Inc. and changed its name to LiveRamp Holdings, Inc. in October 2018. The company was incorporated in 2018 and is headquartered in San Francisco, California.