Comparing HA Sustainable Infrastructure Capital (NYSE:HASI) & Block (NYSE:XYZ)

Block (NYSE:XYZ) and HA Sustainable Infrastructure Capital (NYSE:HASI) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, risk, institutional ownership, profitability, analyst recommendations, valuation and dividends.

Institutional & Insider Ownership

70.4% of Block shares are held by institutional investors. Comparatively, 96.1% of HA Sustainable Infrastructure Capital shares are held by institutional investors. 11.4% of Block shares are held by company insiders. Comparatively, 2.2% of HA Sustainable Infrastructure Capital shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Profitability

This table compares Block and HA Sustainable Infrastructure Capital’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Block	1.43%	8.10%	4.53%
HA Sustainable Infrastructure Capital	18.61%	13.62%	4.28%

Volatility and Risk

Block has a beta of 2.55, meaning that its stock price is 155% more volatile than the S&P 500. Comparatively, HA Sustainable Infrastructure Capital has a beta of 1.42, meaning that its stock price is 42% more volatile than the S&P 500.

Valuation and Earnings

This table compares Block and HA Sustainable Infrastructure Capital”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Block	$24.19 billion	1.84	$1.31 billion	$0.56	132.20
HA Sustainable Infrastructure Capital	$400.50 million	11.56	$184.55 million	$0.53	67.98

Block has higher revenue and earnings than HA Sustainable Infrastructure Capital. HA Sustainable Infrastructure Capital is trading at a lower price-to-earnings ratio than Block, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a summary of current recommendations and price targets for Block and HA Sustainable Infrastructure Capital, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Block	0	9	29	4	2.88
HA Sustainable Infrastructure Capital	0	3	10	0	2.77

Block currently has a consensus price target of $95.42, indicating a potential upside of 28.90%. HA Sustainable Infrastructure Capital has a consensus price target of $48.10, indicating a potential upside of 33.49%. Given HA Sustainable Infrastructure Capital’s higher probable upside, analysts plainly believe HA Sustainable Infrastructure Capital is more favorable than Block.

Summary

Block beats HA Sustainable Infrastructure Capital on 10 of the 15 factors compared between the two stocks.

About Block

Square, Inc. provides payment and point-of-sale solutions in the United States and internationally. The company's commerce ecosystem includes point-of-sale software and hardware that enables sellers to turn mobile and computing devices into payment and point-of-sale solutions. It offers hardware products, including Magstripe reader, which enables swiped transactions of magnetic stripe cards; Contactless and chip reader that accepts EMV® chip cards and Near Field Communication payments; Chip card reader, which accepts EMV® chip cards and enables swiped transactions of magnetic stripe cards; Square Stand, which enables an iPad to be used as a payment terminal or full point of sale solution; and Square Register that combines its hardware, point-of-sale software, and payments technology, as well as managed payments solutions. The company also provides Square Point of Sale software; Cash App, which provides access to the financial system, allowing customers to electronically send, store, and spend money; Caviar, a food ordering platform for restaurants to offer food ordering, pickup and delivery, to their customers; and Square Capital that facilitates loans to sellers based on real-time payment and point-of-sale data. Square, Inc. was founded in 2009 and is headquartered in San Francisco, California.

About HA Sustainable Infrastructure Capital

HA Sustainable Infrastructure Capital, Inc., through its subsidiaries, engages in the investment of energy efficiency, renewable energy, and sustainable infrastructure markets in the United States. The company’s portfolio includes equity investments, commercial and government receivables, real estate, and debt securities. It invests in climate solutions, including Behind-the-Meter, which distributes energy projects that reduce energy usage or cost through heating, ventilation, and air conditioning systems, as well as lighting, energy controls, roofs, windows, building shells, and/or combined heat and power systems; Grid-Connected, a renewable energy projects that deploy cleaner energy sources, such as solar, solar-plus-storage, and wind to generate power production; and Fuels, Transport, and Nature, a range of real assets spanning high-emitting economic sectors other than the power grid such as transportation and fuels comprising renewable natural gas plants, transportation fleet enhancements, ecological restoration, and other projects. HA Sustainable Infrastructure Capital, Inc. was founded in 1981 and is headquartered in Annapolis, Maryland.