Byline Bancorp (NYSE:BY) Shares Gap Down – Should You Sell?

Byline Bancorp, Inc. (NYSE:BY)’s share price gapped down before the market opened on Friday . The stock had previously closed at $31.71, but opened at $30.68. Byline Bancorp shares last traded at $31.3490, with a volume of 92,895 shares trading hands.

Byline Bancorp News Roundup

Here are the key news stories impacting Byline Bancorp this week:

• Positive Sentiment: Q4 results beat consensus: Byline reported $0.76 EPS vs. $0.72 expected and revenue of ~$117.0M vs. ~$112.5M expected; net interest income strengthened and full‑year 2025 delivered record revenue (~$446.3M). These are clear fundamental positives for earnings growth and margins. Byline Bancorp, Inc. Reports Fourth Quarter and Full Year 2025 Financial Results
• Positive Sentiment: Dividend raised — management increased the quarterly dividend 20% to $0.12 (annualized yield ~1.5%), signaling confidence in capital and cash flow. This supports income-oriented investors and can underpin the share price over time.
• Positive Sentiment: Street commentary and metric context highlight improvement year-over-year: analysts note EPS up vs. prior-year and key metrics (net margin ~20%, ROE ~11.3%) that reflect operating leverage in the quarter. Byline Bancorp (BY) Q4 Earnings and Revenues Top Estimates
• Neutral Sentiment: Management made conference call materials and the slide deck available — useful for investors wanting management commentary on loan growth, margins, capital plans, and guidance. Review the deck/call for details that could move sentiment. Listen to Conference Call
• Neutral Sentiment: Media summaries and snapshots (Yahoo/MSN) provide quick reads of the quarter and sales commentary — useful for a high-level check but contain less analysis than the press release/call. Byline Bancorp: Q4 Earnings Snapshot
• Negative Sentiment: Shares traded lower despite the beat and dividend raise. That pullback likely reflects short‑term profit-taking after a recent run toward the 52‑week high and/or investors waiting for guidance details; it could also be a valuation reset given a modest dividend yield. Monitor volume and follow-up analyst commentary for confirmation. Byline Bancorp’s (NYSE:BY) Q4 CY2025: Strong sales

Wall Street Analysts Forecast Growth

A number of equities research analysts recently weighed in on the company. Keefe, Bruyette & Woods upped their price objective on Byline Bancorp from $31.00 to $32.00 and gave the stock a “market perform” rating in a research note on Monday, October 27th. Piper Sandler boosted their target price on shares of Byline Bancorp from $34.00 to $35.00 and gave the company an “overweight” rating in a research report on Tuesday, October 28th. Finally, Weiss Ratings reissued a “buy (b-)” rating on shares of Byline Bancorp in a report on Wednesday. Three analysts have rated the stock with a Buy rating and two have given a Hold rating to the stock. According to data from MarketBeat.com, Byline Bancorp has a consensus rating of “Moderate Buy” and an average target price of $33.25.

Byline Bancorp Trading Down 1.8%

The company has a market cap of $1.43 billion, a P/E ratio of 11.08 and a beta of 0.86. The firm’s fifty day moving average price is $29.40 and its 200-day moving average price is $28.25.

Byline Bancorp (NYSE:BY) last released its quarterly earnings data on Thursday, January 22nd. The company reported $0.76 EPS for the quarter, topping analysts’ consensus estimates of $0.72 by $0.04. Byline Bancorp had a net margin of 20.01% and a return on equity of 11.26%. The company had revenue of $117.01 million during the quarter, compared to the consensus estimate of $112.51 million. As a group, research analysts forecast that Byline Bancorp, Inc. will post 2.6 earnings per share for the current fiscal year.

Byline Bancorp Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Tuesday, February 17th. Shareholders of record on Tuesday, February 3rd will be paid a $0.12 dividend. This is an increase from Byline Bancorp’s previous quarterly dividend of $0.10. This represents a $0.48 dividend on an annualized basis and a yield of 1.5%. The ex-dividend date of this dividend is Tuesday, February 3rd. Byline Bancorp’s payout ratio is presently 14.23%.

Byline Bancorp declared that its Board of Directors has initiated a stock buyback program on Thursday, December 11th that authorizes the company to buyback $2.25 million in outstanding shares. This buyback authorization authorizes the company to reacquire up to 0.2% of its stock through open market purchases. Stock buyback programs are generally an indication that the company’s leadership believes its shares are undervalued.

Insider Buying and Selling at Byline Bancorp

In other news, insider Thomas Abraham sold 23,400 shares of the company’s stock in a transaction that occurred on Tuesday, October 28th. The shares were sold at an average price of $26.89, for a total transaction of $629,226.00. Following the transaction, the insider directly owned 38,882 shares in the company, valued at approximately $1,045,536.98. This represents a 37.57% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Corporate insiders own 28.79% of the company’s stock.

Institutional Inflows and Outflows

Several large investors have recently bought and sold shares of BY. EverSource Wealth Advisors LLC raised its position in Byline Bancorp by 99.5% during the 3rd quarter. EverSource Wealth Advisors LLC now owns 1,095 shares of the company’s stock worth $30,000 after purchasing an additional 546 shares during the last quarter. State of Alaska Department of Revenue purchased a new position in shares of Byline Bancorp during the third quarter valued at approximately $46,000. Farther Finance Advisors LLC purchased a new position in shares of Byline Bancorp in the 2nd quarter worth approximately $64,000. Russell Investments Group Ltd. grew its holdings in shares of Byline Bancorp by 1,572.5% in the third quarter. Russell Investments Group Ltd. now owns 2,860 shares of the company’s stock valued at $79,000 after acquiring an additional 2,689 shares in the last quarter. Finally, CWM LLC lifted its holdings in Byline Bancorp by 59.5% during the second quarter. CWM LLC now owns 3,650 shares of the company’s stock worth $98,000 after acquiring an additional 1,362 shares during the period. 67.73% of the stock is owned by institutional investors.

Byline Bancorp Company Profile

Byline Bancorp, Inc is the bank holding company for Byline Bank, a full-service commercial bank headquartered in Chicago, Illinois. Established under its current name in 2016, the company operates as a community-focused financial institution offering a broad array of banking products and services to corporate, professional and consumer clients.

On the commercial banking side, Byline Bancorp serves small and midsize businesses, real estate developers, professional services firms and nonprofit organizations.