Bread Financial Holdings, Inc. $BFH Stock Sold by Robeco Institutional Asset Management B.V.

Robeco Institutional Asset Management B.V. reduced its position in Bread Financial Holdings, Inc. (NYSE:BFH) by 36.2% in the 3rd quarter, according to its most recent filing with the SEC. The firm owned 57,539 shares of the company’s stock after selling 32,593 shares during the period. Robeco Institutional Asset Management B.V.’s holdings in Bread Financial were worth $5,624,000 at the end of the most recent reporting period.

Other institutional investors and hedge funds also recently modified their holdings of the company. BlackRock Inc. purchased a new position in shares of Bread Financial during the 2nd quarter worth about $421,314,000. Dimensional Fund Advisors LP increased its position in Bread Financial by 0.3% during the 1st quarter. Dimensional Fund Advisors LP now owns 3,086,060 shares of the company’s stock worth $231,111,000 after purchasing an additional 9,854 shares in the last quarter. Hsbc Holdings PLC purchased a new position in shares of Bread Financial in the 2nd quarter valued at $98,764,000. Bank of America Corp DE purchased a new position in Bread Financial in the second quarter valued at about $65,806,000. Finally, Copeland Capital Management LLC acquired a new position in Bread Financial during the 3rd quarter worth approximately $55,054,000. Institutional investors and hedge funds own 99.52% of the company’s stock.

Analyst Ratings Changes

A number of research firms have weighed in on BFH. Wolfe Research raised shares of Bread Financial from a “peer perform” rating to an “outperform” rating and set a $130.00 price objective for the company in a research report on Tuesday, August 25th. TD Cowen upped their price target on Bread Financial from $111.00 to $113.00 and gave the company a “hold” rating in a research report on Friday. BTIG Research raised their price objective on Bread Financial from $105.00 to $132.00 and gave the stock a “buy” rating in a research note on Tuesday, June 30th. UBS Group boosted their target price on shares of Bread Financial from $120.00 to $127.00 and gave the company a “buy” rating in a research note on Monday, August 3rd. Finally, Wells Fargo & Company initiated coverage on Bread Financial in a research report on Friday, September 11th. They set an “equal weight” rating and a $115.00 price target on the stock. Eight research analysts have rated the stock with a Buy rating, seven have issued a Hold rating and one has assigned a Sell rating to the company’s stock. According to MarketBeat, Bread Financial presently has a consensus rating of “Hold” and an average price target of $112.21.

Insiders Place Their Bets

In other Bread Financial news, Director Praniti Lakhwara sold 2,802 shares of Bread Financial stock in a transaction that occurred on Tuesday, July 28th. The shares were sold at an average price of $106.12, for a total transaction of $297,348.24. Following the transaction, the director directly owned 4,458 shares in the company, valued at approximately $473,082.96. The trade was a 38.60% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Insiders own 1.30% of the company’s stock.

Bread Financial Stock Down 2.7%

Shares of BFH stock opened at $99.72 on Friday. The business’s fifty day moving average is $104.36 and its 200-day moving average is $98.67. The stock has a market cap of $3.83 billion, a PE ratio of 7.86, a price-to-earnings-growth ratio of 0.79 and a beta of 1.15. Bread Financial Holdings, Inc. has a 1 year low of $59.26 and a 1 year high of $114.53. The company has a debt-to-equity ratio of 0.24, a quick ratio of 1.17 and a current ratio of 1.16.

Bread Financial (NYSE:BFH) last issued its quarterly earnings results on Thursday, October 22nd. The company reported $3.84 earnings per share for the quarter, beating analysts’ consensus estimates of $3.34 by $0.50. The company had revenue of $1.02 billion during the quarter, compared to the consensus estimate of $1.01 billion. Bread Financial had a net margin of 11.19% and a return on equity of 17.24%. Bread Financial’s revenue was up 4.7% on a year-over-year basis. During the same period in the prior year, the company earned $4.02 EPS. Equities analysts expect that Bread Financial Holdings, Inc. will post 12.31 earnings per share for the current fiscal year.

Bread Financial Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Tuesday, December 15th. Shareholders of record on Monday, November 30th will be issued a $0.25 dividend. The ex-dividend date is Monday, November 30th. This is a positive change from Bread Financial’s previous quarterly dividend of $0.23. This represents a $1.00 annualized dividend and a dividend yield of 1.0%. Bread Financial’s dividend payout ratio is 7.89%.

Key Headlines Impacting Bread Financial

Here are the key news stories impacting Bread Financial this week:

• Positive Sentiment: Q3 earnings exceeded expectations: Bread Financial reported adjusted earnings of $3.84 per share, beating the $3.34 consensus estimate, while revenue rose 4.7% year over year to $1.02 billion, slightly above expectations. Q3 revenue report
• Positive Sentiment: Dividend increased: The company raised its quarterly common-stock dividend 8.7% to $0.25 per share, payable December 15 to shareholders of record November 30. The board also declared dividends on both series of preferred stock, signaling continued shareholder returns. Dividend announcement
• Positive Sentiment: Sephora partnership renewed: Bread Financial signed a long-term renewal with Sephora to support its credit-card and loyalty program, preserving an important branded payments relationship. Sephora renewal
• Neutral Sentiment: Analyst target raised, but rating remains Hold: TD Cowen increased its price target from $111 to $113, implying substantial upside from recent levels, while maintaining a “hold” recommendation.
• Neutral Sentiment: 2026 revenue outlook is in line: Bread Financial reiterated revenue guidance of approximately $4.0 billion, matching consensus and offering limited evidence of an upside forecast revision.
• Negative Sentiment: Year-over-year earnings declined: Q3 earnings fell from $4.02 per share a year earlier to $3.84, tempering the impact of the earnings beat and raising questions about profitability trends.
• Negative Sentiment: Credit performance remains a focus: Bread Financial issued a September update covering net principal loss and delinquency rates. Investors will scrutinize those metrics because deterioration could increase provisions and pressure future earnings. September performance update

About Bread Financial

Bread Financial Holdings, Inc (NYSE: BFH) is a financial services company that provides payment, lending and savings solutions to consumers and businesses. Its offerings include private-label and co-branded credit cards, installment lending, buy now, pay later services and deposit products.

The company operates through its Bread platform, which supports merchants with financing options, payment processing and customer loyalty solutions. Its consumer products have included Bread Cashback credit cards, Bread Pay installment payment services and Bread Savings deposit accounts.

Bread Financial primarily serves consumers and merchants in the United States, with solutions designed for retail, travel, home improvement and other industries.