AMERISAFE (NASDAQ:AMSF) Announces Quarterly Earnings Results

AMERISAFE (NASDAQ:AMSF) issued its quarterly earnings data on Tuesday. The insurance provider reported $0.44 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.52 by ($0.08), FiscalAI reports. The firm had revenue of $91.97 million for the quarter, compared to analysts’ expectations of $85.09 million. AMERISAFE had a return on equity of 14.76% and a net margin of 14.00%.

AMERISAFE Trading Down 8.3%

Shares of AMERISAFE stock opened at $31.15 on Thursday. AMERISAFE has a 12-month low of $29.42 and a 12-month high of $47.86. The stock has a market cap of $582.50 million, a PE ratio of 12.56 and a beta of 0.23. The company has a 50-day moving average of $32.34 and a two-hundred day moving average of $33.94.

AMERISAFE Announces Dividend

The business also recently announced a quarterly dividend, which will be paid on Friday, September 25th. Shareholders of record on Friday, September 11th will be given a dividend of $0.41 per share. This represents a $1.64 annualized dividend and a yield of 5.3%. The ex-dividend date is Friday, September 11th. AMERISAFE’s dividend payout ratio is presently 67.49%.

Wall Street Analyst Weigh In

Several equities research analysts have recently commented on the company. Truist Financial cut their price target on AMERISAFE from $36.00 to $34.00 and set a “hold” rating for the company in a research note on Thursday, April 23rd. Weiss Ratings raised shares of AMERISAFE from a “sell (d+)” rating to a “hold (c-)” rating in a research note on Tuesday, July 14th. Wall Street Zen raised shares of AMERISAFE from a “strong sell” rating to a “sell” rating in a research note on Saturday, May 23rd. Finally, Citizens Jmp cut their price objective on shares of AMERISAFE from $50.00 to $45.00 and set a “market outperform” rating for the company in a research report on Monday, April 13th. Two investment analysts have rated the stock with a Buy rating and two have issued a Hold rating to the company. According to data from MarketBeat.com, the company presently has an average rating of “Moderate Buy” and an average price target of $44.67.

Institutional Investors Weigh In On AMERISAFE

Several institutional investors have recently modified their holdings of AMSF. Neuberger Berman Group LLC increased its stake in AMERISAFE by 0.3% in the 4th quarter. Neuberger Berman Group LLC now owns 1,800,952 shares of the insurance provider’s stock valued at $69,175,000 after purchasing an additional 6,175 shares in the last quarter. Charles Schwab Investment Management Inc. grew its holdings in AMERISAFE by 5.2% in the fourth quarter. Charles Schwab Investment Management Inc. now owns 843,539 shares of the insurance provider’s stock valued at $32,400,000 after purchasing an additional 41,496 shares during the last quarter. Goldman Sachs Group Inc. grew its holdings in AMERISAFE by 55.4% in the fourth quarter. Goldman Sachs Group Inc. now owns 696,095 shares of the insurance provider’s stock valued at $26,737,000 after purchasing an additional 248,105 shares during the last quarter. Bank of America Corp DE lifted its position in shares of AMERISAFE by 8.4% in the third quarter. Bank of America Corp DE now owns 658,682 shares of the insurance provider’s stock valued at $28,877,000 after acquiring an additional 50,765 shares in the last quarter. Finally, Millennium Management LLC lifted its position in shares of AMERISAFE by 0.9% in the fourth quarter. Millennium Management LLC now owns 193,628 shares of the insurance provider’s stock valued at $7,437,000 after acquiring an additional 1,803 shares in the last quarter. Hedge funds and other institutional investors own 97.41% of the company’s stock.

Key Stories Impacting AMERISAFE

Here are the key news stories impacting AMERISAFE this week:

• Positive Sentiment: AMERISAFE reported revenue of $91.97 million for the quarter, topping analyst expectations and signaling solid premium growth in its workers’ compensation insurance business. Earnings transcript
• Positive Sentiment: The company also announced a quarterly dividend of $0.41 per share, which implies an attractive annualized yield for income-focused investors. Dividend announcement
• Neutral Sentiment: Management’s earnings-call commentary pointed to growth but also emphasized ongoing headwinds, suggesting a mixed outlook rather than a clear turnaround. Earnings call highlights
• Negative Sentiment: EPS came in at $0.44, below consensus estimates of about $0.52–$0.53, a key reason investors are selling the stock. Earnings miss article
• Negative Sentiment: Higher expenses, weaker underwriting margins, and lower investment income weighed on profitability, reinforcing concerns that earnings growth is slowing. Analyst note

About AMERISAFE

Amerisafe, Inc (NASDAQ: AMSF) is a specialty provider of workers’ compensation insurance products and services in the United States. The company focuses on underwriting and managing workers’ compensation policies for small to mid-sized public and private businesses, particularly in higher-hazard industries such as retail, manufacturing, distribution and wholesale. Through its network of independent agents, Amerisafe delivers tailored coverage solutions that combine robust risk management support with loss prevention programs designed to enhance workplace safety.

In addition to core insurance offerings, Amerisafe provides extensive risk control resources, including safety training, on-site consultations and claims management services.