American Coastal Insurance (NASDAQ:ACIC) Trading Down 4.9% – What’s Next?

American Coastal Insurance Corporation (NASDAQ:ACIC)’s stock price was down 4.9% during mid-day trading on Friday . The stock traded as low as $10.46 and last traded at $10.59. Approximately 62,776 shares changed hands during trading, a decline of 72% from the average daily volume of 225,382 shares. The stock had previously closed at $11.13.

Key Stories Impacting American Coastal Insurance

Here are the key news stories impacting American Coastal Insurance this week:

• Positive Sentiment: Q4 beat on both EPS and revenue; strong margins and ROE — ACIC reported $0.52 EPS vs. $0.42 consensus and revenue of $86.4M vs. $83.4M expected. The company showed a ~26% net margin and ~30% return on equity, signaling profitable underwriting and capital efficiency. Press Release
• Positive Sentiment: Management plans targeted growth in the excess & surplus (E&S) segment for 2026 while emphasizing underwriting discipline — this signals growth ambition without loosening risk standards, which can support earnings durability if executed. MSN Article
• Neutral Sentiment: Full earnings materials and call transcript are available for diligence — slides and the transcript provide detail on underwriting trends, reserve development and investment income that will drive forward results. Review them to judge forward momentum. Earnings Presentation
• Neutral Sentiment: Analyst commentary and metric breakdowns are available (Zacks, Yahoo, SeattlePI) — these pieces highlight where key ratios and trends compare to expectations and prior quarters; useful for validating the beat’s sustainability. Zacks Analysis
• Negative Sentiment: Shares declined on the day despite the beat — likely reflecting profit‑taking, a market that may have already priced in strong results, or investor desire for clearer upside to 2026 guidance. Monitor commentary on loss & combined‑ratio trends and any reserve adjustments for causes of caution. SeattlePI Snapshot
• Neutral Sentiment: Short‑interest data reported in some feeds appears inconsistent/zeroed this month (likely a data anomaly) — not a meaningful signal at this time. Review exchange filings if short activity is a concern.

Wall Street Analysts Forecast Growth

A number of equities research analysts recently issued reports on the stock. Wall Street Zen upgraded shares of American Coastal Insurance from a “hold” rating to a “buy” rating in a research report on Saturday, February 7th. Oppenheimer initiated coverage on American Coastal Insurance in a research note on Monday, January 12th. They issued a “market perform” rating for the company. Finally, Weiss Ratings upgraded American Coastal Insurance from a “hold (c+)” rating to a “buy (b-)” rating in a research report on Wednesday, February 4th. One research analyst has rated the stock with a Buy rating and one has issued a Hold rating to the company. Based on data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy”.

American Coastal Insurance Price Performance

The business has a 50 day moving average of $11.62 and a 200 day moving average of $11.54. The firm has a market capitalization of $543.19 million, a price-to-earnings ratio of 6.51, a PEG ratio of 2.47 and a beta of -0.59.

American Coastal Insurance Announces Dividend

The company also recently declared a dividend, which was paid on Friday, January 9th. Stockholders of record on Friday, January 2nd were issued a $0.75 dividend. The ex-dividend date was Friday, January 2nd.

Institutional Trading of American Coastal Insurance

Hedge funds and other institutional investors have recently made changes to their positions in the business. Russell Investments Group Ltd. boosted its holdings in American Coastal Insurance by 4,508.6% during the second quarter. Russell Investments Group Ltd. now owns 2,673 shares of the company’s stock worth $30,000 after purchasing an additional 2,615 shares during the last quarter. Tower Research Capital LLC TRC boosted its stake in shares of American Coastal Insurance by 273.0% during the 2nd quarter. Tower Research Capital LLC TRC now owns 4,692 shares of the company’s stock worth $52,000 after buying an additional 3,434 shares during the last quarter. Kestra Advisory Services LLC bought a new position in shares of American Coastal Insurance in the 4th quarter valued at about $65,000. State of Alaska Department of Revenue increased its position in shares of American Coastal Insurance by 148.5% during the 4th quarter. State of Alaska Department of Revenue now owns 5,168 shares of the company’s stock worth $65,000 after purchasing an additional 3,088 shares during the last quarter. Finally, State of Wyoming bought a new stake in American Coastal Insurance during the second quarter worth $59,000. 22.11% of the stock is currently owned by institutional investors and hedge funds.

About American Coastal Insurance

American Coastal Insurance Company (NASDAQ:ACIC) is a specialized property and casualty insurer focused on coastal residential and commercial lines across the Southeastern United States. Headquartered in St. Petersburg, Florida, the company underwrites policies designed to address windstorm and non-windstorm perils in areas exposed to hurricane risk. Since its founding in 2007, American Coastal has positioned itself to meet the insurance needs of homeowners, condominium associations, and small business owners operating near coastal zones.

Through a diversified portfolio of personal lines products, American Coastal offers homeowners insurance, dwelling fire, mobile home, condominium unitowners and renters policies.