X Financial (XYF) and Its Competitors Critical Contrast
X Financial (NYSE: XYF) is one of 37 public companies in the “Nondepository credit institutions” industry, but how does it contrast to its rivals? We will compare X Financial to related companies based on the strength of its institutional ownership, risk, valuation, profitability, analyst recommendations, dividends and earnings.
Valuation and Earnings
This table compares X Financial and its rivals gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Net Income||Price/Earnings Ratio|
|X Financial||$514.96 million||$128.45 million||6.07|
|X Financial Competitors||$37.01 billion||$865.91 million||12.61|
Insider & Institutional Ownership
1.3% of X Financial shares are owned by institutional investors. Comparatively, 49.9% of shares of all “Nondepository credit institutions” companies are owned by institutional investors. 16.5% of shares of all “Nondepository credit institutions” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
X Financial pays an annual dividend of $0.09 per share and has a dividend yield of 1.7%. X Financial pays out 10.6% of its earnings in the form of a dividend. As a group, “Nondepository credit institutions” companies pay a dividend yield of 2.2% and pay out 25.9% of their earnings in the form of a dividend.
This is a breakdown of recent recommendations for X Financial and its rivals, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|X Financial Competitors||241||919||1115||57||2.42|
As a group, “Nondepository credit institutions” companies have a potential upside of 29.29%. Given X Financial’s rivals stronger consensus rating and higher possible upside, analysts plainly believe X Financial has less favorable growth aspects than its rivals.
This table compares X Financial and its rivals’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|X Financial Competitors||-74.52%||-54.12%||-6.14%|
X Financial rivals beat X Financial on 10 of the 14 factors compared.
X Financial Company Profile
X Financial provides personal finance services in the People's Republic of China. The company offers a suite of products connecting borrowers and investors through a proprietary Internet platform. It provides loan products, which include Xiaoying card loan and Xiaoying preferred loan; and investment opportunities through wealth management platform, Xiaoying wealth management with insurance protection. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
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