Woori Bank (OTCMKTS: BNPQY) and BNP PARIBAS/S (OTCMKTS:BNPQY) are both large-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, risk, valuation, dividends, earnings, profitability and institutional ownership.

Dividends

Woori Bank pays an annual dividend of $1.17 per share and has a dividend yield of 2.6%. BNP PARIBAS/S pays an annual dividend of $1.49 per share and has a dividend yield of 4.6%. Woori Bank pays out 21.7% of its earnings in the form of a dividend. BNP PARIBAS/S pays out 38.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Volatility and Risk

Woori Bank has a beta of 1.02, suggesting that its share price is 2% more volatile than the S&P 500. Comparatively, BNP PARIBAS/S has a beta of 0.98, suggesting that its share price is 2% less volatile than the S&P 500.

Valuation and Earnings

This table compares Woori Bank and BNP PARIBAS/S’s gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Woori Bank $8.94 billion 1.12 $1.42 billion $5.40 8.26
BNP PARIBAS/S $55.61 billion 1.44 $8.77 billion $3.90 8.23

BNP PARIBAS/S has higher revenue and earnings than Woori Bank. BNP PARIBAS/S is trading at a lower price-to-earnings ratio than Woori Bank, indicating that it is currently the more affordable of the two stocks.

Institutional & Insider Ownership

0.5% of Woori Bank shares are owned by institutional investors. Comparatively, 0.9% of BNP PARIBAS/S shares are owned by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Woori Bank and BNP PARIBAS/S’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Woori Bank 17.52% 8.01% 0.52%
BNP PARIBAS/S 17.19% 9.82% 0.48%

Analyst Recommendations

This is a breakdown of recent ratings and target prices for Woori Bank and BNP PARIBAS/S, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Woori Bank 0 0 1 0 3.00
BNP PARIBAS/S 0 1 1 0 2.50

Summary

BNP PARIBAS/S beats Woori Bank on 7 of the 13 factors compared between the two stocks.

Woori Bank Company Profile

Woori Bank Co., Ltd., together with its subsidiaries, provides commercial banking products and services to individuals, small- and medium-sized enterprises, and large corporations in South Korea. It operates through six segments: Consumer Banking, Corporate Banking, Investment Banking, Capital Markets, Credit Card, and Other Operations. The company accepts demand, time, saving, and installment deposits, as well as certificates of deposit. It also offers working capital, facilities, general purpose household, mortgage, and home equity loans. In addition, the company provides financial and real estate advisory, electronic banking, automated telephone banking system, mobile banking, and online escrow services, as well as Win-CMS, an electronic cash management system and in-house banking platform; credit cards; and securities investment and trading, derivatives trading, asset securitization, and investment banking services. Further, it offers international banking services, including foreign exchange and dealing, import and export-related services, offshore lending, syndicated loans, and foreign currency securities investment, as well as commercial banking services to retail and corporate customers; and asset management services, such as trust management, and trustee and custodian services relating to securities investment trusts. Additionally, the company is involved in the management of National Housing Urban Fund; and development and maintenance of system software, as well as in bancassurance, private equity, finance, and other credit finance credit information businesses. As of December 31, 2016, it had a total of 894 branches and offices in Korea; and 22 branches and offices internationally. Woori Bank Co., Ltd. was founded in 1899 and is headquartered in Seoul, South Korea.

BNP PARIBAS/S Company Profile

BNP Paribas SA provides a range of banking and financial services in France and internationally. The company operates through two divisions, Retail Banking and Services; and Corporate and Institutional Banking. It offers long-term corporate vehicle leasing, and rental and other financing solutions; and digital banking and investment services, cash management, and factoring services to corporate clients, as well as wealth management services. The company also provides credit solutions for individuals under the Cetelem, Cofinoga, and Findomestic brand names; savings and protection solutions, including insuring individuals and their personal projects and assets; and asset management, private banking, and real estate services. In addition, it offers global market services, including investment, hedging, financing, and research across asset classes; security services comprising clearing, custody, and asset and fund services, as well as corporate trust, and market and financing services; and corporate trade and treasury, debt financing, specialized financing, strategic advisory, mergers and acquisition, and equity capital market services for institutional and corporate clients. The company was formerly known as Banque Nationale de Paris and changed its name to BNP Paribas SA in May 2000. BNP Paribas SA was founded in 1848 and is headquartered in Paris, France.

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