Wintrust Financial (NASDAQ:WTFC) Price Target Raised to $177.00

Wintrust Financial (NASDAQ:WTFC) had its price objective increased by TD Cowen from $170.00 to $177.00 in a research note published on Thursday morning,Benzinga reports. TD Cowen currently has a buy rating on the bank’s stock.

Other equities research analysts also recently issued research reports about the company. Citigroup upped their target price on Wintrust Financial from $167.00 to $178.00 and gave the stock a “buy” rating in a research report on Thursday. Truist Financial increased their target price on shares of Wintrust Financial from $151.00 to $158.00 and gave the stock a “buy” rating in a report on Thursday, October 23rd. Barclays raised their price target on shares of Wintrust Financial from $178.00 to $185.00 and gave the company an “overweight” rating in a research note on Thursday. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Wintrust Financial in a report on Wednesday, October 8th. Finally, Royal Bank Of Canada boosted their price objective on Wintrust Financial from $160.00 to $175.00 and gave the stock an “outperform” rating in a report on Thursday. One analyst has rated the stock with a Strong Buy rating, ten have assigned a Buy rating and two have given a Hold rating to the company’s stock. According to data from MarketBeat.com, the company has an average rating of “Moderate Buy” and an average target price of $163.42.

Wintrust Financial Stock Down 4.1%

WTFC stock opened at $145.99 on Thursday. The company has a 50 day moving average price of $140.28 and a two-hundred day moving average price of $134.29. The company has a debt-to-equity ratio of 0.66, a quick ratio of 1.00 and a current ratio of 1.00. Wintrust Financial has a one year low of $89.10 and a one year high of $155.99. The stock has a market capitalization of $9.78 billion, a P/E ratio of 12.81 and a beta of 0.88.

Wintrust Financial (NASDAQ:WTFC) last posted its quarterly earnings results on Tuesday, January 20th. The bank reported $3.15 EPS for the quarter, beating the consensus estimate of $2.93 by $0.22. Wintrust Financial had a return on equity of 12.95% and a net margin of 19.48%.The company had revenue of $586.67 million during the quarter, compared to analysts’ expectations of $700.85 million. During the same quarter in the previous year, the business earned $2.63 EPS. As a group, sell-side analysts expect that Wintrust Financial will post 10.36 EPS for the current year.

Wintrust Financial Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Thursday, February 19th. Stockholders of record on Thursday, February 5th will be paid a $0.55 dividend. The ex-dividend date is Thursday, February 5th. This is a boost from Wintrust Financial’s previous quarterly dividend of $0.50. This represents a $2.20 dividend on an annualized basis and a dividend yield of 1.5%. Wintrust Financial’s dividend payout ratio is presently 19.30%.

Institutional Trading of Wintrust Financial

A number of hedge funds have recently modified their holdings of WTFC. Advisors Asset Management Inc. bought a new stake in Wintrust Financial in the first quarter valued at about $27,000. Jones Financial Companies Lllp boosted its position in shares of Wintrust Financial by 49.0% during the first quarter. Jones Financial Companies Lllp now owns 1,019 shares of the bank’s stock worth $115,000 after purchasing an additional 335 shares in the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC grew its position in shares of Wintrust Financial by 7.2% in the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 179,430 shares of the bank’s stock valued at $20,179,000 after purchasing an additional 12,103 shares during the period. Wealth Enhancement Advisory Services LLC raised its stake in shares of Wintrust Financial by 2.0% in the 2nd quarter. Wealth Enhancement Advisory Services LLC now owns 7,767 shares of the bank’s stock valued at $1,025,000 after purchasing an additional 155 shares during the period. Finally, UMB Bank n.a. lifted its position in shares of Wintrust Financial by 12.2% in the second quarter. UMB Bank n.a. now owns 978 shares of the bank’s stock worth $121,000 after purchasing an additional 106 shares in the last quarter. Institutional investors own 93.48% of the company’s stock.

Key Wintrust Financial News

Here are the key news stories impacting Wintrust Financial this week:

• Positive Sentiment: Q4 earnings beat and record profit: WTFC reported EPS of $3.15, topping estimates, and published commentary highlighting record net income and solid credit metrics—this is the core reason shares rallied earlier in the week. Q4 Earnings Highlights
• Positive Sentiment: Dividend increase: the board approved a 10% raise to a $0.55 quarterly dividend (payable Feb 19; record Feb 5), signaling confidence in cash flow and supporting income-focused investor demand. Dividend Announcement
• Positive Sentiment: Analysts lifted targets: multiple firms raised price targets and maintained buy ratings (TD Cowen to $177, DA Davidson to $172), reflecting the stronger-than-expected results and improving outlook for loan growth. Analyst Target Increases
• Neutral Sentiment: Management outlook: Wintrust is targeting mid‑ to high‑single‑digit loan growth for 2026 while aiming to keep margins stable—positive for medium-term revenue but reliant on execution and rate/macro conditions. Outlook Coverage
• Neutral Sentiment: Technical/market context: WTFC reached a 12‑month high after the earnings beat, which can concentrate short‑term trading and volatility as investors rotate profits. 12‑Month High Note
• Negative Sentiment: Top-line miss/dispersion in metrics: while EPS beat, reported revenue was lower than some street estimates, creating mixed interpretation of the quarter and giving traders a reason to sell into strength. Higher trading volume today suggests profit‑taking after the run‑up. Analyst Commentary

About Wintrust Financial

Wintrust Financial Corporation is a Chicago‐area bank holding company headquartered in Rosemont, Illinois. Through its primary subsidiary, Wintrust Bank, the company operates a network of community banks serving metropolitan Chicago and select markets in southeastern Wisconsin. These locally branded banks provide personalized commercial and consumer banking solutions tailored to small and mid‐size businesses, professionals, and individual clients.

The firm’s core offerings include deposit products, commercial and residential lending, treasury management, and mortgage banking services.