Wilshire Bancorp (NASDAQ: WIBC) is one of 206 public companies in the “Commercial Banks” industry, but how does it compare to its peers? We will compare Wilshire Bancorp to related businesses based on the strength of its analyst recommendations, earnings, valuation, risk, dividends, profitability and institutional ownership.

Institutional & Insider Ownership

46.7% of shares of all “Commercial Banks” companies are held by institutional investors. 11.7% of shares of all “Commercial Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Wilshire Bancorp and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Wilshire Bancorp 35.54% 12.58% 1.45%
Wilshire Bancorp Competitors 19.75% 8.36% 0.88%

Valuation & Earnings

This table compares Wilshire Bancorp and its peers revenue, earnings per share (EPS) and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Wilshire Bancorp N/A N/A 14.78
Wilshire Bancorp Competitors N/A N/A 24.79

Wilshire Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Risk and Volatility

Wilshire Bancorp has a beta of 1.51, suggesting that its share price is 51% more volatile than the S&P 500. Comparatively, Wilshire Bancorp’s peers have a beta of 0.73, suggesting that their average share price is 27% less volatile than the S&P 500.

Dividends

Wilshire Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 2.2%. Wilshire Bancorp pays out 32.4% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.9% and pay out 35.6% of their earnings in the form of a dividend. Wilshire Bancorp is clearly a better dividend stock than its peers, given its higher yield and lower payout ratio.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Wilshire Bancorp and its peers, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Wilshire Bancorp 0 0 0 0 N/A
Wilshire Bancorp Competitors 847 3947 2860 114 2.29

As a group, “Commercial Banks” companies have a potential upside of 2.64%. Given Wilshire Bancorp’s peers higher possible upside, analysts clearly believe Wilshire Bancorp has less favorable growth aspects than its peers.

Summary

Wilshire Bancorp beats its peers on 6 of the 9 factors compared.

Wilshire Bancorp Company Profile

Wilshire Bancorp, Inc. (Wilshire) is a bank holding company, which offers a range of financial products and services primarily through its subsidiary, Wilshire Bank (the Bank), a California state-chartered commercial bank. The Bank has over 35 full-service branch offices in Southern California, Texas, Alabama, Georgia, New Jersey and the greater New York City metropolitan area. It also has approximately six loan production offices (LPOs) of which over four are utilized primarily for the origination of loans under the small business administration (SBA) lending program located in California, Colorado, Georgia and Washington, and approximately two are utilized primarily for the origination of residential mortgage loans located in Southern California. The Company has approximately $3.84 billion in total loans (net of deferred fees and including loans held-for-sale) and over $3.84 billion in deposits.

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