Visa (NYSE:V) Trading Down 4.5% – What’s Next?

Visa Inc. (NYSE:V) traded down 4.5% on Tuesday . The company traded as low as $323.83 and last traded at $327.8060. 20,343,106 shares traded hands during mid-day trading, an increase of 129% from the average session volume of 8,871,448 shares. The stock had previously closed at $343.20.

Visa News Roundup

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa expanded in emerging markets with an Access Bank partnership to roll out a corporate expense card solution in Nigeria — a growth/volume driver outside the U.S. that diversifies revenue opportunities. Access Bank and Visa partner to transform corporate expense management
• Positive Sentiment: Market commentary highlights that Visa and Mastercard act as “toll roads” for payments — networks collect fees per transaction and are less dependent on APRs charged by issuing banks, a structural defense if lending economics change. Plastic Surgery: Winners and Losers of the Proposed 10% Interest Cap
• Neutral Sentiment: Some Wall Street analysts remain constructive on Visa fundamentals and view the pullback as a potential buying opportunity; analyst commentary could stabilize sentiment if earnings/guidance hold. Is Visa (V) a Buy as Wall Street Analysts Look Optimistic?
• Neutral Sentiment: Longer‑term tech and payments trends (AI‑driven shopping, BNPL and digital wallets) could boost transaction volumes over time, but these are multi‑quarter drivers vs. the immediate regulatory shock. These Experts Like a Pair of Stocks With AI-Driven Shopping a ‘Major 2026 Theme’
• Negative Sentiment: JPMorgan’s CFO warned that President Trump’s proposed 10% credit‑card rate cap could reduce access to credit and hurt the economy — headlines like this stoke fears of fewer card accounts and lower transaction volumes, pressuring Visa’s revenue outlook indirectly. JPMorgan CFO warns Trump’s proposed credit card cap could cause people to ‘lose access to credit’
• Negative Sentiment: JPMorgan/industry comments that “everything’s on the table” to oppose the cap amplify uncertainty and the prospect of litigation or prolonged policy conflict — investors are punishing near‑term growth multiples while the path to any legislation remains unclear. JPMorgan Chase says banks could fight Trump credit card rate cap: ‘Everything’s on the table’
• Negative Sentiment: Market reports and intraday coverage note that Visa and Mastercard posted some of their sharpest declines in months as investors price in routing/swipe‑fee reforms that could compress merchant/carrier economics and, secondarily, network fees. Why Visa and Mastercard are seeing their sharpest stock drops in half a year

Analyst Ratings Changes

Several research analysts have recently weighed in on V shares. Wells Fargo & Company upgraded Visa to a “strong-buy” rating in a research note on Wednesday, October 22nd. Robert W. Baird set a $425.00 price objective on Visa in a report on Wednesday, October 29th. KeyCorp restated an “overweight” rating and set a $405.00 target price on shares of Visa in a research note on Wednesday, October 22nd. UBS Group reaffirmed a “buy” rating on shares of Visa in a report on Tuesday. Finally, Erste Group Bank cut shares of Visa from a “buy” rating to a “hold” rating in a report on Monday, September 22nd. Five research analysts have rated the stock with a Strong Buy rating, nineteen have issued a Buy rating and four have given a Hold rating to the stock. According to data from MarketBeat, Visa has a consensus rating of “Buy” and an average target price of $402.52.

Visa Trading Down 4.5%

The firm has a market capitalization of $597.18 billion, a P/E ratio of 32.11, a P/E/G ratio of 2.06 and a beta of 0.81. The company has a current ratio of 1.08, a quick ratio of 1.08 and a debt-to-equity ratio of 0.53. The stock has a 50 day simple moving average of $340.22 and a 200-day simple moving average of $344.11.

Visa (NYSE:V) last announced its earnings results on Tuesday, October 28th. The credit-card processor reported $2.98 EPS for the quarter, beating analysts’ consensus estimates of $2.97 by $0.01. The business had revenue of $10.72 billion during the quarter, compared to analysts’ expectations of $10.60 billion. Visa had a net margin of 50.15% and a return on equity of 60.31%. The firm’s revenue was up 11.5% on a year-over-year basis. During the same period in the prior year, the company earned $2.71 earnings per share. On average, equities research analysts forecast that Visa Inc. will post 11.3 EPS for the current fiscal year.

Visa Increases Dividend

The business also recently announced a quarterly dividend, which was paid on Monday, December 1st. Investors of record on Wednesday, November 12th were given a dividend of $0.67 per share. This represents a $2.68 annualized dividend and a yield of 0.8%. This is a boost from Visa’s previous quarterly dividend of $0.59. The ex-dividend date was Wednesday, November 12th. Visa’s dividend payout ratio (DPR) is presently 26.25%.

Insider Buying and Selling at Visa

In other Visa news, Director Lloyd Carney sold 900 shares of the company’s stock in a transaction dated Tuesday, November 4th. The stock was sold at an average price of $336.48, for a total value of $302,832.00. Following the completion of the sale, the director owned 2,468 shares in the company, valued at $830,432.64. This represents a 26.72% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available through this hyperlink. Also, CEO Ryan Mcinerney sold 10,485 shares of the firm’s stock in a transaction dated Friday, January 2nd. The stock was sold at an average price of $349.18, for a total value of $3,661,152.30. Following the completion of the transaction, the chief executive officer directly owned 9,401 shares in the company, valued at $3,282,641.18. This trade represents a 52.73% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Over the last quarter, insiders sold 24,042 shares of company stock valued at $8,247,289. Company insiders own 0.12% of the company’s stock.

Hedge Funds Weigh In On Visa

Hedge funds have recently made changes to their positions in the business. BankPlus Wealth Management LLC boosted its stake in Visa by 0.9% in the 2nd quarter. BankPlus Wealth Management LLC now owns 3,338 shares of the credit-card processor’s stock worth $1,185,000 after purchasing an additional 29 shares during the period. Transcendent Capital Group LLC lifted its holdings in shares of Visa by 2.9% in the second quarter. Transcendent Capital Group LLC now owns 1,013 shares of the credit-card processor’s stock worth $360,000 after buying an additional 29 shares in the last quarter. Insight Wealth Strategies LLC boosted its position in shares of Visa by 1.6% during the third quarter. Insight Wealth Strategies LLC now owns 1,875 shares of the credit-card processor’s stock worth $640,000 after acquiring an additional 29 shares during the last quarter. Old Port Advisors grew its stake in Visa by 0.9% during the third quarter. Old Port Advisors now owns 3,423 shares of the credit-card processor’s stock valued at $1,169,000 after acquiring an additional 29 shares in the last quarter. Finally, Interchange Capital Partners LLC lifted its stake in Visa by 0.5% in the 2nd quarter. Interchange Capital Partners LLC now owns 6,413 shares of the credit-card processor’s stock worth $2,276,000 after purchasing an additional 30 shares in the last quarter. Institutional investors own 82.15% of the company’s stock.

Visa Company Profile

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.