Upstart Holdings, Inc. $UPST Holdings Raised by KADENSA CAPITAL Ltd

KADENSA CAPITAL Ltd increased its stake in Upstart Holdings, Inc. (NASDAQ:UPST) by 54.8% in the 3rd quarter, according to its most recent Form 13F filing with the Securities & Exchange Commission. The firm owned 455,150 shares of the company’s stock after purchasing an additional 161,119 shares during the quarter. Upstart comprises about 2.4% of KADENSA CAPITAL Ltd’s portfolio, making the stock its 15th biggest holding. KADENSA CAPITAL Ltd owned 0.47% of Upstart worth $23,122,000 as of its most recent filing with the Securities & Exchange Commission.

Other institutional investors and hedge funds have also recently bought and sold shares of the company. AQR Capital Management LLC raised its position in shares of Upstart by 89.5% during the 1st quarter. AQR Capital Management LLC now owns 96,706 shares of the company’s stock worth $4,451,000 after buying an additional 45,664 shares in the last quarter. Integrated Wealth Concepts LLC boosted its holdings in shares of Upstart by 13.8% in the first quarter. Integrated Wealth Concepts LLC now owns 4,628 shares of the company’s stock valued at $213,000 after acquiring an additional 563 shares in the last quarter. NewEdge Advisors LLC increased its stake in shares of Upstart by 20.0% during the first quarter. NewEdge Advisors LLC now owns 1,997 shares of the company’s stock valued at $92,000 after acquiring an additional 333 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC increased its stake in shares of Upstart by 18.7% during the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 173,017 shares of the company’s stock valued at $7,964,000 after acquiring an additional 27,287 shares during the period. Finally, Acadian Asset Management LLC bought a new stake in Upstart during the first quarter worth approximately $208,000. Institutional investors own 63.01% of the company’s stock.

Insiders Place Their Bets

In other Upstart news, CFO Sanjay Datta sold 7,982 shares of the business’s stock in a transaction dated Friday, February 20th. The stock was sold at an average price of $29.86, for a total transaction of $238,342.52. Following the sale, the chief financial officer owned 276,688 shares in the company, valued at approximately $8,261,903.68. The trade was a 2.80% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Over the last 90 days, insiders sold 9,481 shares of company stock valued at $282,201. Company insiders own 16.67% of the company’s stock.

Upstart Stock Performance

NASDAQ UPST opened at $26.36 on Monday. Upstart Holdings, Inc. has a 1 year low of $25.60 and a 1 year high of $87.30. The business’s fifty day moving average is $37.28 and its two-hundred day moving average is $46.10. The stock has a market capitalization of $2.58 billion, a P/E ratio of 62.76, a P/E/G ratio of 0.68 and a beta of 2.44.

Upstart (NASDAQ:UPST) last released its quarterly earnings data on Tuesday, February 10th. The company reported $0.17 earnings per share for the quarter, topping the consensus estimate of $0.15 by $0.02. The business had revenue of $296.09 million during the quarter, compared to analyst estimates of $288.54 million. Upstart had a return on equity of 6.30% and a net margin of 5.13%.The company’s revenue was up 35.2% compared to the same quarter last year. During the same period last year, the company posted $0.26 EPS. On average, research analysts forecast that Upstart Holdings, Inc. will post -0.03 earnings per share for the current year.

Upstart announced that its board has initiated a share buyback plan on Thursday, February 19th that permits the company to buyback $100.00 million in outstanding shares. This buyback authorization permits the company to reacquire up to 3.2% of its stock through open market purchases. Stock buyback plans are usually a sign that the company’s board of directors believes its shares are undervalued.

Analyst Ratings Changes

A number of research firms have weighed in on UPST. The Goldman Sachs Group upgraded Upstart from a “sell” rating to a “neutral” rating and cut their target price for the stock from $44.00 to $35.00 in a research report on Friday, February 13th. Weiss Ratings reissued a “sell (d+)” rating on shares of Upstart in a research note on Monday, December 29th. Zacks Research lowered Upstart from a “hold” rating to a “strong sell” rating in a report on Tuesday, February 17th. Citizens Jmp reaffirmed a “market underperform” rating and set a $20.00 target price on shares of Upstart in a research note on Friday, February 13th. Finally, Truist Financial lowered their target price on Upstart from $59.00 to $49.00 and set a “buy” rating on the stock in a report on Wednesday, February 11th. Four investment analysts have rated the stock with a Buy rating, seven have given a Hold rating and four have issued a Sell rating to the company’s stock. According to MarketBeat, the company currently has an average rating of “Hold” and a consensus price target of $48.17.

Upstart Profile

Upstart Holdings, Inc operates a cloud-based lending marketplace that leverages artificial intelligence and machine learning to assess borrower creditworthiness. The company partners with banks and credit unions, providing its proprietary AI models and underwriting platform to facilitate consumer credit products. By focusing on non‐traditional data points—such as education, employment history and other real‐time indicators—Upstart seeks to improve approval rates and lower loss rates compared with conventional credit scoring methods.

Upstart’s core offering centers on unsecured personal loans, which borrowers can use for purposes such as debt consolidation, home improvements or major purchases.