United Bankshares (NASDAQ: UBSI) is one of 307 public companies in the “Banks” industry, but how does it contrast to its competitors? We will compare United Bankshares to similar companies based on the strength of its institutional ownership, profitability, risk, valuation, dividends, earnings and analyst recommendations.

Profitability

This table compares United Bankshares and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
United Bankshares 24.94% 6.25% 1.02%
United Bankshares Competitors 18.57% 8.21% 0.93%

Risk and Volatility

United Bankshares has a beta of 1.05, meaning that its stock price is 5% more volatile than the S&P 500. Comparatively, United Bankshares’ competitors have a beta of 0.79, meaning that their average stock price is 21% less volatile than the S&P 500.

Insider & Institutional Ownership

65.5% of United Bankshares shares are held by institutional investors. Comparatively, 52.0% of shares of all “Banks” companies are held by institutional investors. 6.2% of United Bankshares shares are held by insiders. Comparatively, 10.4% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Earnings and Valuation

This table compares United Bankshares and its competitors revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
United Bankshares $540.37 million $147.08 million 18.45
United Bankshares Competitors $5.50 billion $827.87 million 385.23

United Bankshares’ competitors have higher revenue and earnings than United Bankshares. United Bankshares is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Analyst Recommendations

This is a breakdown of current ratings for United Bankshares and its competitors, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bankshares 0 5 0 0 2.00
United Bankshares Competitors 2116 8622 8576 354 2.36

United Bankshares currently has a consensus target price of $42.33, suggesting a potential upside of 20.78%. As a group, “Banks” companies have a potential downside of 7.14%. Given United Bankshares’ higher possible upside, research analysts plainly believe United Bankshares is more favorable than its competitors.

Dividends

United Bankshares pays an annual dividend of $1.36 per share and has a dividend yield of 3.9%. United Bankshares pays out 71.6% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 1.9% and pay out 34.9% of their earnings in the form of a dividend. United Bankshares has raised its dividend for 2 consecutive years.

Summary

United Bankshares competitors beat United Bankshares on 9 of the 15 factors compared.

About United Bankshares

United Bankshares, Inc. (United) is a bank holding company. The Company operates through community banking segment. United’s Banking Subsidiaries offer a range of commercial and retail banking services and products. United, through its subsidiaries, engages in community banking and offers banking products and services permitted by law and regulation. Included among the banking services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, floor plan and student loans, and the making of construction and real estate loans. Also offered are individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. As part of its lending function, the Banking Subsidiaries offer credit card services. The Company’s loan portfolio consists of commercial, real estate and consumer loans, including credit card and home equity loans.

Receive News & Ratings for United Bankshares Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for United Bankshares and related companies with MarketBeat.com's FREE daily email newsletter.