UMB Financial (UMBF) Expected to Announce Quarterly Earnings on Tuesday

UMB Financial (NASDAQ:UMBF) is projected to post its Q4 2025 results after the market closes on Tuesday, January 27th. Analysts expect UMB Financial to post earnings of $2.69 per share and revenue of $677.3030 million for the quarter. Individuals may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Wednesday, January 28, 2026 at 9:30 AM ET.

UMB Financial (NASDAQ:UMBF) last released its earnings results on Tuesday, October 28th. The bank reported $2.70 EPS for the quarter, beating the consensus estimate of $2.48 by $0.22. UMB Financial had a net margin of 16.01% and a return on equity of 12.15%. The company had revenue of $678.34 million for the quarter, compared to analyst estimates of $661.60 million. During the same quarter last year, the firm earned $2.25 EPS. The firm’s quarterly revenue was up 67.0% compared to the same quarter last year. On average, analysts expect UMB Financial to post $10 EPS for the current fiscal year and $11 EPS for the next fiscal year.

UMB Financial Stock Performance

NASDAQ UMBF opened at $123.16 on Monday. UMB Financial has a 12-month low of $82.00 and a 12-month high of $129.18. The company has a quick ratio of 0.75, a current ratio of 0.75 and a debt-to-equity ratio of 0.07. The company has a 50-day simple moving average of $116.70 and a two-hundred day simple moving average of $115.33. The firm has a market cap of $9.36 billion, a price-to-earnings ratio of 13.95, a PEG ratio of 1.00 and a beta of 0.78.

UMB Financial Increases Dividend

The company also recently announced a quarterly dividend, which was paid on Friday, January 2nd. Investors of record on Wednesday, December 10th were paid a $0.43 dividend. The ex-dividend date of this dividend was Wednesday, December 10th. This is a positive change from UMB Financial’s previous quarterly dividend of $0.40. This represents a $1.72 annualized dividend and a dividend yield of 1.4%. UMB Financial’s payout ratio is presently 19.48%.

Wall Street Analysts Forecast Growth

A number of equities research analysts have issued reports on the stock. Weiss Ratings lowered shares of UMB Financial from a “buy (b-)” rating to a “hold (c+)” rating in a report on Monday, January 12th. Barclays set a $155.00 target price on UMB Financial and gave the stock an “overweight” rating in a research note on Wednesday, October 8th. Hovde Group initiated coverage on UMB Financial in a research report on Monday, October 6th. They set an “outperform” rating for the company. Royal Bank Of Canada set a $134.00 price objective on UMB Financial and gave the stock an “outperform” rating in a research report on Monday, January 12th. Finally, Piper Sandler reissued an “overweight” rating and set a $145.00 target price (down from $148.00) on shares of UMB Financial in a research note on Thursday, October 30th. One investment analyst has rated the stock with a Strong Buy rating, eight have given a Buy rating and three have given a Hold rating to the company. According to data from MarketBeat, UMB Financial currently has an average rating of “Moderate Buy” and a consensus target price of $137.10.

Insider Transactions at UMB Financial

In other news, CEO J Mariner Kemper sold 15,367 shares of the company’s stock in a transaction dated Monday, December 8th. The shares were sold at an average price of $114.58, for a total value of $1,760,750.86. Following the sale, the chief executive officer directly owned 1,521,414 shares of the company’s stock, valued at $174,323,616.12. This represents a 1.00% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through the SEC website. Also, insider Nikki Farentino Newton sold 1,300 shares of UMB Financial stock in a transaction dated Tuesday, November 4th. The shares were sold at an average price of $106.09, for a total transaction of $137,917.00. Following the transaction, the insider directly owned 13,667 shares of the company’s stock, valued at approximately $1,449,932.03. This trade represents a 8.69% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold 17,127 shares of company stock valued at $1,949,594 in the last three months. Company insiders own 5.45% of the company’s stock.

Institutional Trading of UMB Financial

Several hedge funds and other institutional investors have recently made changes to their positions in the stock. Northwestern Mutual Wealth Management Co. grew its position in shares of UMB Financial by 88.1% during the third quarter. Northwestern Mutual Wealth Management Co. now owns 425 shares of the bank’s stock worth $50,000 after purchasing an additional 199 shares in the last quarter. CIBC Private Wealth Group LLC increased its position in shares of UMB Financial by 5.9% in the third quarter. CIBC Private Wealth Group LLC now owns 3,668 shares of the bank’s stock valued at $434,000 after buying an additional 203 shares in the last quarter. California State Teachers Retirement System raised its position in shares of UMB Financial by 0.4% in the second quarter. California State Teachers Retirement System now owns 67,877 shares of the bank’s stock valued at $7,138,000 after buying an additional 262 shares during the last quarter. EverSource Wealth Advisors LLC boosted its position in UMB Financial by 193.5% during the second quarter. EverSource Wealth Advisors LLC now owns 405 shares of the bank’s stock worth $43,000 after acquiring an additional 267 shares during the last quarter. Finally, Cetera Investment Advisers grew its stake in UMB Financial by 6.8% during the 2nd quarter. Cetera Investment Advisers now owns 4,232 shares of the bank’s stock valued at $445,000 after acquiring an additional 269 shares in the last quarter. Hedge funds and other institutional investors own 87.78% of the company’s stock.

About UMB Financial

UMB Financial Corporation (NASDAQ: UMBF) is a diversified financial services holding company headquartered in Kansas City, Missouri. Through its principal banking subsidiary, UMB Bank, N.A., the company provides a full suite of commercial and consumer banking services. Key offerings include deposit accounts, commercial and consumer lending, treasury and cash management, as well as online and mobile banking solutions designed to serve businesses, individuals and municipalities.

In addition to its core banking operations, UMB Financial delivers wealth management and trust services, investment advisory, asset management and retirement planning to high-net-worth individuals, families and institutions.