Two Harbors Investments (NYSE:TWO) Price Target Lowered to $12.50 at JPMorgan Chase & Co.

Two Harbors Investments (NYSE:TWO) had its price objective trimmed by JPMorgan Chase & Co. from $13.50 to $12.50 in a report released on Wednesday,Benzinga reports. The brokerage currently has a neutral rating on the real estate investment trust’s stock.

Other research analysts have also recently issued reports about the stock. Weiss Ratings reissued a “sell (d)” rating on shares of Two Harbors Investments in a report on Monday, December 29th. UBS Group downgraded shares of Two Harbors Investments from a “buy” rating to a “neutral” rating and lifted their target price for the stock from $11.00 to $14.00 in a research report on Friday, January 23rd. Maxim Group cut Two Harbors Investments from a “buy” rating to a “hold” rating in a report on Thursday, December 18th. Wall Street Zen upgraded Two Harbors Investments from a “sell” rating to a “hold” rating in a research note on Saturday, November 1st. Finally, Zacks Research cut Two Harbors Investments from a “hold” rating to a “strong sell” rating in a research report on Tuesday, January 27th. Seven equities research analysts have rated the stock with a Hold rating and two have assigned a Sell rating to the company. Based on data from MarketBeat.com, the stock has a consensus rating of “Reduce” and an average target price of $12.88.

Two Harbors Investments Stock Up 1.0%

Two Harbors Investments stock opened at $11.93 on Wednesday. The firm has a market cap of $1.24 billion, a price-to-earnings ratio of -2.44 and a beta of 1.19. The company has a current ratio of 1.09, a quick ratio of 1.09 and a debt-to-equity ratio of 1.09. Two Harbors Investments has a 12 month low of $9.30 and a 12 month high of $14.28. The stock has a fifty day simple moving average of $11.43 and a two-hundred day simple moving average of $10.42.

Two Harbors Investments (NYSE:TWO) last released its quarterly earnings data on Monday, February 2nd. The real estate investment trust reported $0.26 EPS for the quarter, missing the consensus estimate of $0.30 by ($0.04). Two Harbors Investments had a negative net margin of 109.90% and a positive return on equity of 12.00%. The business had revenue of $182.18 million for the quarter, compared to analysts’ expectations of ($15.44) million. Equities analysts predict that Two Harbors Investments will post 0.81 EPS for the current fiscal year.

Two Harbors Investments Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Thursday, January 29th. Investors of record on Monday, January 5th were given a dividend of $0.34 per share. The ex-dividend date was Monday, January 5th. This represents a $1.36 annualized dividend and a yield of 11.4%. Two Harbors Investments’s payout ratio is -27.81%.

Insider Buying and Selling at Two Harbors Investments

In related news, CFO William Dellal sold 7,087 shares of the business’s stock in a transaction that occurred on Monday, December 22nd. The stock was sold at an average price of $11.44, for a total transaction of $81,075.28. Following the completion of the transaction, the chief financial officer directly owned 36,703 shares in the company, valued at approximately $419,882.32. The trade was a 16.18% decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, CIO Nicholas Letica sold 55,488 shares of the stock in a transaction that occurred on Friday, December 19th. The stock was sold at an average price of $11.42, for a total transaction of $633,672.96. Following the completion of the sale, the executive directly owned 166,507 shares of the company’s stock, valued at $1,901,509.94. This represents a 25.00% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold a total of 129,389 shares of company stock valued at $1,483,046 in the last ninety days. 0.70% of the stock is currently owned by company insiders.

Hedge Funds Weigh In On Two Harbors Investments

A number of hedge funds have recently modified their holdings of TWO. Amalgamated Bank lifted its holdings in shares of Two Harbors Investments by 3.9% in the 3rd quarter. Amalgamated Bank now owns 30,604 shares of the real estate investment trust’s stock worth $302,000 after buying an additional 1,158 shares during the period. Intech Investment Management LLC raised its holdings in shares of Two Harbors Investments by 1.4% in the third quarter. Intech Investment Management LLC now owns 85,985 shares of the real estate investment trust’s stock valued at $849,000 after acquiring an additional 1,202 shares in the last quarter. Wealth Enhancement Advisory Services LLC lifted its stake in Two Harbors Investments by 11.3% in the fourth quarter. Wealth Enhancement Advisory Services LLC now owns 12,391 shares of the real estate investment trust’s stock worth $129,000 after acquiring an additional 1,261 shares during the period. Osaic Holdings Inc. lifted its stake in Two Harbors Investments by 11.1% in the second quarter. Osaic Holdings Inc. now owns 13,130 shares of the real estate investment trust’s stock worth $142,000 after acquiring an additional 1,309 shares during the period. Finally, Allworth Financial LP grew its holdings in Two Harbors Investments by 25.0% during the 2nd quarter. Allworth Financial LP now owns 8,250 shares of the real estate investment trust’s stock worth $89,000 after acquiring an additional 1,651 shares in the last quarter. 64.19% of the stock is currently owned by institutional investors.

Key Headlines Impacting Two Harbors Investments

Here are the key news stories impacting Two Harbors Investments this week:

• Positive Sentiment: Preferred-series news lifts sentiment for the capital structure — a price target for Two Harbors’ preferred (TWOD) was raised ~11.2% to $26.04, which can support investor demand for the company’s higher-yielding securities. Two Harbors Investment – Preferred stock (TWOD) price target increased
• Positive Sentiment: Some outlets reported Q4 results that beat expectations on certain metrics, which supported an intraday lift in the common shares. That gave short‑term buying momentum despite mixed underlying details. Two Harbors Investment shares rise as Q4 earnings beat estimates
• Neutral Sentiment: Market correlation: coverage noted TWO moving with the broader NYSE Composite, indicating some price action is tied to market/sector flows rather than company-specific catalysts. Two Harbors Investments (NYSE:TWO) Moves with NYSE Composite
• Neutral Sentiment: Management discussed a strategic merger and related items on the Q4 earnings call — important context but outcomes depend on deal terms and approvals. Two Harbors Investment Corp (TWO) Q4 2025 Earnings Call Highlights
• Negative Sentiment: Deal scrutiny and valuation gap risk: coverage highlights an approaching UWM transaction and a probe/valuation gap that increases execution and regulatory uncertainty — a clear near-term negative for sentiment. Two Harbors Faces UWM Deal Probe As Valuation Gap Draws Focus
• Negative Sentiment: Analyst revisions and downgrades: JPMorgan trimmed its price target from $13.50 to $12.50 and keeps a “neutral” rating (reduces upside), and other analyst commentary includes downgrades tied to tepid book-value growth and underwhelming earnings. Benzinga Two Harbors: Tepid Book Value Growth, Underwhelming Earnings
• Negative Sentiment: Operational/macro disappointment: several reports highlight that Q4 missed or was mixed on key metrics (EPS/book‑value dynamics), which tempers support from headline beats and raises near-term performance risk. Two Harbors misses estimates as UWM deal nears

About Two Harbors Investments

Two Harbors Investments Corp. is a mortgage real estate investment trust (mREIT) that primarily invests in residential mortgage-backed securities (RMBS) issued or guaranteed by government-sponsored enterprises, as well as non-agency residential mortgage loans, mortgage servicing rights and credit risk transfer securities. The company seeks to generate attractive risk-adjusted returns for its shareholders by employing leverage to enhance net interest income derived from its portfolio of high-quality fixed-income assets.

Headquartered in Minneapolis, Minnesota, Two Harbors operates through a self-managed platform that combines portfolio management, risk-management and securitization expertise.