TransUnion (NYSE:TRU) Shares Down 5.3% After Analyst Downgrade

TransUnion (NYSE:TRU)’s share price traded down 5.3% on Tuesday after The Goldman Sachs Group lowered their price target on the stock from $89.00 to $77.00. The Goldman Sachs Group currently has a neutral rating on the stock. TransUnion traded as low as $63.09 and last traded at $62.6590. 391,149 shares were traded during mid-day trading, a decline of 84% from the average session volume of 2,449,127 shares. The stock had previously closed at $66.19.

A number of other research analysts have also recently issued reports on the company. UBS Group reduced their price objective on TransUnion from $82.00 to $80.00 and set a “neutral” rating on the stock in a research note on Thursday. Robert W. Baird increased their target price on TransUnion from $108.00 to $115.00 and gave the company an “outperform” rating in a report on Wednesday, July 29th. Wells Fargo & Company increased their target price on TransUnion from $90.00 to $102.00 and gave the company an “overweight” rating in a report on Wednesday, July 29th. Wall Street Zen raised TransUnion from a “hold” rating to a “buy” rating in a research note on Tuesday, September 22nd. Finally, Weiss Ratings raised TransUnion from a “hold (c-)” rating to a “hold (c)” rating in a research note on Thursday, August 13th. Ten analysts have rated the stock with a Buy rating and six have given a Hold rating to the stock. According to data from MarketBeat.com, the company has a consensus rating of “Moderate Buy” and an average target price of $94.25.

Insider Activity

In related news, insider Steven M. Chaouki sold 10,000 shares of the business’s stock in a transaction dated Wednesday, July 1st. The stock was sold at an average price of $72.64, for a total transaction of $726,400.00. Following the transaction, the insider owned 89,906 shares in the company, valued at $6,530,771.84. The trade was a 10.01% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CAO Jennifer A. Williams sold 1,070 shares of the company’s stock in a transaction that occurred on Monday, August 31st. The shares were sold at an average price of $84.57, for a total value of $90,489.90. Following the transaction, the chief accounting officer directly owned 4,327 shares of the company’s stock, valued at $365,934.39. The trade was a 19.83% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last quarter, insiders sold 73,697 shares of company stock valued at $5,861,807. 0.37% of the stock is owned by corporate insiders.

Hedge Funds Weigh In On TransUnion

Hedge funds and other institutional investors have recently made changes to their positions in the business. Essential Partners LLC boosted its holdings in TransUnion by 63.7% in the first quarter. Essential Partners LLC now owns 609 shares of the business services provider’s stock valued at $42,000 after acquiring an additional 237 shares in the last quarter. CX Institutional increased its position in TransUnion by 263.0% during the 2nd quarter. CX Institutional now owns 668 shares of the business services provider’s stock valued at $48,000 after purchasing an additional 484 shares during the period. Global Retirement Partners LLC raised its holdings in TransUnion by 26.1% in the 4th quarter. Global Retirement Partners LLC now owns 690 shares of the business services provider’s stock worth $59,000 after purchasing an additional 143 shares in the last quarter. State of Wyoming bought a new position in TransUnion in the 2nd quarter worth $70,000. Finally, Clearstead Advisors LLC lifted its position in shares of TransUnion by 102.6% in the 4th quarter. Clearstead Advisors LLC now owns 1,015 shares of the business services provider’s stock worth $87,000 after purchasing an additional 514 shares during the period.

TransUnion Stock Performance

The company’s 50-day moving average price is $78.83 and its 200 day moving average price is $73.88. The stock has a market capitalization of $11.92 billion, a PE ratio of 16.44, a PEG ratio of 1.14 and a beta of 1.54. The company has a debt-to-equity ratio of 1.07, a quick ratio of 1.90 and a current ratio of 1.90.

TransUnion (NYSE:TRU) last announced its quarterly earnings results on Tuesday, July 28th. The business services provider reported $1.23 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.16 by $0.07. TransUnion had a net margin of 15.08% and a return on equity of 16.29%. The company had revenue of $1.31 billion for the quarter, compared to analysts’ expectations of $1.28 billion. During the same quarter in the previous year, the company earned $1.08 earnings per share. TransUnion’s quarterly revenue was up 14.9% on a year-over-year basis. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. On average, equities research analysts expect that TransUnion will post 4.23 earnings per share for the current fiscal year.

TransUnion Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Friday, September 4th. Shareholders of record on Thursday, August 20th were issued a dividend of $0.1250 per share. The ex-dividend date was Thursday, August 20th. This represents a $0.50 dividend on an annualized basis and a dividend yield of 0.8%. TransUnion’s dividend payout ratio is 13.19%.

About TransUnion

TransUnion (NYSE: TRU) is a global information and insights company that helps businesses and consumers make more informed decisions. Its services use credit, identity, and other data to support lending, insurance, telecommunications, retail, employment, and other commercial activities.

The company provides credit reporting and risk-management solutions, including consumer credit information, scoring, decisioning tools, fraud detection, identity verification, and analytics. TransUnion also offers marketing and audience-insights products designed to help organizations understand and reach consumers, as well as consumer-facing services that provide access to credit information, monitoring, and identity-protection tools.

TransUnion traces its origins to 1968, when it was established as a holding company for a railroad-leasing business before developing into a consumer credit reporting organization.