Spire Wealth Management Purchases 24,794 Shares of PayPal Holdings, Inc. $PYPL

Spire Wealth Management raised its position in PayPal Holdings, Inc. (NASDAQ:PYPL) by 1,122.4% in the 3rd quarter, Holdings Channel.com reports. The firm owned 27,003 shares of the credit services provider’s stock after buying an additional 24,794 shares during the period. Spire Wealth Management’s holdings in PayPal were worth $1,811,000 at the end of the most recent quarter.

A number of other hedge funds have also recently made changes to their positions in the company. Hilltop National Bank acquired a new position in shares of PayPal in the second quarter valued at approximately $27,000. MUFG Securities EMEA plc boosted its position in PayPal by 100.4% during the 2nd quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock worth $29,000 after buying an additional 87,524 shares during the period. True Wealth Design LLC grew its holdings in PayPal by 285.3% during the 3rd quarter. True Wealth Design LLC now owns 524 shares of the credit services provider’s stock worth $35,000 after acquiring an additional 388 shares during the last quarter. VSM Wealth Advisory LLC acquired a new position in PayPal in the 2nd quarter valued at approximately $36,000. Finally, Total Investment Management Inc. acquired a new position in PayPal in the 2nd quarter valued at approximately $38,000. 68.32% of the stock is owned by institutional investors and hedge funds.

PayPal News Summary

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Partnership with Microsoft to power Copilot Checkout — integration lets shoppers complete purchases inside Microsoft Copilot, expanding PayPal’s payment footprint and potential transaction volume. PayPal Teams With Microsoft to Power Checkout in Copilot
• Positive Sentiment: Coverage highlighting PayPal as a value buy — recent pieces (Forbes, MoneyShow) argue PYPL’s valuation and margins make it an attractive long‑term purchase for value investors. Should You Consider Buying PayPal Stock?
• Positive Sentiment: New Transaction Graph Analytics program — product aimed at merchant analytics/insights that could boost monetization and seller retention if adoption scales. How PayPal’s New Transaction Graph Analytics Program Will Impact PayPal Holdings (PYPL) Investors
• Neutral Sentiment: Options activity shows elevated interest — options flow and positioning can signal short‑term speculators hedging or positioning around catalysts, but direction is ambiguous. Behind the Scenes of PayPal Holdings’s Latest Options Trends
• Neutral Sentiment: Susquehanna trims price target (from $94 to $90) but keeps a “positive” rating — reduced upside estimate but analyst stance remains constructive, a mixed signal for sentiment. PayPal price target lowered by at Susquehanna
• Neutral Sentiment: Market summaries note PYPL has dipped more than the broader market recently — useful context but not a direct catalyst. Why Paypal (PYPL) Dipped More Than Broader Market Today
• Negative Sentiment: Goldman Sachs lowered its price target to $65 — a meaningful cut that reduces analyst‑driven upside and likely pressured sentiment. The Goldman Sachs Group Lowers PayPal (NASDAQ:PYPL) Price Target to $65.00
• Negative Sentiment: Recent analyst downgrade drove a sell reaction — coverage noting the downgrade has coincided with downward pressure on the stock. PayPal (NASDAQ:PYPL) Shares Down 2.2% After Analyst Downgrade
• Negative Sentiment: Public criticism from commentators (Jim Cramer: “late to new technologies”) feeds a narrative that PayPal risks losing share to newer fintech entrants and could weigh on sentiment. Jim Cramer on Paypal: “The Company’s Been Late to New Technologies”

Insider Activity at PayPal

In other PayPal news, EVP Aaron Webster sold 9,282 shares of PayPal stock in a transaction on Monday, November 10th. The shares were sold at an average price of $66.29, for a total value of $615,303.78. Following the completion of the sale, the executive vice president directly owned 35,699 shares of the company’s stock, valued at approximately $2,366,486.71. The trade was a 20.64% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Also, CAO Chris Natali sold 1,374 shares of the company’s stock in a transaction dated Thursday, October 30th. The shares were sold at an average price of $69.13, for a total transaction of $94,984.62. The SEC filing for this sale provides additional information. Over the last 90 days, insiders have sold 36,156 shares of company stock worth $2,432,524. 0.08% of the stock is owned by insiders.

PayPal Stock Performance

Shares of PayPal stock opened at $57.66 on Friday. The business has a 50-day moving average price of $61.56 and a two-hundred day moving average price of $67.45. PayPal Holdings, Inc. has a 1-year low of $55.85 and a 1-year high of $93.25. The company has a current ratio of 1.34, a quick ratio of 1.34 and a debt-to-equity ratio of 0.56. The company has a market cap of $53.95 billion, a P/E ratio of 11.56, a PEG ratio of 0.72 and a beta of 1.42.

PayPal (NASDAQ:PYPL) last announced its earnings results on Tuesday, October 28th. The credit services provider reported $1.34 EPS for the quarter, beating the consensus estimate of $1.20 by $0.14. PayPal had a return on equity of 25.64% and a net margin of 14.96%.The company had revenue of $8.42 billion for the quarter, compared to analyst estimates of $8.21 billion. During the same quarter in the prior year, the company earned $1.20 EPS. The firm’s revenue for the quarter was up 7.3% compared to the same quarter last year. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. As a group, analysts anticipate that PayPal Holdings, Inc. will post 5.03 EPS for the current year.

PayPal Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Wednesday, December 10th. Stockholders of record on Wednesday, November 19th were given a dividend of $0.14 per share. The ex-dividend date of this dividend was Wednesday, November 19th. This represents a $0.56 annualized dividend and a dividend yield of 1.0%. PayPal’s dividend payout ratio (DPR) is 11.22%.

Analysts Set New Price Targets

A number of brokerages have recently commented on PYPL. Argus lifted their price target on shares of PayPal from $81.00 to $87.00 and gave the stock a “buy” rating in a report on Wednesday, October 29th. Morgan Stanley reaffirmed a “negative” rating on shares of PayPal in a research report on Wednesday, October 29th. KGI Securities cut their target price on PayPal from $85.00 to $80.00 in a report on Monday, November 10th. The Goldman Sachs Group decreased their price target on PayPal from $72.00 to $65.00 and set a “sell” rating for the company in a research note on Tuesday. Finally, Sanford C. Bernstein restated a “market perform” rating on shares of PayPal in a research report on Wednesday, December 17th. Twelve research analysts have rated the stock with a Buy rating, twenty-four have assigned a Hold rating and four have issued a Sell rating to the stock. Based on data from MarketBeat, PayPal presently has an average rating of “Hold” and an average target price of $77.26.

PayPal Profile

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.