SoFi Technologies (SOFI) Projected to Announce Quarterly Earnings on Wednesday

SoFi Technologies (NASDAQ:SOFI) is expected to issue its Q2 2026 results before the market opens on Wednesday, July 29th. Analysts expect SoFi Technologies to post earnings of $0.11 per share and revenue of $1.1149 billion for the quarter. SoFi Technologies has set its FY 2026 guidance at 0.600- EPS. Individuals may visit the the company’s upcoming Q2 2026 earning report page for the latest details on the call scheduled for Wednesday, July 29, 2026 at 8:00 AM ET.

SoFi Technologies (NASDAQ:SOFI) last issued its earnings results on Wednesday, April 29th. The company reported $0.12 earnings per share (EPS) for the quarter, meeting analysts’ consensus estimates of $0.12. SoFi Technologies had a net margin of 14.65% and a return on equity of 6.25%. The company had revenue of $1.09 billion for the quarter, compared to analysts’ expectations of $1.05 billion. During the same period in the prior year, the firm earned $0.06 EPS. SoFi Technologies’s quarterly revenue was up 42.6% compared to the same quarter last year. On average, analysts expect SoFi Technologies to post $1 EPS for the current fiscal year and $1 EPS for the next fiscal year.

SoFi Technologies Trading Up 3.7%

Shares of SoFi Technologies stock opened at $17.64 on Wednesday. SoFi Technologies has a 1 year low of $14.92 and a 1 year high of $32.73. The company has a market capitalization of $22.63 billion, a price-to-earnings ratio of 40.09 and a beta of 2.14. The business has a fifty day simple moving average of $17.15 and a two-hundred day simple moving average of $18.98. The company has a debt-to-equity ratio of 0.17, a current ratio of 0.75 and a quick ratio of 0.13.

Analyst Upgrades and Downgrades

A number of equities research analysts recently issued reports on SOFI shares. The Goldman Sachs Group increased their price target on SoFi Technologies from $17.00 to $21.00 and gave the stock a “neutral” rating in a research report on Thursday, July 9th. Keefe, Bruyette & Woods cut their target price on SoFi Technologies from $20.00 to $17.00 and set an “underperform” rating for the company in a research report on Thursday, April 9th. Stephens reduced their target price on SoFi Technologies from $26.00 to $25.00 and set an “overweight” rating on the stock in a report on Thursday, April 30th. UBS Group decreased their price target on SoFi Technologies from $24.50 to $21.00 and set a “neutral” rating on the stock in a research report on Thursday, April 30th. Finally, Argus began coverage on SoFi Technologies in a research note on Wednesday, April 15th. They issued a “hold” rating for the company. Seven equities research analysts have rated the stock with a Buy rating, eleven have issued a Hold rating and three have issued a Sell rating to the company. According to data from MarketBeat.com, SoFi Technologies has an average rating of “Hold” and an average price target of $22.78.

Insider Buying and Selling

In related news, CEO Anthony Noto purchased 15,545 shares of the firm’s stock in a transaction dated Monday, May 11th. The stock was bought at an average price of $16.00 per share, with a total value of $248,720.00. Following the completion of the purchase, the chief executive officer owned 11,946,619 shares in the company, valued at approximately $191,145,904. This represents a 0.13% increase in their position. The acquisition was disclosed in a legal filing with the SEC, which is available at this link. Also, CTO Jeremy Rishel sold 102,123 shares of the stock in a transaction that occurred on Wednesday, June 17th. The shares were sold at an average price of $17.78, for a total transaction of $1,815,746.94. Following the sale, the chief technology officer directly owned 895,089 shares of the company’s stock, valued at $15,914,682.42. This represents a 10.24% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Insiders have sold a total of 124,302 shares of company stock worth $2,182,523 in the last ninety days. Company insiders own 2.50% of the company’s stock.

Institutional Trading of SoFi Technologies

Hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Great Valley Advisor Group Inc. raised its position in shares of SoFi Technologies by 5.0% during the 4th quarter. Great Valley Advisor Group Inc. now owns 14,971 shares of the company’s stock worth $392,000 after purchasing an additional 718 shares during the last quarter. Vident Advisory LLC boosted its stake in shares of SoFi Technologies by 3.4% during the 3rd quarter. Vident Advisory LLC now owns 22,594 shares of the company’s stock valued at $597,000 after buying an additional 751 shares during the last quarter. Smartleaf Asset Management LLC boosted its holdings in SoFi Technologies by 27.8% in the fourth quarter. Smartleaf Asset Management LLC now owns 3,602 shares of the company’s stock worth $96,000 after purchasing an additional 783 shares during the period. Advisory Services Network LLC increased its holdings in shares of SoFi Technologies by 2.4% in the 3rd quarter. Advisory Services Network LLC now owns 34,648 shares of the company’s stock worth $915,000 after acquiring an additional 798 shares during the period. Finally, State of Wyoming increased its stake in SoFi Technologies by 6.3% during the 2nd quarter. State of Wyoming now owns 14,139 shares of the company’s stock valued at $257,000 after buying an additional 836 shares during the period. 38.43% of the stock is owned by institutional investors.

SoFi Technologies Company Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.